Page 65 - Personal Finance

Late ITR after Sept 15: Why the hit is bigger than just a penalty fee

From losing the old regime option to higher interest outgo, here's how a delayed ITR beyond September 15 can shrink your savings.

GST on hotel rooms under ₹7,500 cut to 5%, Indian travellers to benefit

The GST Council has slashed tax from 12% to 5% on hotel rooms priced below ₹7,500 per night, offering relief to travellers and giving a push to domestic tourism

5% GST cut to make salons, gyms and yoga services cheaper from Sept 22

From haircuts to toothpaste, the GST Council's rate cut could ease monthly household budgets, though experts caution benefits may vary depending on service providers

Insurance GST cut to zero: Save ₹2,700 annually on ₹15,000 premium

Zero GST Impact on Insurance: From October, GST on individual health and life insurance premiums drops from 18% to 0%; insurers weigh impact of lost input tax credit

Fund review: SBI Banking and PSU Fund

Fund review: SBI Banking and PSU Fund

Zero GST on health, life insurance: What the cut from 18% means for you

GST on health, life insurance: From September 22, 2025, individual health and life insurance premiums will no longer attract 18% GST, making policies more affordable for Indian households

From public to pvt banks, Sept home loan rates range from 7.35% to 10.75%

Borrowers this September face a wide interest rate spread on home loans, lowest at 7.35% and highest touching 15%, depending on the bank or finance firm.

Rs 1,100 crore deal: Nehru's Delhi bungalow may be India's costliest home

Nehru Delhi bungalow deal: From Nehru's first bungalow in Delhi to Mumbai's sea-facing towers and Gurugram penthouses, India's luxury property market keeps setting new records

GST cut makes small cars cheaper: Latest loan rates of various banks

Lower taxes and competitive loan rates mean people planning to buy cars can save money in September

Milk to medicines: GST cut could save your family over ₹15,000 a year

From groceries and toiletries to life-saving drugs, new rates of consumption tax will help household budgets

Dividend yield funds seen as stable option for sound risk-adjusted returns

These funds may underperform growth funds and lag during bull runs

Buying near Dwarka ISBT or Bandra? Why homes near metros could gain more

Delhi-NCR leads with the highest potential of 32 mn. sq. ft. due to its rapidly evolving metro network, ISBTs and urban railway stations

Mumbai nears 1 lakh property registrations in 2025, ₹5 cr+ homes rise to 6%

Homes priced above ₹5 crore contributed 6% of registrations, compared to 5% last year, while the ₹2-5 crore segment dipped by 3%

Tax break for global funds extended: what it could mean for your portfolio

Extension of tax breaks till 2030 aims to deepen foreign inflows in infra, but retail investors may only see limited indirect gains, say experts

More than CIBIL: What lenders really check before clearing your loan

A good CIBIL score helps, but lenders also weigh income stability, debt load, and spending discipline before approving your loan

Spend ₹5 lakh on interiors, gain ₹30 lakh in resale: NCR tops at ₹5.8 lakh

Bengaluru, Hyderabad trail Delhi in Interior Spend: Average ₹5.2-₹4.9 lakh per home

SBI warns about scam targeting pensioners, stealing their phone numbers

Lenders says fraudsters are posing as its employees, urges customers not to share sensitive information

ATM use to debit cards, YES Bank salary accounts to get costlier from Oct

Charges for issuing debit cards will increase and the bank will ask customers to maintain minimum balance in these accounts

Gift, sale, planning: How one couple paid no tax on ₹3.85 cr capital gains

Gift deeds, registered sale deeds, and transparent banking channels can make even intra-family transfers fully compliant with the law

Air India sale 2025: Business Class from ₹34K, Premium Economy from ₹13K

Air India Premium travel sale ends Sept 7 - check routes and fares