Page 84 - Personal Finance

Fight scams and spam, report fraudulent messages to govt's Chakshu website

Platform allows users to flag potential cyber fraud and helps authorities take action against cybercriminals

Mumbai tops, BITS leads, Zepto shines: Inside India's Under-30 power list

Kaivalya Vohra (22) from Mumbai stands out as the youngest Co-founder this year, behind the rapid rise of the quick commerce startup Zepto

Thane housing prices soar 46% in 3 years-Should you still buy here?

Around 44% of Thane's residential supply is in the Rs 80 lakh to Rs 1.6 Cr. budget segment, which will likely dominate the market going forward given the prevailing capital value trends in the region

Home loan rates in July: PSU banks start at 7.35%, private lenders at 7.90%

Customers should consider loan slabs and benefits when they are evaluating offers by lenders

Market cap drops, opportunities rise: What investors can't miss in 2025

The total average market capitalization for January-June 2025 stood at ₹425.5 lakh crore, the second-highest on record, but marked a 7.6% decline from the previous six-month period (July-December 2024

FD rates in July 2025: These 12 banks still offer up to 8.5% returns

slice Bank offers highest FD rate at 8.5 per cent, followed by Suryoday and Jana. Small finance banks outpace private lenders in 2025 fixed deposit returns

Tier II boost: Godrej buys 50 acres in Raipur for premium plotted project

The development on this land will primarily comprise premium plotted residential units and will offer an estimated saleable area of 9.5 lakh square feet.

Debt funds: Keep bulk of portfolio in short to medium-duration funds

India's 10-year benchmark bond yield, which fell to 6.13 per cent on June 6, closed at 6.31 per cent on July 15

Tata Neu HDFC Bank cardholders now get free Spotify Premium for 4 months

For users already using Spotify's free tier or exploring Premium for the first time, this is a smart, low-risk way to test out a subscription model without upfront costs.

After buying a second-hand car, this is how you transfer insurance policy

There is a deadline to complete the process and could lead to legal issues if it's not followed, say experts

UPI-PayNow: Step-by-step guide to instant India-Singapore remittances

NPCI expands UPI-PayNow linkage, making India-Singapore money transfers faster, cheaper and seamless for users. Here's how to use the service step by step.

Delay in ITR-5, 6, 7 utilities:Brace for shorter filing window, say experts

ITR-2 and 3 utilities were also released late in mid-July, but the deadline was later extended

HRA exemption glitch in ITR utility: What salaried taxpayers must do

'Taxpayers must calculate exemption based on residence, not workplace, to avoid notices' says experts.

Will ATMs stop dispensing Rs 500 notes? Govt clears the air on viral claim

RBI aims to improve the availability of smaller denomination notes and is not discontinuing Rs 500 currency

₹6,500 cr realty shake-up: Commercial deals soar 2X, residential slumps

Indian real estate sector witnessed deals worth $2.5 billion during the first half of this year, a fall of 8 per cent annually, according to Grant Thornton https://assets.grammarly.com/emoji/vBhara

Guide to filing tax return: View all your financial activities in one place

AIS and TIS are documents that will help you check all your income and tax details

Gold hits ₹95,000 in India: Should you buy, hold, or sell in H2 of 2025?

In a year where equity markets remain volatile, central banks are tiptoeing around rate cuts, and trade wars show no signs of de-escalating, gold offers both protection and potential.

Borrowing to survive: 93% of India's under ₹50K earners turn to cards, BNPL

Among the self-employed earning under ₹50,000/month, 85% use credit cards, while BNPL usage is also significant-18% among the self-employed and 15% among salaried users.

Flexicap funds: Freedom to shift across market caps helps mitigate risks

Flexicap funds suit investors who prefer to delegate market-cap allocation decisions to a professional

RBI may cut rates further if inflation falls or growth slows: Guv Malhotra

While price stability remains the central bank's primary objective, growth is also a key consideration