Personal Finance

One extra home loan EMI can save Rs 15 lakh, cut 5 yrs on Rs 50 lakh loan

With EMIs unlikely to change immediately, the focus shifts to optimising tenure, prepayments and spreads

RBI proposes to allow banks to lend to REITs, widening real estate funding

Move could widen funding options for income-generating real estate assets

Health insurance complaints rise 41% on claims disputes in FY25: Irdai

Regulator asks insurers to conduct 'root-cause analysis' of complaints and improve oversight of agents, brokers and digital channels

Home loans at 7-12% range after RBI rate hold: Check latest offers here

As RBI holds policy rates, the gap between floor and ceiling rates means a borrower's credit score and lender choice are now the primary drivers of long-term housing costs

RBI holds rates: Best FDs where senior citizens can still earn up to 8%

Senior citizen best fixed deposit interest rates: With the repo rate unchanged at 5.25%, depositors may still have time to lock higher fixed deposit returns before banks reprice

Fixed deposit rates at 5-8% after RBI pause: Check latest offers here

Investors should act now to lock in high-yielding fixed deposits as central bank keeps interest rates at a peak before an expected cooling period

RBI repo rate at 5.25%: Home loan EMIs to stay unchanged for borrowers

Home Loan EMI Rate Unchanged: With EMIs steady after the MPC's first 2026 decision, experts say borrowers should reassess loan terms instead of waiting for fresh rate cuts

Sebi proposal could simplify withdrawals from demat mutual funds

Markets regulator Sebi on Thursday proposed to extend the facility of standing instructions for Systematic Withdrawal Plans (SWP) and Systematic Transfer Plans (STP) to mutual fund units held in demat

Amid gold-silver volatility, book partial profits in rallies to cut risks

Instead of chasing high prices, new investors must enter through systematic investment plans with a horizon of five years

What are the best term insurance premium rates for young professionals?

Here is a selected list of the best term insurance rates from various insurers for young male professionals living in a large city

Pashmina's resurgence: How heritage craft meets conscious luxury demand

From ceremonial gifting to informed ownership, pashmina shawls are being rediscovered as a conscious luxury choice rooted in heritage, sustainability and emotional value

Budget 2026 land acquisition tax break: Experts decode gains and limits

Tax exemption on acquired land compensation gets legal clarity from April 2026; urban and non-farm plots also covered.

Fund review: Kotak Equity Opportunities Fund

Fund review: Kotak Equity Opportunities Fund

Revised return deadline extended to help belated filers, global earners

Bear in mind that substantial changes in a revised return can invite closer examination by tax authorities

Travel insurance demand for overseas weddings up 27% in two years: Report

Indian families turning to disciplined financial planning for such events, it says

After repaying car loan, how to remove hypothecation in records online

Securing absolute ownership requires a formal update to the Vahan portal to prevent legal hurdles and insurance complications during future sales

Defence, semi-conductors, rare earths : Where to invest after Budget 2026

Real sinals are embedded in the Budget document-policy continuity, withdrawal of customs duties on manufactured goods, and a clear shift towards strategic sectors like defence, semiconductors

Cancer treatment bills hit Rs 30 lakh, insurance cover falls short: Report

Medical inflation and prolonged, multi-stage care leave many Indian families underinsured, it says

Flexi-cap equity, credit core bets for 2026: Motilal backs 50% large caps

Large caps/hybrids should be considered as portfolio anchors for 2026, complemented by staggered, selective exposure to mid and small caps on the back of improving sentiment

CBDT to issue new tax rules; 88% taxpayers already in new regime

The old tax regime refers to the income tax calculation and slabs that existed before the introduction of the new tax regime in 2020. Old tax regime has higher tax rates, but taxpayers get exemptions.