Personal Finance

Health insurance claim rejected for non-disclosure? Here's what works

Claim rejections for non-disclosure are not always final. Here is how documentation, timelines and doctor clarifications can change outcomes

Home loan mistakes: Don't equate eligibility with repayment capacity

Be warned that incomplete, outdated and inconsistent documents can delay loan approval and disbursal

Does the IT dept track your online spending or lifestyle? Govt clarifies

Government responds to claims about ITD and citizens' digital activity

Credit cards in 2025: Tax clarity, RBI rules and a shift in spending

From festive splurges to planned spends, how card usage evolved in 2025

Senior citizen FD rates in January 2026 up to 8.10%: Bank-wise list

Interest rates vary widely across banks and tenures, making comparison important

FD rates in January 2026 at 5%-8%: Check best offers across banks

Bank-wise FD rates range from 5% to 8%, depending on tenure and lender type

LIC's revival drive for lapsed policies: Who should act and why it matters

LIC offers limited-time relief to restore life cover in case premiums were missed earlier

Stopping SIPs in downturns weakens long-term compounding, rupee-cost gains

Chasing past performance ignores the principle that returns of all assets are mean-reverting

Banks entering NPS fund management space: What it means for subscribers

More bank-led pension funds mean wider access, sharper competition, and better NPS experiences for long-term savers, say experts

Reasonable valuations, earnings revival to aid small-cap funds in 2026

After underperforming in 2025, small-cap funds may see a turnaround as valuations become more reasonable and earnings revive; existing investors should stay invested, while new ones enter gradually

Luxury travel meets HNI wealth strategy: The Villa economy in India decoded

The End of the Hotel Room: Inside India's Private Villa Luxury Boom

Cigarette tax hike from February 1: Check how much each stick will cost

Longer and premium cigarettes to cost more as new taxes kick in

Gold investors get 387% returns as RBI redeems 2017-18 SGB series

Redemption at ~13,486 a gram delivers nearly fourfold gains in eight years

Equity vs gold vs silver: How investors should balance portfolios for 2026

The investment playbook for 2026 is not about chasing themes, but about balancing growth with stability, and risk with resilience.

Where IPO wealth was really created in 2025: Top ten performers of the year

Larger, well-structured issuances are delivering more consistent outcomes, while smaller IPOs offer higher variability and selective upside.

Sector, thematic funds' outlook: Avoid over-allocation, chasing returns

These concentrated bets suit experienced investors who can assess sector prospects and invest at attractive valuations

Stepping to the beat: How dance classes are rewriting urban India's rhythm

As dance classes move beyond niche studios, they are reshaping how urban Indians approach fitness, social connection and cultural expression

What are the best health insurance premiums being offered across India

Here are the best health insurance plans right now, how premiums compare across insurers, and which features matter most for long-term cover

Fund review: ICICI Prudential Large Cap Fund

Fund review: ICICI Prudential Large Cap Fund

Paying claims or pushing back? What Irdai data reveals about insurers

Irdai's latest data shows how much insurers paid out in health claims in FY25