Page 2 - Credit Card

No job or income proof? You can get a credit card with your fixed deposit

Customers get access to credit while continuing to earn on their deposits

From ITR filing to credit cards: Key money changes from September 1

From taxes to pensions and credit cards, here are the September rule changes that could affect your wallet

Sharing your credit card for rewards? It could trigger a tax headache

A student's Rs 24 lakh spend for friends' big buys has landed them on the tax radar. Experts warn such cashback chasing can invite scrutiny, penalties, and even legal trouble.

Enjoy Business-Class movie experiences with New PVR INOX Kotak Credit Card

The PVR INOX Kotak Credit Card is a ticket to curated entertainment savings and premium experiences.

Paying only minimum due on your credit card? You could be in a debt trap

A credit card debt trap occurs when you are paying only the minimum due, or Using one card to pay off another. To avoid this, spend no more than 30 per cent of the card limit each month

Zaggle acquires Rio Money for ₹22 crore to enter UPI credit card space

Zaggle Prepaid Ocean Services Ltd on Tuesday said it has acquired 100 per cent stake in fintech firm Rio Money for Rs 22 crore in a strategic move to enter the high-growth consumer credit card segment via UPI. With this acquisition, Zaggle, a major player in corporate spend management and commercial cards, has forayed into the rapidly expanding retail credit payments market, the company said in a statement. The acquisition forms part of Zaggle's broader strategy to invest proceeds from its Rs 595 crore QIP towards growth-focused, accretive acquisitions. Founded in 2023, Rio Money offers a cutting-edge UPI app that seamlessly integrates credit into UPI transactions. "Rio brings deep expertise in UPI solutions and the consumer credit cards space, with differentiated product offerings. This acquisition also enables us to drive innovation not only in corporate spend management but also in the consumer credit card segment," said Zaggle's Founder & Executive Chairman Raj P ...

India credit, charge card payment market to cross $300bn in 2025: Report

An important factor contributing to this uptrend in India, GlobalData believes, is the availability of installment facilities

Credit Card in force stays flat in June; ICICI, Axis Bank cards decline

Credit card issuances remain flat in June 2025, with ICICI Bank and Axis Bank showing declines in card numbers, while overall spending drops sequentially

Myntra Kotak credit card ends July 10: Here's what changes for users

What customers should know before switching to League Platinum Credit Card

Credit card spends up 14.5% to ₹1.89 trn in May 2025; HDFC, SBI lead

Spends rose to Rs 1.89 trillion in May 2025 with 2.7 per cent M-o-M growth, supported by strong card issuances and led by HDFC Bank, SBI Cards and ICICI Bank

SBI cardholders to pay more monthly: New rules for minimum amount due

Company changes the way it calculates the least amount a user must pay as credit card bill to avoid penalties

Swiping your HDFC card for rent or wallets? New charges kick in soon

HDFC credit card users face new charges on rent, wallets, gaming, and utilities from July 1, with tighter reward caps and GST on fees.

Credit card spends rise 18% to ₹1.84 trillion in April, shows RBI data

Credit card spends surged 18 per cent YoY in April but fell 8.7 per cent from March, as issuers remained cautious on new cards due to stress in unsecured portfolios

The credit card reward mirage: High earn rates, low real returns

'It's not how many points you earn, but what they're worth,' says Adhil Shetty, 'as flashy reward rates often hide poor rupee conversion value.'

Amex, HSBC lead foreign banks in net credit card addition in FY25

The two banks added close to 325,000 new credit cards, with the overall banking industry adding 8 million credit cards in FY25

Credit card spends surged to 4-month high of Rs 2 trillion in March

Card addition slows in FY25 following higher risk weight norm

HSBC launches travel rewards: Transfer points to 15 airlines, 5 hotels

HSBC India's new travel rewards programme lets cardholders transfer points to 20 airline and hotel partners at 1:1 ratio. It is available from April 1, 2025, via the HSBC India Mobile App.

Lounge access, 5 per cent cashback: perks of new Tata Neu SBI card

Card offers various schemes to people who frequently use Tata group companies' products and services

Almost 80% of Indians plan to use rewards points for leisure travel: Report

84% of them say they will support local small businesses while visiting a new destination, according online survey by American Express

Cancelling a card: What it will do to your credit history, benefits

If a specific card encourages overspending and leads to mounting debt, cancelling it might help you regain control