Page 2 - Credit Card
Standard Chartered Bank won't push standalone credit cards going forward
Bank will focus on multiproduct relationships with individual clients, which is anchored in wealth solutions, and international banking
 "Standard Chartered Bank won't push standalone credit cards going forward")
Trump calls for one-year 10% cap on credit card rates amid cost pressure
The US president said the proposed cap, set to begin on January 20, would stop excessive charges by card issuers, though details on enforcement and industry compliance remain unclear
 "Trump calls for one-year 10% cap on credit card rates amid cost pressure")
Sharing your credit card with friend or family? The hidden risks are costly
Voluntarily sharing details with others transfers the entire legal and financial liability to the primary cardholder
 "Sharing your credit card with friend or family? The hidden risks are costly")
How to protect yourself from unsolicited cards, fraudulent transactions
Follow this complaint escalation path: Bank's grievance cell, ombudsman, consumer commission, and then civil or criminal court
 "How to protect yourself from unsolicited cards, fraudulent transactions")
Lower credit costs may drive more gains for SBI Cards and Payment Services
SBI Cards is expected to benefit from easing credit costs and improving asset quality, with rising spends and better portfolio performance likely to support stronger growth ahead
 "Lower credit costs may drive more gains for SBI Cards and Payment Services")
Travel insurance worries? These top premium cards give the best benefits
Detailed snapshot of the benefits across top travel cards, helping travellers understand what fits their needs
 "Travel insurance worries? These top premium cards give the best benefits")
super.money issues 470,000 RuPay credit card in partnership with banks
Fintech super.money issued over 4.7 lakh RuPay credit cards through Axis Bank, Kotak811, and Utkarsh SFB, expanding access to first-time credit users across India
 "super.money issues 470,000 RuPay credit card in partnership with banks")
Festivals, GST rejig boost average credit card spending by 15%: RBI data
Credit card spending surged in September 2025 on strong festive demand and GST rationalisation, with private lenders such as HDFC Bank and ICICI Bank leading the growth in per-card spends
 "Festivals, GST rejig boost average credit card spending by 15%: RBI data")
Festive season, GST relief boost per-credit card spend by 15% annually
Credit card spending zoomed during the festival season, aided by a rationalisation of GST rates, with private lenders leading the way
Share credit without losing control: Scapia-Federal Bank launch add-on card
New card lets up to three family members share a credit line and travel perks, each with their own app, OTP, and rewards
 "Share credit without losing control: Scapia-Federal Bank launch add-on card")
Credit card spends hit record ₹2.2 trillion in September on festive boom
Festive shopping, GST rate cuts, and heavy bank offers push card spending to an all-time high; HDFC, SBI Cards, and ICICI Bank lead growth
Indians swiped big this Diwali: 42% spent over ₹50,000 on credit cards
Indians spent big this Diwali — and they did it smartly. ????✨ A new Paisabazaar survey shows that 42% of credit card users spent over ₹50,000, while one in five crossed the ₹1 lakh mark.
 "Indians swiped big this Diwali: 42% spent over ₹50,000 on credit cards")
BOBCARD offers cashback up to 27.5% and Rs 4 lakh discounts on Diwali
BOBCARD offers on Diwali: Customers will save money by purchasing appliances and gadgets from top brands, says credit card company
 "BOBCARD offers cashback up to 27.5% and Rs 4 lakh discounts on Diwali")
PNB credit card festive offers: Save up to ₹25,000 on travel and shopping
Lender will give 27.5% discounts on gadgets, flights, hotels, shopping, food delivery till Dec
 "PNB credit card festive offers: Save up to ₹25,000 on travel and shopping")
PhonePe, Mastercard roll out tap-and-pay contactless payments in India
PhonePe and Mastercard have launched contactless tap-and-pay payments for Indian cardholders using NFC-enabled Android smartphones at merchant outlets in India and abroad
 "PhonePe, Mastercard roll out tap-and-pay contactless payments in India")
No job or income proof? You can get a credit card with your fixed deposit
Customers get access to credit while continuing to earn on their deposits
 "No job or income proof? You can get a credit card with your fixed deposit")
From ITR filing to credit cards: Key money changes from September 1
From taxes to pensions and credit cards, here are the September rule changes that could affect your wallet
 "From ITR filing to credit cards: Key money changes from September 1")
Sharing your credit card for rewards? It could trigger a tax headache
A student's Rs 24 lakh spend for friends' big buys has landed them on the tax radar. Experts warn such cashback chasing can invite scrutiny, penalties, and even legal trouble.
 "Sharing your credit card for rewards? It could trigger a tax headache")
Enjoy Business-Class movie experiences with New PVR INOX Kotak Credit Card
The PVR INOX Kotak Credit Card is a ticket to curated entertainment savings and premium experiences.
 "Enjoy Business-Class movie experiences with New PVR INOX Kotak Credit Card")
Paying only minimum due on your credit card? You could be in a debt trap
A credit card debt trap occurs when you are paying only the minimum due, or Using one card to pay off another. To avoid this, spend no more than 30 per cent of the card limit each month