Page 3 - Credit Card

Forex or credit card? The better option for Indians travelling abroad

A forex card should be for most expenses and credit for emergencies or big-ticket items, say finance experts

Unidentified men hacked credit card details of a doctor: How to stay safe?

A Credit Card Protection plan offers insurance against fraud, covering unauthorised transactions. Some financial institutions also provide reimbursements, ensuring added security for consumers

Top five credit cards for exquisite dining experience in 2025

Do your research and understand the complete list of product offerings before opting for a new card

Axis Bank revises Vistara Credit Card terms & conditions from April 18

Customers will continue earning Maharaja Points on eligible transactions, with validity and redemption as per Air India's Maharaja Club

No credit card? Here's how to build a strong credit score without it

It is essential to remember that consistent payment of loan EMIs and managing existing bank accounts responsibly contribute to a stronger credit profile

Best credit cards with lounge access for frequent travellers in 2025

When selecting a credit card for lounge access, factors such as international versus domestic travel frequency, joining and annual fees, and additional benefits should be considered

Which entry-level credit card is right for your wallet, know before swiping

Credit cards offer a convenient way to manage finances, build credit history, and even earn rewards. However, choosing the right card is crucial for setting yourself up for financial success

Are virtual credit cards safer than physical cards amid rising fraud?

They generate temporary card numbers that expire after a single use, enhancing security for e-commerce

97 per cent of credit card holders have EMIs or loans: Cred survey

Report reveals 47% of borrowers face higher borrowing costs due to poor credit scores

Late payments? Here's How to set up autopay for your credit card bill

Autopay is a feature offered by many credit card issuers that automatically processes your monthly payment when a new statement is generated

Credit card spending rises by 10.8% to Rs 1.84 trn in Jan 2025: RBI data

Per card spending in the industry stood at Rs 16,910, up 1.09 per cent from the same period last year

UPI Autopay surges threefold as customers shift from cards to digital

Set up of UPI Autopay for various services, including OTT subscriptions, insurance premiums, loan repayments, and utility bills has paved the way for UPI dominance

Inactive credit cards: Risks, impact on credit score & tips to manage them

'It is a misconception that inactive credit cards hurt your credit score. They do not directly'

Linking your credit card with UPI: Convenience or a debt trap?

Experts call for responsible credit card usage as it involves borrowed money and associated interest charges if not paid within the billing cycle

Over 57,000 ha degraded forest land marked for green credit scheme: Govt

Seventeen states have so far set aside more than 57,700 hectares of degraded forest land for tree plantation under the Green Credit Programme, according to government data. The programme rewards voluntary environmental actions by individuals, communities and the private sector. Madhya Pradesh -- which has the largest forest cover in the country -- identified and registered more than 15,200 hectares of degraded forest land for the programme until February 2, the highest among all states, the government told Parliament earlier this week. Andhra Pradesh has registered 11,361 hectares of degraded forest land, Gujarat 6,760 hectares, Jharkhand 5,648 hectares, Tamil Nadu 4,708 hectares and Bihar 4,108 hectares. At present, only tree plantation for eco-restoration of degraded forest land is being implemented under the Green Credit Programme, launched in October 2023. Any individual or private entity can undertake plantation on degraded land, including open forest and scrub land, wastelan

Valentine's Day credit card offers: Discounts on shopping, travel & more

Banks are rolling out special deals on shopping, dining, travel, and gadgets, making Valentine's celebrations more affordable with cashback, discounts, and exclusive perks

Net card spending rises 60% as credit card additions rise to 4-mth high

The per credit card spending rose by 3.20 per cent Year-on-Year (YoY) from Rs 16,865.26 in December 2023 and 8.22 per cent YoY from Rs 15,584.21 in December 2022

What is credit card swipe charge: How it impacts merchants and consumers

Consumers should be aware of how these charges shape product prices and payment options

Flipkart Axis Bank credit card: Key changes in fees, surcharges & cashback

Effective December 20 last year, Axis Bank has changed the terms and conditions of the Flipkart Axis Bank Credit Card

Credit cards more than double in 5 years, debit cards stable: RBI report

The number of credit cards has more than doubled to around 10.80 crore in five years through December 2019 but the number of debit cards has remained relatively stable, says a Reserve Bank report released on Monday. The report also said digital payments in India have grown exponentially in the last decade. While in calendar year (CY)-2013 there were 222 crore digital transactions valued at Rs 772 lakh crore, it has increased 94 times in volume and more than 3.5 times in value to over 20,787 crore transactions valued at Rs 2,758 lakh crore in CY-2024. "In the last five years alone, digital payments in India have increased 6.7 times in volume and 1.6 times in value. This amounts to a five-year CAGR of 45.9 per cent in terms of digital payments volume and 10.2 per cent in terms of digital payments value," said the Payment System Report, December 2024. It further said at end-December 2024, the number of credit cards has more than doubled to around 10.80 crore as compared to December 201