Lenders have announced new policies for ticket vouchers, renewal perks, milestone rewards
Number of outstanding credit cards stood at 109.31 mn, up from 108.87 mn at the end of January
Look for extra reward points or cashback on spending; ensure the card's annual fee is justified by its benefits
Grocery, fuel and utilities are among the top spend categories for the credit card
A forex card should be for most expenses and credit for emergencies or big-ticket items, say finance experts
A Credit Card Protection plan offers insurance against fraud, covering unauthorised transactions. Some financial institutions also provide reimbursements, ensuring added security for consumers
Do your research and understand the complete list of product offerings before opting for a new card
Customers will continue earning Maharaja Points on eligible transactions, with validity and redemption as per Air India's Maharaja Club
It is essential to remember that consistent payment of loan EMIs and managing existing bank accounts responsibly contribute to a stronger credit profile
When selecting a credit card for lounge access, factors such as international versus domestic travel frequency, joining and annual fees, and additional benefits should be considered
Credit cards offer a convenient way to manage finances, build credit history, and even earn rewards. However, choosing the right card is crucial for setting yourself up for financial success
They generate temporary card numbers that expire after a single use, enhancing security for e-commerce
Report reveals 47% of borrowers face higher borrowing costs due to poor credit scores
Autopay is a feature offered by many credit card issuers that automatically processes your monthly payment when a new statement is generated
Per card spending in the industry stood at Rs 16,910, up 1.09 per cent from the same period last year
Set up of UPI Autopay for various services, including OTT subscriptions, insurance premiums, loan repayments, and utility bills has paved the way for UPI dominance
'It is a misconception that inactive credit cards hurt your credit score. They do not directly'
Experts call for responsible credit card usage as it involves borrowed money and associated interest charges if not paid within the billing cycle
Seventeen states have so far set aside more than 57,700 hectares of degraded forest land for tree plantation under the Green Credit Programme, according to government data. The programme rewards voluntary environmental actions by individuals, communities and the private sector. Madhya Pradesh -- which has the largest forest cover in the country -- identified and registered more than 15,200 hectares of degraded forest land for the programme until February 2, the highest among all states, the government told Parliament earlier this week. Andhra Pradesh has registered 11,361 hectares of degraded forest land, Gujarat 6,760 hectares, Jharkhand 5,648 hectares, Tamil Nadu 4,708 hectares and Bihar 4,108 hectares. At present, only tree plantation for eco-restoration of degraded forest land is being implemented under the Green Credit Programme, launched in October 2023. Any individual or private entity can undertake plantation on degraded land, including open forest and scrub land, wastelan
Banks are rolling out special deals on shopping, dining, travel, and gadgets, making Valentine's celebrations more affordable with cashback, discounts, and exclusive perks