Page 3 - Credit Card

Tax planning to blame? Credit card spending hits 7-month low in Feb 2025

February has traditionally seen a slowdown in discretionary spending as consumers prioritize tax planning. Additionally, with major festive spending already concluded

Credit card fintech Scapia raises $40 million in Series B funding round

The company plans to enhance its product offerings, strengthen its team, and accelerate its growth plans

How to convert credit card bill to EMI? Check interest rate, tenure & fees

Some banks may charge a one-time processing fee for converting payment balance into EMIs

Rewards to insurance: SBI, Axis Bank, IDFC change credit card terms

Lenders have announced new policies for ticket vouchers, renewal perks, milestone rewards

Credit card spends at 7-month low in Feb amid stress in unsecured loans

Number of outstanding credit cards stood at 109.31 mn, up from 108.87 mn at the end of January

Credit cards for movie fans: Here is how to pick one for the best rewards

Look for extra reward points or cashback on spending; ensure the card's annual fee is justified by its benefits

Tata Neu HDFC Bank cobranded card surpasses 2 million issuances

Grocery, fuel and utilities are among the top spend categories for the credit card

Forex or credit card? The better option for Indians travelling abroad

A forex card should be for most expenses and credit for emergencies or big-ticket items, say finance experts

Unidentified men hacked credit card details of a doctor: How to stay safe?

A Credit Card Protection plan offers insurance against fraud, covering unauthorised transactions. Some financial institutions also provide reimbursements, ensuring added security for consumers

Top five credit cards for exquisite dining experience in 2025

Do your research and understand the complete list of product offerings before opting for a new card

Axis Bank revises Vistara Credit Card terms & conditions from April 18

Customers will continue earning Maharaja Points on eligible transactions, with validity and redemption as per Air India's Maharaja Club

No credit card? Here's how to build a strong credit score without it

It is essential to remember that consistent payment of loan EMIs and managing existing bank accounts responsibly contribute to a stronger credit profile

Best credit cards with lounge access for frequent travellers in 2025

When selecting a credit card for lounge access, factors such as international versus domestic travel frequency, joining and annual fees, and additional benefits should be considered

Which entry-level credit card is right for your wallet, know before swiping

Credit cards offer a convenient way to manage finances, build credit history, and even earn rewards. However, choosing the right card is crucial for setting yourself up for financial success

Are virtual credit cards safer than physical cards amid rising fraud?

They generate temporary card numbers that expire after a single use, enhancing security for e-commerce

97 per cent of credit card holders have EMIs or loans: Cred survey

Report reveals 47% of borrowers face higher borrowing costs due to poor credit scores

Late payments? Here's How to set up autopay for your credit card bill

Autopay is a feature offered by many credit card issuers that automatically processes your monthly payment when a new statement is generated

Credit card spending rises by 10.8% to Rs 1.84 trn in Jan 2025: RBI data

Per card spending in the industry stood at Rs 16,910, up 1.09 per cent from the same period last year

UPI Autopay surges threefold as customers shift from cards to digital

Set up of UPI Autopay for various services, including OTT subscriptions, insurance premiums, loan repayments, and utility bills has paved the way for UPI dominance

Inactive credit cards: Risks, impact on credit score & tips to manage them

'It is a misconception that inactive credit cards hurt your credit score. They do not directly'