Page 3 - Health Insurance

A good health insurance plan can be a life-saver in more than one way

Here are some of the best health insurance plans for young women living in metro cities

Think your health plan is enough? CA lists 3 must-have add-ons

Simply having health insurance isn't enough. CA breaks down three add-ons that can protect your finances from surprise medical costs.

Missed your health insurance renewal? Here's the hidden cost beyond money

Missing your health insurance renewal can wipe out benefits, reset waiting periods, and leave you uncovered when emergencies strike

GST reform drives record surge in Policybazaar's insurance traffic

Policybazaar sees highest-ever health and term insurance traffic after GST exemption on premiums, with demand rising up to 2.5x since the policy rollout

Young, earning and healthy? Here's the right health cover for you

Experts break down how much cover young earners really need and how to strike the right balance so you don't overpay or, worse, stay underinsured when medical bills hit

Multi-line general, health insurers log muted growth after GST revamp

Multi-line general insurers grew 1.94% and standalone health insurers 3.09% in September, while specialised players saw strong premium expansion

Hospital bill shock: Tata AIG is third insurer to exit Max cashless network

Tata AIG insurance has become the third insurer to suspend cashless claim services with Max Hospitals

What are the best health insurance plans post-GST reforms for you

Under the new GST 2.0 set of reforms, holders of individual health and life insurance policies will no longer have to pay any tax on the premium amount

No GST on insurance a loss for policyholders? What the math shows

Policyholders will pay no GST on health and life premiums from September 22, but insurers lose the ability to claim tax credit on expenses like commissions, rent and software, raising their operating

Hospitals vs insurers: Policyholders bear the brunt of rising medical costs

The simmering conflict came to a head last month when Niva Bupa suspended cashless services at Max Hospitals on August 16, citing unresolved reimbursement issues

GST rejig: No input tax credit for insurers on brokerage, CBIC clarifies

The CBIC has clarified that taxes paid on inputs like brokerage and commission for individual life or health insurance policies cannot be claimed as ITC

GST cut on insurance may not bring relief, premiums could rise 12-18 %

Nil-rated vs exempt GST status will decide if savings reach you, or if premiums quietly climb instead

Switching health policy? Seniors must secure written assurance on benefits

On receiving the policy document, check fine print to ensure the commitment has been fulfilled

Major reasons life insurance claims get rejected, decoded by experts

From missed disclosures to policy lapses, experts break down the biggest reasons for health claim rejections and share simple steps to keep your coverage dispute-free.

OPD insurance cover rises four-fold in 3 years: What are its benefits

Rising health care costs make OPD cover mainstream, with more Indians using it for doctor visits, tests and medicines

More senior citizens opt to port health insurance policies: Experts

Innovation, digital ease driving the shift, say insurers

GST cut on health insurance: Policyholders may use free-look period option

Policyholders may delay their insurance purchases using the free look period option to benefit from the nil GST on premiums, effective from September 22

Andhra cabinet clears universal health policy offering cover up to ₹25 lakh

The Andhra Pradesh cabinet headed by Chief Minister N Chandrababu Naidu on Thursday approved a proposal to invite tenders from insurance companies to extend universal health policy, which will offer healthcare services up to Rs 25 lakh, said Information and Public Relations Minister K Parthasarathy. Addressing a press conference at the Secretariat, he said over five crore people are expected to benefit from the universal policy. "The cabinet has approved the proposal prepared to invite tenders from insurance companies to extend universal health policy under Ayushman Bharat-PMJAY - Dr NTR Vaidya Seva scheme in hybrid mode," said Parthasarathy. As part of this initiative, the insurance company will extend Rs 2.5 lakh healthcare services while those extending up to Rs 25 lakh will be delivered by the Dr NTR Vaidya Seva Trust. Parthasarathy said the universal health scheme will approve a patient's treatment within six hours of getting admitted in a hospital and all related transactions

GST cut likely to defer insurance buying till new rates kick in

Experts expect spike in health and life insurance sales post-September 22, 2025, after GST exemption on individual policies takes effect, but many customers are likely to defer purchases until then

Patients to benefit from GST rate cut, but firms likely to face pressure

GST rationalisation lowers costs for medical consumables and high-end therapies, benefiting patients. However, pharma companies, particularly in biologics, may face margin pressure due to ITC loss