Enhance sum insured on base health policy, buy add-on cover
Zero GST Impact on Insurance: From October, GST on individual health and life insurance premiums drops from 18% to 0%; insurers weigh impact of lost input tax credit
GST on health, life insurance: From September 22, 2025, individual health and life insurance premiums will no longer attract 18% GST, making policies more affordable for Indian households
While the market was anticipating a cut in GST rates for term and health policies, analysts at JM Financial said, the exemption on savings-oriented life products came as a positive surprise.
Gym-related injuries are usually covered under health insurance, but exclusions around steroids, unsafe practices, and hazardous sports may lead to claim rejections
Niva Bupa issues clarification, says it hasn't rejected the claim
Policyholder grievances against health insurers jumped 21.7% in FY24, with Star Health leading by a wide margin, followed by CARE and Niva Bupa, Ombudsman data shows.
Check out the best health insurance premiums, check out this table from Policybazaar to guard against expensive medical bills.
The Centre has proposed exempting life and health insurance premiums from the current 18% GST; the GoM will submit its report to the GST Council, which will take the final decision
Choosing health cover for parents? Experts explain premiums, riders and the pitfalls that can leave families underinsured
Insurers hope for a reduction in GST on health and life insurance premiums, following PM Modi's announcement of GST relaxations, aiming to boost insurance penetration and make coverage more affordable
A PolicyBazaar report shows a 150 per cent YoY spike in NRI health insurance adoption, with women and young NRIs under 35 driving growth. Tier-3 cities now account for nearly half of all NRI claims
Medical inflation forces Niva Bupa to revise pricing; expects 25% growth in FY26
Hospitalisation for serious illnesses in one of the better private hospitals can easily set you back by up to Rs 15 lakh, if not more
The industry has grown in scale and ambition, but outdated reporting norms are being replaced-backed by regulations and market pressure-for better transparency and lasting sustainability
Combining base policy with super-top-up can also help make premiums manageable
Insurers are turning to digital footprints like Google Timeline to verify claims, but experts say such data can't be the sole reason to reject a valid health insurance claim
Venus Williams' recent singles win at the DC Open showcased her longevity and brought attention to health coverage for aging athletes following a joking comment she made in an on-court interview. "I had to come back for the insurance," the five-time Wimbledon champion said after Tuesday's match, her first in 16 months. "They informed me this year that I'm on COBRA, so it's like, I got to get my benefits on." The 45-year-old Williams, who has won seven major singles titles in her career, became the second-oldest woman to win a tour-level singles match in professional tennis with Tuesday's victory. After losing on Thursday, she acknowledged that her comment on health insurance was a "fun and funny moment." The Consolidated Omnibus Budget Reconciliation Act, more commonly referred to as COBRA, allows Americans to stay on their employer's insurance plan for a limited amount of time after leaving their job. It comes with high costs. Williams' comment led to questions about health insur
Porting lets you switch insurers without losing key benefits. But experts warn it requires planning and careful comparisons
Sarvah, ManipalCigna's flagship plan, accounted for 52 per cent of new business in Tamil Nadu in early 2025 as the company plans 10 new branches and 10,000 advisors