Page 5 - National Pension Scheme

Why has NPS allowed 75% equity allocation in active choice option?

National Pension Scheme already offered 75 per cent equity allocation under the auto-choice option

PFRDA makes bank account, mobile number mandatory for NPS subscribers

PFRDA takes various initiatives from time to time in order to simplify and improve the operational issues in National Pension System

Raise equity allocation if you have the risk appetite

PFRDA's proposal to raise equity exposure in the active-choice option of NPS will benefit young investors, provided they can stomach higher volatility

Only investors below the age of 35 should shift from EPF to NPS

Among young investors, those with a high-risk appetite should do so; others should invest in both

NPS returns better than EPF but taxation plays spoilsport

However, taxation has played spoilsport despite double-digit returns