Nbfc Loans

NBFC gold loans rise 66% to ₹3.74 trillion as retail lending picks up pace

Outstanding gold loans at NBFCs rose 66.1 per cent year-on-year in September, outpacing other retail segments, while concerns emerged over lending to borrowers with overdue loans

Tata Sons debate: Listed middle layer NBFCs have higher advances as NPAs

However, bad assets in absolute amount are higher among listed upper layer NBFCs

NBFC loan growth reaches 14.4% by June, led by retail credit expansion

Gold loans expanded 69.3 per cent and consumer durables credit grew 46.8 per cent, helping lift retail loans by 20.3 per cent to Rs 25.6 trillion by the end of June 2026

NBFCs can extend term loans, not revolving credit products: RBI draft norms

The RBI has proposed restricting NBFCs to term loans and barring revolving credit products, except for those authorised to issue credit cards

Education-loan AUM of NBFCs seen up 20% despite slower US biz: Crisil

The growth in education-loan assets under management of non-banking finance companies is projected to stay steady at 20 per cent this fiscal, with increasing diversification across study destinations offsetting the impact on demand for US-focused education amid policy uncertainties, a Crisil Ratings report said on Tuesday. Asset quality has been robust so far and is expected to stay stable, even as the share of the portfolio transitioning from moratorium to repayment has increased, the report said. NBFCs (non-banking finance companies) typically structure education loans with a moratorium period aligned to course tenure, it said. Repayment obligations, in the form of Equated Monthly Instalments (EMIs), are calibrated to borrowers' earning potential and which typically commence when the course is completed and the student gets employed, it said. Nevertheless, with a substantial portion of the book still under contractual moratorium, the portfolio's performance over a broader repayme

Banks prefer direct assignment with NBFCs despite colending relaxations

Industry experts suggest that while colending volumes among NBFCs are expected to grow, driven by operational synergies and flexible structures, banks will continue to favour direct assignment

Indian banks' loan growth slows for 8th straight month in Feb: RBI data

The data showed that banks' credit increased by 12 per cent year-on-year last month, slower than the 16.6 per cent rise a year earlier

Fintechs capture 76% of personal loans as banks slowdown in H1 FY25

Banks experienced a 21 per cent drop in the volume of personal loans sanctioned, accompanied by a 30 per cent decline in loan value year-on-year, according to a new report

NBFC-MFI sector growth to nosedive to 4% in FY25: CareEdge Ratings

As the sector faces these multifaceted challenges, vigilant monitoring and proactive management will be key to sustaining its viability and support for underserved communities

NBFC loan sanctions rise 12% in Q1FY25, home and auto loans drive growth

Satisfactory monsoon, soft rates to support growth in H2

Vacuum for Indian MSMEs seeking growth finance: Nishu Malhotra, ADM Capital

In India, shift to private credit, Nishu said, started before the Covid era, driven by regulatory reforms including the Insolvency and Bankruptcy code, Real Estate Regulatory Authority (RERA) Act etc.

NBFC loan sanctions increase by 6% in Q3FY24, consumer segment up 30%

Home loans sanctions contract 2 per cent; consumer loans grow 30%

Axis Bank Q3 net profit up 4% at Rs 6,071 cr, net interest income rises 9%

Net Interest Income reported 9 per cent growth to Rs 12,532 crore while other income was up 22% to Rs 5555 crore

Hubergroup India in talks with banks, lenders for Rs 1,500 cr funding

The printing inks and chemicals specialist Hubergroup India, is engaging with ICICI Bank, HDFC Bank, Axis Bank, Tata Capital, and others to acquire businesses from its German parent company

Bajaj Finance shares soar 4% as Q3 business update shows robust AUM growth

NBFC reported 26% rise in new loans during the December quarter

Brookfield-backed Indostar Capital sells stressed SME loans worth Rs 292 cr

NBFC says in filing it is making efforts to sell nearly 50% of its stressed assets

NBFC loan sanctions shrink by 5% to Rs 2.09 trn in urban area: FIDC

Growth in Semi-urban, rural areas holds up

Bank credit to NBFCs grows 22% in Oct, exposure to sector at Rs 14.8 trn

The RBI norms on an increase in risk weights exclude bank loans to housing finance companies or bank loans backed by priority sector loans (PSL)

Best of BS Opinion: NBFCs' contagion concerns, Unambitious targets & more

Here is the best of Business Standard's opinion pieces for today

Lending risks

Interconnectedness must be watched carefully