Page 2 - Nbfcs

NBFC education loans may grow 20% in FY27 despite US slowdown: Crisil

NBFC education loan portfolios are expected to reach Rs 94,000 crore in FY27 as growing diversification across study destinations offsets weaker demand for US-focused education

Education-loan AUM of NBFCs seen up 20% despite slower US biz: Crisil

The growth in education-loan assets under management of non-banking finance companies is projected to stay steady at 20 per cent this fiscal, with increasing diversification across study destinations offsetting the impact on demand for US-focused education amid policy uncertainties, a Crisil Ratings report said on Tuesday. Asset quality has been robust so far and is expected to stay stable, even as the share of the portfolio transitioning from moratorium to repayment has increased, the report said. NBFCs (non-banking finance companies) typically structure education loans with a moratorium period aligned to course tenure, it said. Repayment obligations, in the form of Equated Monthly Instalments (EMIs), are calibrated to borrowers' earning potential and which typically commence when the course is completed and the student gets employed, it said. Nevertheless, with a substantial portion of the book still under contractual moratorium, the portfolio's performance over a broader repayme

Motilal Oswal sector of the week: NBFCs; L&T Finance, Shriram top picks

India's Non-Banking Financial Company (NBFC) sector is well positioned for long-term growth, supported by healthier balance sheets, easing macroeconomic headwinds, and an improving funding environment

Identify recurring complaints: RBI DG Swaminathan to internal ombudsmen

RBI Deputy Governor Swaminathan J has urged internal ombudsmen to identify recurring complaints, conduct root-cause analysis and help strengthen grievance redress across regulated entities

Tata Capital enters gold loan business with ₹318 crore Yogloans acquisition

Tata Capital enters gold loan business with ₹318 crore Yogloans acquisition

Car purchase on your mind? Check latest auto loan rates and EMIs

Passenger vehicle sales gained momentum in June as demand for alternative-fuel vehicles rose. Compare auto loan rates, EMIs and lenders before financing your next purchase

NBFCs strengthen treasury teams after RBI opens term money market

NBFCs are hiring treasury specialists in money market operations and liquidity management as the RBI's proposal to widen access to the term money market reshapes funding strategies

Securitisation volumes rise 20% in Q1 as NBFCs drive market growth: ICRA

India's securitisation market grew about 20 per cent in the first quarter of FY27, with NBFCs driving issuances as gold loans emerged as the largest asset class, ICRA said

Commercial realty, gold loans propelled NBFC credit growth to 14.2% in May

Commercial real estate loans grow over 40%, while gold loans grow 70% and consumer durable loans grow 42%

NBFCs drive securitisation issuances to record first-quarter high: Crisil

NBFCs accounted for over 98% of securitisation issuances in April-June 2026, with gold loans emerging as the largest asset class amid robust investor demand and healthy retail credit growth

9 former Axis Bank execs take top leadership roles across financial sector

Axis Bank has emerged as a major leadership talent pool for India's financial sector, with former executives taking top roles across banks, NBFCs and financial institutions

Biz loans to entrepreneurs outpace entity credit growth: TransUnion CIBIL

Business-purpose loans to individual entrepreneurs grew faster than credit to commercial entities between 2023 and 2026, signalling a shift in MSME financing, says TransUnion CIBIL

NBFC access to term money market likely to lift volumes by 40-60%

Treasury executives expect the RBI's proposal to allow NBFCs into the term money market to deepen liquidity, boost trading volumes and modestly reduce funding costs for top-rated borrowers

Bharti Airtel's NBFC arm Airtel Money begins commercial operations

Airtel Money, which received its RBI registration in February, has started operations as a non-deposit accepting NBFC, with Bharti Airtel planning phased capital infusion

Shriram Finance raises FD rates by up to 25 bps across select tenures

NBFC revises fixed deposit rates across select tenures from July 2 while retaining additional benefits for senior citizens, women and renewal customers

Remain alert to external, domestic risks: RBI governor Sanjay Malhotra

Preserving financial stability more important than ever, says RBI governor Sanjay Malhotra

Strong Q4 boosts NBFCs, but near-term risks temper optimism for FY27 growth

Asset quality improved and earnings strengthened in Q4FY26, but rural stress, microfinance exposure, West Asia tensions and monsoon risks could weigh on NBFCs in FY27

RBI proposes wider access to money markets in draft rules for NBFCs, firms

Under the draft proposals, companies will also be allowed to participate in the term money market as lenders but smaller non-bank finance firms will be excluded

Listing Tata Sons: RBI's directions could strengthen group's governance

Tata Sons was designated an upper-layer NBFC by the RBI in September 2022, mandating its listing within three years

RBI drafts rules for NBFC, AIFI participation in term money market

The draft framework permits transactions to be executed in over-the-counter markets, including NDS-CALL and electronic trading platforms authorised by the RBI