Page 10 - Personal Finance

Minimising payout on home loan: Boost credit score, prepay, cut tenure

A home loan balance transfer can help move to a lower interest rate

Experts divided over HC verdict on pension rights to second wife

Legal experts term it a 'progressive' order which may open Pandora's box

Is pre-closing personal loans a smart move? Know benefits & drawbacks

You save on interest costs, particularly if you make early repayments in the loan cycle when interest forms a large portion of the EMI

Why Zerodha's Nithin Kamath thinks investors must take a break from trading

'It is vital for one's survival to know when to stay out of the markets,' says Zerodha's leader

18% GST on dining at 'specified premises' hotels: How it changes your bill

Hotels with room rents under Rs 7,500 in FY25 aren't 'specified premises' unless they opt in voluntarily

Expensive but innovative: IB schools offer an alternative learning arc

In a world that's rapidly shifting from rote to reasoning, the International Baccalaureate (IB) programme stands out as a different education system, valuing questioning over memorising

Should you start investing in gold as global financial order shifts?

In India, gold is not just an investment but also a symbol of wealth and security. Its dual role as a financial asset and a cultural commodity makes it especially appealing

Maharashtra RR rate hike: Choose ongoing projects, women ownership helps

The RR rate is the minimum value at which a property must be registered during a transaction

Gift deed vs will: SC rules in woman's favour after 30-year dispute

Grounds for cancelling a gift deed have to be established before a court, says legal expert

Low-volatility index funds, ETFs show lower drawdowns and higher returns

Low-volatility indices typically consist of the least volatile stocks within a particular index

No fee for updating nominees in PPF accounts: FM Nirmala Sitharaman

Previously, it had been reported that financial institutions were charging a fee for updating or modifying nominee details in PPF accounts

HC says service charges or tips are voluntary, restaurants can't levy it

Delhi High Court makes it clear that service charges are a voluntary payment at the discretion of customers

Pledging mutual funds? Keep extra units handy to handle margin calls

Previously, availing these loans was a cumbersome physical process that took five-seven working days

Ultrashort passive debt funds offer high yield, low risk for 3-6 months

These passive debt funds replicate CRISIL's index, comprising AAA-rated instruments maturing in 3-6 months

Dealing with digital arrest: Don't panic; reach out to lawyer, police

Fake arrest warrants and legal notices are sent via SMS or WhatsApp. Some use deepfake videos to replicate a police station setting

Donations to Ayodhya Ram Mandir can help you save taxes: Here is how

You can claim a 50% deduction on your donation under Section 80G of the Income Tax Act

China-focused MFs: Take limited exposure, watch out for policy shifts

The stressed real estate sector, a key driver of the economy, has not yet stabilised

UPI apps must get user consent for seeding or porting UPI numbers: NPCI

Latest guidelines emphasise the use mobile number revocation list (MNRL) and digital intelligence platform (DIP) by banks and PSPs

Tech sector funds: Stay invested if you have risk appetite, 7-year horizon

Many Indian information technology (IT) firms rely heavily on the United States (US) for revenue

Smallcap fund correction: Trim exposure if it exceeds 20%, avoid full exit

Earnings-related uncertainty continues to weigh on small caps