Page 19 - Personal Finance

What is credit card swipe charge: How it impacts merchants and consumers

Consumers should be aware of how these charges shape product prices and payment options

Claiming health insurance from multiple companies: How to do that

Subscribing to multiple companies helps people whose single policy's sum insured is insufficient to cover the full cost of medical treatment

Feeling guilty about those French fries? Air fryers offer a healthy way out

Quickly catching on in Indian kitchens, the air fryer is a healthier option to typically oily and calorie-rich Indian foods

How two Indians tried to enter the UK with fake work visas and got caught

India has seen a sharp increase in immigration fraud, with dishonest agents exploiting those hoping to study, work, or settle abroad

UPI credit cards: Track spending as frequent small txn can strain budget

Security-related precautions for UPI-enabled credit cards are similar to those for standard UPI payments

HC pulls up I-T dept for software: Taxpayers can now claim 87A tax rebate

Bombay High Court finds Income Tax Department's restriction on rebate claims for certain income types to be unfair and arbitrary

Banking sector funds: Invest now to capitalise on credit growth pickup

The ideal time to invest in sector funds is during a downturn so that investors can capitalise on a turnaround in 1.5-2 years

Senior citizens expect tax relief and higher returns in Budget 2025

Speculation is rife that the government may raise exemption limit significantly, with some experts suggesting a new threshold of Rs 10 lakh to alleviate the tax burden on senior citizens

Taxpayers warned about fake GST summons: Here's how to check fraud

Fake summons copy GST department's logo and Document Identification Number to deceive and exploit people

Yellow metal: Maintain allocation; tariff battles may sustain bull run

"Central banks usually purchase about 400 tonnes of gold annually. However, in 2022 and 2023, they bought over 1,000 tonnes each year," says Vikram Dhawan

Budget 2025-26: Taxpayers expect greater exemption limit, simpler filing

Lightening the burden on the middle class will encourage them to spend more, say experts

Homebuyer awarded Rs 2.26 cr for 10-year delay in flat possession

Haryana RERA's order in case underscores the legal obligations of real estate companies and homeowners' rights, say legal experts

Retired bank manager loses 2.2 cr in scam: Here's how to remain protected

Experts advise that if someone claims to be an authority, like police, an insurance regulator, or a ministry official, verify their identity by consulting contacting official helplines

What are the best Term Insurance plans for a young professional?

Here are the best premium rates for young male professionals in metros, offering coverage of up to Rs 1 crore

Tackling rising home prices: Research pricing, demand-supply for best deals

Buyers with a limited budget should explore upcoming locations

Indians can get UAE visa-on-arrival if they hold Schengen or UK PR visa

To qualify for the visa-on-arrival, passports must be valid for at least six months from the date of entry into the UAE

Retirement income: SWP vs Dividend Plans - which is the smarter choice?

In the last three years, the top 5 retirement funds have given an average return of 11-16 percent to investors

Wrongful tax claims: File revised, updated ITR before I-T dept's scrutiny

Once a wrongful claim is detected, penalties follow

Customs announces relief for international travelers' stuck duty payments

The Customs department has introduced refund guidelines for payments that were initially successful but ultimately failed due to any errors

2025 market outlook and investment strategies for investors in India

Varun Goel, sr. fund manager at Mirae Asset, discusses India's 2025 outlook, highlighting key sectors, smallcap opportunities, and tax-saving strategies for investors