Page 22 - Personal Finance

Your child needs PAN card for various purposes: Here is how to get one

A PAN card is often a requirement for eligibility in various scholarship programmes and government schemes

Consumption funds: Strong returns await investors who can endure slowdowns

Over the past year, consumption funds yielded returns of 28.6 per cent, lower than PSU (46.4 per cent), pharma (42 per cent), infrastructure (39.1 per cent), and technology (37.8 per cent)

Is NPS Vatsalya retirement scheme for your child too far-fetched an idea?

While the scheme allows you to plan for your child's retirement well after you may be gone, you should focus first on your retirement and kids' education

Philippines launches e-Visa for Indians, enabling faster travel processing

The rollout of the e-visa system has been in development since 2019

Health claims rise: Combine base policy, super top-up for high coverage

To combat rising health insurance expenses, an adequate sum insured is essential

Life certificate submission deadline missed? What pensioners must do next

Failure to submit a Life Certificate by deadline may lead to a suspension of pension payments starting December

Gold outlook: Buy on dips, temper return expectations after strong runup

Improvement in US GDP figures, easing of tensions in the Middle East, and stable or rising interest rates in the US are other factors that could hurt gold prices

EPFO claim rejected or 'returned': Know why and how to fix errors

Applications that do not adhere to procedures or lack necessary documentation are disqualified

Canada SDS visa: Regular permits more affordable for students, says India

Canada recently ended the popular Student Direct Stream (SDS) visa programme, impacting thousands of students, particularly from India

19,000 Indians, OCI holders join fast-track immigration program since June

The fast-track immigration programme was launched to streamline immigration processes by using automated e-gates for faster clearance

Business Cycle Funds: Macro-driven funds that can fall prey to timing risk

Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle

CBDT extends deadline to Dec 15 for taxpayers with overseas transactions

This extension is applicable to taxpayers who have global transactions and are needed to provide reports under Section 92E

Canada immigration: 5 mn temporary workers in a fix over permits expiring

Temporary foreign workers in Canada include those on work permits, study permits, and asylum claimants engaged in employment

SFBs: The canter on a chequered terrain as deposit challenges loom

All said, growth prospects for SFBs remain buoyant, anchored by comfortable capitalisation and ever-increasing presence in underpenetrated markets

Investors should evaluate funds on rolling returns over the long term

Investors must remember that past performance may not get repeated in the future. And any investment is worthwhile only if it suits an investor's risk profile

Link UPI app to bank account having limited funds; set daily limits

Fraudsters also place fake QR codes over legitimate ones-on parking meters, donation boxes, etc. When users scan them, the payment goes to fraudsters' accounts

Best FD rates: Check out 14 banks offering 8-9% interest to investors

This might be your last chance to lock in high fixed deposit interest rates before a possible cut in December

Winter vacation plans 2024: Indians pick Turkey, Zurich, Vienna over Paris

Destinations like the Swiss Alps and Japan's Hokkaido are drawing attention for skiing and snowboarding opportunities

Germany needs 288,000 immigrants yearly: How Indians can help fill the gap

Earlier this month, Germany announced it would issue over 10% more professional visas in 2024 to address labour shortages

Air pollution crisis: Buy health insurance policy that covers your lungs

With worsening air quality, health insurers are seeing a spike in claims related to lung diseases