Page 22 - Personal Finance

Algo trading: Understand risks, have realistic return expectations

The circular is expected to provide retail investors access to registered and approved algos, ensuring their interests are protected

Govt staff can get reimbursement for emergency help at non-CGHS hospitals

Delhi High Court clarifies rules after petitioner says she could not locate a hospital empanelled under the CGHS scheme for emergency surgery

Evaluating individual fund: Base decisions on 8 quarters of performance

If you need money for an emergency, your goal is near, or with advancing age you prefer a lower allocation to equities, consider redeeming

Steep rise in premium, poor claim experience? Consider porting your policy

Check for loopholes in coverage, like sub-limits, and evaluate whether you need to augment coverage through a super top up policy

PAN 2.0 targeted for fraud: How to protect yourself from misinformation

If you need to apply for a reprint of your PAN card, you can it through the websites of Protean or UTIITSL

Vivad Se Vishwas Scheme 2024: Income Tax department releases new FAQs

The scheme allows taxpayers to settle disputes with the government; check out who can avail of it

CBDT campaign to resolve income discrepancies in annual statement, returns

People get opportunity to address discrepancies by filing revised or belated Income Tax returns for FY24 before December 31

Housing in tier-II cities: Assess job prospects, infra before investing

Tier 2 cities are emerging as attractive real estate destinations due to expanding employment opportunities

Revealing the 100X strategy: The ultimate instrument of wealth creation

Most Indians are wary of investing in equity markets because of its intangible nature, but this is the asset class that can ensure the maximum returns over a period of time

Delhi Mukhyamantri Mahila Samman Yojana: Eligibility, application process

AAP government scheme will provide Rs 1,000 as monthly stipend to women fulfilling eligibility criteria

'Tis the season: How to get luxuriously creative with your Christmas decor

The essence of Christmas decor lies in creating a warm, joyful, and inviting atmosphere that reflects the spirit of the season. Know how to deck up your home and hearth this festive season

How to apply for PAN card reprint with QR code: Steps-by-step guide

People have the option to request a reprint of their card through authorised service providers NSDL or UTI Infrastructure and Technology Services Ltd

Align investment horizon with portfolio duration for short-term debt funds

While all investors should have some allocation to shorter-duration debt funds for portfolio stability, the exact proportion should depend on their risk appetite

Why only paying the minimum due on credit card may not be a wise move?

The minimum amount due on credit cards represents a small portion of the total outstanding bill, typically ranging between 5 to 10 per cent

Missed ITR deadline or made an error? File a revised return by Dec 31, 2024

If you have missed the original due date of ITR filing, a belated ITR can be filed. You can also file revised ITR if you have made a mistake in the originally filed ITR

Health insurance benefits: Taxpayers' guide to getting income tax rebates

Individuals can claim a tax rebate for health insurance premiums under Section 80D of the Income Tax Act

Reducing home loan: Switch to lower-cost loan if credit profile improves

Until repo rate cuts begin, borrowers can explore other options to lower their home loan burden

Pace of price growth for housing properties expected to moderate next year

Potential homebuyers must ensure they don't overstretch themselves financially

Go with regulated entity: Listed bonds subject to ratings, oversight

Unlisted securities, issued by smaller companies, often promise high interest rates of 15-18 per cent to attract investors

Corporate vs government bonds. Which one to choose for better investment?

In 2024, 33 bonds defaulted- 28 were corporate bonds, 4 public-private bonds, and only 1 was a government bond