Page 23 - Personal Finance

Should you start investing in gold as global financial order shifts?

In India, gold is not just an investment but also a symbol of wealth and security. Its dual role as a financial asset and a cultural commodity makes it especially appealing

Maharashtra RR rate hike: Choose ongoing projects, women ownership helps

The RR rate is the minimum value at which a property must be registered during a transaction

Gift deed vs will: SC rules in woman's favour after 30-year dispute

Grounds for cancelling a gift deed have to be established before a court, says legal expert

Low-volatility index funds, ETFs show lower drawdowns and higher returns

Low-volatility indices typically consist of the least volatile stocks within a particular index

No fee for updating nominees in PPF accounts: FM Nirmala Sitharaman

Previously, it had been reported that financial institutions were charging a fee for updating or modifying nominee details in PPF accounts

HC says service charges or tips are voluntary, restaurants can't levy it

Delhi High Court makes it clear that service charges are a voluntary payment at the discretion of customers

Pledging mutual funds? Keep extra units handy to handle margin calls

Previously, availing these loans was a cumbersome physical process that took five-seven working days

Ultrashort passive debt funds offer high yield, low risk for 3-6 months

These passive debt funds replicate CRISIL's index, comprising AAA-rated instruments maturing in 3-6 months

Dealing with digital arrest: Don't panic; reach out to lawyer, police

Fake arrest warrants and legal notices are sent via SMS or WhatsApp. Some use deepfake videos to replicate a police station setting

Donations to Ayodhya Ram Mandir can help you save taxes: Here is how

You can claim a 50% deduction on your donation under Section 80G of the Income Tax Act

China-focused MFs: Take limited exposure, watch out for policy shifts

The stressed real estate sector, a key driver of the economy, has not yet stabilised

UPI apps must get user consent for seeding or porting UPI numbers: NPCI

Latest guidelines emphasise the use mobile number revocation list (MNRL) and digital intelligence platform (DIP) by banks and PSPs

Tech sector funds: Stay invested if you have risk appetite, 7-year horizon

Many Indian information technology (IT) firms rely heavily on the United States (US) for revenue

Smallcap fund correction: Trim exposure if it exceeds 20%, avoid full exit

Earnings-related uncertainty continues to weigh on small caps

Right taxsavers: Align choice with risk appetite, asset allocation & goals

Unit linked insurance plans (Ulips) and the National Pension System (NPS) can have varied risk levels, depending on their equity-debt mix

Best credit cards with lounge access for frequent travellers in 2025

When selecting a credit card for lounge access, factors such as international versus domestic travel frequency, joining and annual fees, and additional benefits should be considered

Under-construction property: Check developer credibility before investing

Construction delays forced homebuyers to pay equated monthly instalments and rent simultaneously

Secondary market bonds are varied: What you should know about investments

The platform offers liquidity and flexibility to bondholders wanting to sell before maturity

NFOs trading below launch value: Consider exit if theme is too narrow

NFOs come with inherent risks that investors should have considered before investing

Choose critical illness insurance to avoid economic strain in emergencies

Critical illness insurance products offer financial protection against specific life-threatening conditions such as cancer, cardiovascular diseases, and strokes