Page 23 - Personal Finance

Quant Funds: Algo-driven approach reduces human bias, risk of style drift

Quant funds adopt a systematic, rules-based approach to stock selection and portfolio management. They don't rely on fund managers to make investment decisions

How to check your GST refund status and know common reasons for delays

If your claim is in order, refund amount will be processed and credited directly to your bank account

No repo rate cut: Lock in fixed deposits now to maximise returns

For those holding fixed deposits, this is an ideal time to lock in high interest rates, as rates may decline in the coming months

Year-end portfolio review, Vatsalya scheme: Top personal finance stories

This week report about how to check and balance your financial investments and how a government scheme for children's retirement scheme works

What is a chargeback in credit and debit cards and how does it work?

Process involves a consumer's bank investigating disputes with merchants in recovering funds

Your child needs PAN card for various purposes: Here is how to get one

A PAN card is often a requirement for eligibility in various scholarship programmes and government schemes

Consumption funds: Strong returns await investors who can endure slowdowns

Over the past year, consumption funds yielded returns of 28.6 per cent, lower than PSU (46.4 per cent), pharma (42 per cent), infrastructure (39.1 per cent), and technology (37.8 per cent)

Is NPS Vatsalya retirement scheme for your child too far-fetched an idea?

While the scheme allows you to plan for your child's retirement well after you may be gone, you should focus first on your retirement and kids' education

Philippines launches e-Visa for Indians, enabling faster travel processing

The rollout of the e-visa system has been in development since 2019

Health claims rise: Combine base policy, super top-up for high coverage

To combat rising health insurance expenses, an adequate sum insured is essential

Life certificate submission deadline missed? What pensioners must do next

Failure to submit a Life Certificate by deadline may lead to a suspension of pension payments starting December

Gold outlook: Buy on dips, temper return expectations after strong runup

Improvement in US GDP figures, easing of tensions in the Middle East, and stable or rising interest rates in the US are other factors that could hurt gold prices

EPFO claim rejected or 'returned': Know why and how to fix errors

Applications that do not adhere to procedures or lack necessary documentation are disqualified

Canada SDS visa: Regular permits more affordable for students, says India

Canada recently ended the popular Student Direct Stream (SDS) visa programme, impacting thousands of students, particularly from India

19,000 Indians, OCI holders join fast-track immigration program since June

The fast-track immigration programme was launched to streamline immigration processes by using automated e-gates for faster clearance

Business Cycle Funds: Macro-driven funds that can fall prey to timing risk

Business cycle funds aim to optimise returns by aligning their portfolios with different phases of the economic cycle

CBDT extends deadline to Dec 15 for taxpayers with overseas transactions

This extension is applicable to taxpayers who have global transactions and are needed to provide reports under Section 92E

Canada immigration: 5 mn temporary workers in a fix over permits expiring

Temporary foreign workers in Canada include those on work permits, study permits, and asylum claimants engaged in employment

SFBs: The canter on a chequered terrain as deposit challenges loom

All said, growth prospects for SFBs remain buoyant, anchored by comfortable capitalisation and ever-increasing presence in underpenetrated markets

Investors should evaluate funds on rolling returns over the long term

Investors must remember that past performance may not get repeated in the future. And any investment is worthwhile only if it suits an investor's risk profile