Page 3 - Rbi Policy

RBI outlines steps to improve investment management of EPFO corpus

Suggests differentiated investment strategies, market-linked accounting

Analysts say top pvt banks, PSBs well positioned for ECL norm transition

Analysts say large lenders like HDFC Bank, ICICI Bank and SBI have strong provisioning buffers, while those with unsecured or microfinance exposure may face higher impact

Recent RBI policies to help banks stay at equilibrium: K V Kamath

Jio Financial Services Chairman K V Kamath says RBI's latest measures will restore equilibrium in bank lending and boost corporate credit growth

RBI Governor warns of rising digital frauds, urges fintechs to build trust

Malhotra also said the central bank is conceptualising "Unified Market Interface" as a new next-generation financial market infrastructure

Reserve Bank of India proposes lower capital requirements for banks

RBI's draft norms propose revised risk weights across corporate, MSME, real estate, and retail exposures, aiming to reduce banks' capital requirements from FY28

No hurry to launch CBDC nationwide: RBI Deputy Governor T Rabi Sankar

That said, the CBDC pilot is progressing well, with the user base in India expanding to about seven million, said RBI Deputy Governor T Rabi Sankar

Axis Bank sets its sights on acquisition financing, awaits RBI guidelines

According to a Bank of Baroda report, the RBI's decision has the potential to open the doors to an industry which market sources value at around $40 billion or ₹3.5 trillion

Foreign investors should turn positive on India by early 2026: Sujan Hajra

The upward revision in RBI's FY26 growth forecast signals strong confidence in India's domestic economic momentum which has consistently beaten expectations

RBI move on M&A funding likely to revive corporate credit demand

Also enable corporate sector to capture sizeable share of acquisition financing mkt

Hike in IPO financing limit: Maintain quality amid easier funding access

This short-term loan enhances the probability of allotment in oversubscribed issues, but also magnifies losses

RBI pared back forward-dollar short position to $53 billion in August

The central bank has unwound $37 billion in forward-dollar shorts since February, allowing maturities to lapse and rebalancing exposure as it manages rupee volatility and liquidity

ECL norms to have bigger impact on banks with higher unsecured loans

Expected credit loss framework to replace incurred loss model from April 2027; analysts say lenders with higher unsecured retail and microfinance exposure will see bigger provisioning impact

RBI plans stricter rules for banks, NBFCs on related-party lending

RBI proposes thresholds requiring board approval for related-party lending by regulated entities, with exemptions and stronger reporting and disclosure norms

RBI proposes market-linked framework for external commercial borrowings

Links borrowing limit with borrower's financial strength

RBI grants SRO status to Finance Industry Development Council (FIDC)

According to the central bank, it had received three applications to be recognised as self-regulatory organisations in the NBFC space, including that of the FIDC

RBI tightens gold loan rules: What changes in repayment, valuation, auction

Regulatory changes seek to ensure more discipline, transparency and protection for borrowers

Lending cap on large corporations lifted as RBI scraps 2016 circular

RBI has withdrawn its 2016 system-wide cap on lending to large corporates citing reduced risks, while large exposure limits for individual banks will remain in force

Wave of liberalisation sweeps banking industry as RBI eases rules

But not too many will be surprised if RBI Governor Sanjay Malhotra plays the Santa Claus in December, bringing an early Christmas

Banks get 4 years to spread provisions for ECL norms, MSME relief ahead

Moreover, the regulator proposed tweaking risk weights for loan to MSME and residential housing loans, which will release capital for banks

RBI maintains repo rate at 5.5%, keeps door open for December cut

The central bank has lowered its inflation projection for FY26 to 2.6 per cent from 3.1 per cent, and for the first quarter of the next financial year to 4.5 per cent from 4.9 per cent