Page 3 - Reserve Bank

CRR cut surprised mkts; RBI may await data before next rate move: Analysts

The policy, according to U R Bhat, co-founder & director, Alphaniti Fintech shows the RBI's confidence in inflation and other macro variables

RBI cuts CRR by 1%, to unlock ₹2.5 trillion to banking system by Dec

With the reduction in four equal tranches ending November 29, 2025, the CRR would come down to 3 per cent

Rise in repatriation sign of mature mkt: RBI Guv on moderation in net FDI

India continues to remain an attractive investment destination and rise in repatriation of funds is a sign of a mature market where foreign investors can enter and exit smoothly, Reserve Bank Governor Sanjay Malhotra said on Friday. Gross foreign direct investment (FDI) inflows remained strong, rising by around 14 per cent to USD 81 billion in 2024-25, from USD 71.3 billion a year ago. However, net FDI inflows moderated to USD 0.4 billion in 2024-25, from USD 10.1 billion a year ago. In 2024-25, foreign portfolio investment (FPI) to India dropped sharply to USD 1.7 billion, as foreign portfolio investors booked profits in equities. The moderation in net FDI "is on account of a rise in repatriation and net outward FDI, while gross FDI actually increased by 14 per cent," Malhotra said, while unveiling the June monetary policy. Rise in repatriation is a sign of a mature market, where foreign investors can enter and exit smoothly, he said, adding "high gross FDI indicates that India ..

RBI imposed penalties on 353 banks, other regulated entities in FY25

The Reserve Bank took enforcement action against regulated entities (REs) and imposed 353 penalties aggregating to Rs 54.78 crore in the fiscal ending March 31, 2025 for contraventions with provisions of statutes. The contraventions/non-compliance were related to cyber security framework in banks; exposure norms and IRAC norms; know your customer directions; frauds classification and reporting directions; reporting information on CRILC; and submission of credit information to credit information companies (CICs). "During 2024-25, the Department undertook enforcement action against REs and imposed 353 penalties aggregating to Rs 54.78 crore for contraventions/non-compliance with provisions of statutes and certain directions issued by the Reserve Bank from time to time," according to the RBI's Annual Report for the Year 2024-25 released on Thursday. RBI data showed that as many as 264 penalties amounting to Rs 15.63 crore were imposed on cooperative banks. Moreover, the RBI imposed ..

Fake ₹500 notes at six-year high in FY25, ₹2000 counterfeits fall: RBI

The number of counterfeit notes below ₹200 denomination also rose by 13.9 per cent YoY to 32,600 pieces

Review of the monetary policy framework on RBI's agenda for FY26

Central bank also likely to assess liquidity level needed for policy transmission

Bank fraud cases fell in FY25, amount rose threefold to ₹36,014 cr: RBI

Most cases in digital payments involved ₹520 crore, says regulator in annual report

Insured deposits rise 7% to ₹96.7 trillion as of Sept 2024: RBI report

RBI annual report shows insured deposits rose to ₹96.7 trillion with 97.7% of accounts covered; DIF grew 15.2% while ₹476 crore in claims was settled in FY25

Disinflation path clouded by geopolitical, trade, weather volatility: RBI

CPI inflation dropped to 3.16% in April 2025, its lowest since July 2019, but the RBI warns of uncertainties from global conflicts, trade shifts and weather conditions

RBI to continue with supervisory measures for early risk identification

The Reserve Bank on Thursday affirmed its commitment to continue with its supervisory measures aimed at early identification of risks and vulnerabilities. The central bank would also focus on enhancing cyber resilience and capabilities of Supervised Entities (SEs) by implementing the recommendations of the inter-regulatory Working Group, which has uniform baseline cybersecurity guidelines for financial entities, it said in its annual report. It can be noted that over the last two-three years, the RBI has taken a slew of supervisory actions against entities, including business curtailment actions. "The Reserve Bank would continue with the supervisory initiatives aimed at early identification of risks and vulnerabilities, increasing the focus on the root cause of vulnerabilities, and harmonising the supervisory rigour across various segments of the financial system," the RBI said in its annual report. In the report, the RBI said the Indian banking sector is resilient, but added that

RBI's ₹2.69 trillion dividend to govt: Where does its money come from?

RBI's record dividend this year is driven by dollar sales, rupee asset earnings, and tweaks to the Jalan panel formula, giving the govt more fiscal room

Regulating payments better: Improvements in governance within RBI will help

At an organisation like the RBI, the prestigious and powerful activities are monetary policy and banking. Bank deposits in India are about ₹220 trillion

RBI eyes interest rate relief for borrowers with co-lending rules

RBI met fintech industry bodies to discuss new co-lending norms that propose blended interest rates, which may reduce borrowing costs for digital loan customers

Bank Holidays 2025: Are banks open or closed today on May 9? Know more

Banks in Kolkata (West Bengal), India, will remain shut today, Friday, May 9, 2025, because of Rabindranath Jayanti, as per the Reserve Bank of India's (RBI) holiday calendar for 2025

Speculative, incorrect: Yes Bank denies stake sale reports in clarification

According to reports, SMBC is in talks with the private lender to acquire a little over 20 per cent stake in the bank, which will trigger an open offer to acquire a majority stake in the bank

RBI approves interim leadership team after IndusInd CEO Kathpalia quits

IndusInd Bank CEO Sumant Kathpalia resigned after audit firm Grant Thornton found nearly ₹2,000 crore in losses related to the bank's derivatives portfolio

Ensure liquidity measures transmitted to broader market: RBI Guv to banks

RBI Governor also called banks and primary dealers for their active roles to improve liquidity and pricing for participants like cooperative banks, pension and provident funds with smaller deal sizes

India moves to deepen junk debt market by allowing bad loan securitisation

Reserve Bank of India (RBI) said last week it would now permit market-determined securitisation of stressed assets, besides those loans where repayments were on track

Muthoot Finance slips 14% in 2 days on RBI's new rules for gold loans

The Reserve Bank of India has proposed new rules to streamline gold loan practices, aiming to bring more transparency and control as lending in this segment grows rapidly.

Financial inclusion is not a licence to exploit: RBI Deputy Governor

NBFCs pulled up for lax underwriting, steep charges