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What is Reserve Bank of India (RBI)

Reserve Bank of India

About Reserve Bank of India

What is Reserve Bank of India (RBI)

The Reserve Bank of India (RBI) is the central bank of India whose primary function is to manage and govern the financial system of the country. It is a statutory body established in the year 1935 under the Reserve Bank of India Act, 1934. The central bank regulates the issue and supply of the Indian rupee. It also looks after the central government’s money. The central bank plays the role of the bankers’ bank and regulates the banking sector. It also plays an important role in India’s development story by supporting the government in its developmental projects and policies.
 
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Latest Updates on Reserve Bank of India

PSL classification issue is not a system-wide problem: RBI Governor 

Apex bank will issue revised instructions to banks on KCC scheme

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Updated On : 06 Feb 2026 | 11:14 PM IST

RBI nod to direct bank lending to Reits may expedite asset growth

Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)

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Updated On : 06 Feb 2026 | 11:13 PM IST
Updated On : 06 Feb 2026 | 11:13 PM IST

RBI to roll out risk-based premium model for deposit insurance from April

The Reserve Bank of India will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, aiming to reward stronger banks and encourage better risk management

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Updated On : 06 Feb 2026 | 10:25 PM IST

Surge in gold loan growth not a cause of concern: Reserve Bank of India

Banks are shifting from unsecured loans to gold-backed lending amid rising gold prices, but RBI says low LTVs and limited exposure pose no systemic risk

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Updated On : 06 Feb 2026 | 9:21 PM IST

RBI eases norms for small NBFCs, exempts non-customer-facing firms

The Reserve Bank of India has eased compliance for low-risk NBFCs by exempting certain non-customer-facing firms from registration and proposing to drop prior approval norms for branch expansion

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Updated On : 06 Feb 2026 | 8:45 PM IST

Macro fundamentals, including external sector, are strong and healthy: RBI

RBI Governor Sanjay Malhotra says India's macro fundamentals and external sector remain robust as borrowing, liquidity and rate outlook stay comfortable

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Updated On : 06 Feb 2026 | 8:43 PM IST

RBI sets up committee to review business correspondent guidelines

The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation

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Updated On : 06 Feb 2026 | 7:33 PM IST

RBI proposes Rs 25,000 compensation for small-value digital frauds

Under a proposed one-time framework, RBI plans to compensate customers for small-value digital frauds up to Rs 25,000, with the central bank and banks sharing the cost

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Updated On : 06 Feb 2026 | 2:29 PM IST

RBI announces stricter fraud rules, mis-selling curbs to protect bank users

The central bank proposed draft rules to curb mis-selling, cap losses from unauthorised digital transactions and tighten recovery practices as part of a wider push to strengthen customer protection

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Updated On : 06 Feb 2026 | 2:24 PM IST

India not selling US Treasury holdings despite forex fluctuations: RBI Guv

The country's holdings of long-term US debt had dropped to a five-year low of $174 billion as of November, down 26 per cent from a 2023 peak, according to US government data

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Updated On : 06 Feb 2026 | 2:20 PM IST

Govt bond yields harden by 4 bps after RBI MPC keeps policy rate unchanged

10-year benchmark yield rose to 6.69% after MPC holds rates and RBI refrains from announcing fresh OMOs

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Updated On : 06 Feb 2026 | 11:22 AM IST

RBI MPC keeps repo rate unchanged at 5.25%, maintains 'neutral' stance

RBI MPC February meeting: In its policy meeting, which took place between February 4-6, the committee continued with the 'neutral' stance

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Updated On : 06 Feb 2026 | 10:04 AM IST

RBI's $10 billion FX swap auction garners 2.5 times subscription

The central bank accepted 118 bids at the FX swap auction with the premium cut-off set at 7.48 rupees. A total of 317 bids worth $25.03 billion were received

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Updated On : 04 Feb 2026 | 5:14 PM IST

Lenders ask RBI to relax liquidity rules amid growing loan demand

Lenders are seeking permission to free up some of the cash they have to park with the Reserve Bank of India for short-term financial stress requirements

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Updated On : 04 Feb 2026 | 2:26 PM IST

RBI MPC meet begins: Will RBI keep rates unchanged after US trade deal?

The RBI's Monetary Policy Committee has started its three-day meeting today; the central bank will announce its policy decision, including on interest rates, on February 6

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Updated On : 04 Feb 2026 | 2:26 PM IST

RBI to start 3-day deliberations on interest rate from Wednesday

The decision of RBI Governor Sanjay Malhotra-headed six-member Monetary Policy Committee (MPC) will be announced on Friday

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Updated On : 03 Feb 2026 | 7:44 PM IST

RBI shores up rupee after Budget underwhelms bond, equity investors

The rupee appeared on course to open near its all-time low of 91.9875 per dollar, but the RBI's intervention helped shore it up to 91.60, a gain of 0.4 per cent from its closing level on Friday

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Updated On : 02 Feb 2026 | 11:08 AM IST

Budget 2026 spooks investors as record borrowing raises fiscal risks

Neither equity nor bond investors will likely change their mind after going through the government's latest spending priorities and borrowing plan

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Updated On : 02 Feb 2026 | 9:05 AM IST

Budget 2026-27: Inside the fiscal consolidation numbers and open questions

The Budget has largely eschewed political populism, even as several states are to go for Assembly elections in the coming months

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Updated On : 01 Feb 2026 | 11:51 PM IST