Page 6 - Latest Updates on Reserve Bank of India
RBI's 25-bps repo rate cut may revive housing demand as EMIs ease
The rate cut comes at a time when housing sales across the top Indian cities are moderating, with affordability concerns being one of the key factors behind the plateauing
 "RBI's 25-bps repo rate cut may revive housing demand as EMIs ease")
Unclaimed deposits in Oct reduced by ₹760 cr: RBI deputy guv S C Murmu
Unclaimed deposits fell by ₹760 crore in October as RBI pushes awareness drives, improves UDGAM access, and plans a two-month campaign to clear pending grievances from January 2026
 "Unclaimed deposits in Oct reduced by ₹760 cr: RBI deputy guv S C Murmu")
Retail CBDC transactions hit 120 mn, value crosses ₹28,000 crore: RBI DG
Retail CBDC transactions in India have crossed 120 million with a value of over ₹28,000 crore, as RBI works on programmability, new use-cases, and future cross-border capability
 "Retail CBDC transactions hit 120 mn, value crosses ₹28,000 crore: RBI DG")
Board approval must for bank entities to do same business, says RBI
RBI says bank's NBFC group entities that have not been independently identified as NBFC-Upper Layer are now exempted from listing
 "Board approval must for bank entities to do same business, says RBI")
Under pressure bank NIMs to squeeze further after RBI's 25 bps cut
Banks may face further margin pressure as repo-linked loan rates reset faster than deposits, though liquidity support and CRR cuts could soften the impact in Q4
 "Under pressure bank NIMs to squeeze further after RBI's 25 bps cut")
RBI cuts repo rate 25 bps to 5.25%, keeps stance neutral as inflation eases
Low inflation and strong economic growth mean Indian economy is in a 'rare Goldilocks' period, says RBI Governor
 "RBI cuts repo rate 25 bps to 5.25%, keeps stance neutral as inflation eases")
RBI's ₹1 trn OMO purchase to add liquidity: What is it and why it matters
RBI will inject durable liquidity through a ₹1 trillion OMO purchase and a $5 billion dollar-rupee swap. Here is what OMOs are, how they work, and why they matter as the rupee weakens
RBI partly accepts suggestions on FBB exposures in LEF and ITE regimes
RBI said FBB exposures to head offices and their branches will fall under LEF, while exposures to other group entities move to the ITE framework, with gross calculation retained
 "RBI partly accepts suggestions on FBB exposures in LEF and ITE regimes")
RBI to tolerate weaker rupee amid trade gap, dollar inflow pressures
By signaling tolerance for a weaker rupee, RBI is indicating that it will intervene mostly to curb sharp volatility or on any signs of a speculative build-up but not defend any specific level on rupee
Short-covering drives rupee towards 90 vs dollar as pressure returns
Hits new closing low of 89.88/$; Hits 89.96/$ intraday
 "Short-covering drives rupee towards 90 vs dollar as pressure returns")
RBI policy in a season of contradictions: Mixed signals ahead of December 5
HSBC economist argues GDP overstated, inflation structural, and currency depreciation acts as a needed shock absorber
In a first, complaints against private banks exceed PSBs in FY25
Private banks drew more complaints than state-owned lenders for the first time in FY25, as overall grievances under RBI's Ombudsman Scheme rose sharply
 "In a first, complaints against private banks exceed PSBs in FY25")
NSFI 2025-30: Strengthening last-mile access, improving financial services
RBI's NSFI 2025-30 aims to deepen financial inclusion with stronger last-mile delivery, gender-sensitive outreach, expanded BC networks, and pilots of programmable CBDC for targeted credit
Razorpay secures RBI's PA-CB licence to enable cross-border payments
Razorpay has received RBI's PA-CB licence, allowing Indian businesses to send and receive cross-border payments easily, supporting exporters and global firms
 "Razorpay secures RBI's PA-CB licence to enable cross-border payments")
India's current account deficit moderates to 1.3% of GDP in Q2FY26
India's current account deficit narrowed sharply in Q2FY26 on lower trade gaps and strong remittances. But a spike in gold imports in October could push the Q3 deficit above 2.5 per cent of GDP
 "India's current account deficit moderates to 1.3% of GDP in Q2FY26")
RBI Deputy Governor bats for T20 agility, Test stability in finance
RBI Deputy Governor Swaminathan J says India's financial system needs both the innovation and speed of T20 cricket and the discipline and longevity of Test cricket
 "RBI Deputy Governor bats for T20 agility, Test stability in finance")
RBI Ombudsman complaints rise 13.6% in FY25, led by loan and card issues
Complaints under the RBI's Integrated Ombudsman Scheme grew to 1.33 million in FY25, driven by grievances over loans, credit cards and mobile banking
 "RBI Ombudsman complaints rise 13.6% in FY25, led by loan and card issues")
RBI appoints Janakiraman as executive director in Department of Supervision
As Executive Director, Janakiraman will look after the Department of Supervision (Risk, Analytics and Vulnerability Assessment), it said. She is a Chartered Accountant, the central bank statement said
 "RBI appoints Janakiraman as executive director in Department of Supervision")
Bank holidays December 2025: Check when banks will be closed in your state
RBI has released the December 2025 bank holiday list, detailing when the banks will be closed across states for regional and national festivals
 "Bank holidays December 2025: Check when banks will be closed in your state")
Stellar growth, low inflation raise questions over need for RBI rate cuts
India's economy expanded at a sharper-than-expected clip of 8.2 per cent in the July-September quarter, prompting analysts to raise their full-year growth estimates to above 7 per cent