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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping readers make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 3 - Amit Kumar

46% lack adequate emergency funds, 60% have low health cover: Report

57% of Indians have EMIs, 46% lack 3-month emergency funds and 60% have low health cover

46% lack adequate emergency funds, 60% have low health cover: Report
Updated On : 25 Sep 2026 | 12:19 PM IST

Retirement corpus: Will your savings last a lifetime? 8 factors to check

How much you need after retirement depends on your lifestyle, inflation, healthcare costs, longevity, other income and withdrawal strategy.

Retirement corpus: Will your savings last a lifetime? 8 factors to check
Updated On : 25 Sep 2026 | 11:16 AM IST

NRI property purchase TDS rules ease from Oct 1: What buyers need to know

The amendment removes the need for resident individuals and HUFs to obtain a TAN solely for TDS compliance, says expert

NRI property purchase TDS rules ease from Oct 1: What buyers need to know
Updated On : 24 Sep 2026 | 3:40 PM IST

'No visa issued, no interview': US attorney flags green card lottery delays

US courts ended two visa processing pauses, but many applicants remain stuck as consulates are yet to fully resume interviews and visa issuance

'No visa issued, no interview': US attorney flags green card lottery delays
Updated On : 24 Sep 2026 | 1:59 PM IST

EPFO e-nomination: Who gets your PF money? Know rules and filing steps

Members can nominate eligible family members and update their details online. Here are the rules and steps to complete e-nomination.

EPFO e-nomination: Who gets your PF money? Know rules and filing steps
Updated On : 24 Sep 2026 | 12:34 PM IST

UPI MDR from Oct 15: Should you switch from UPI to debit or credit cards?

Before switching to cards, users should understand which UPI payments attract MDR and who actually bears the cost.

UPI MDR from Oct 15: Should you switch from UPI to debit or credit cards?
Updated On : 23 Sep 2026 | 4:15 PM IST

Banks to open on Sunday amid union strike: What should customers do

Public sector and regional rural banks will open on Sunday, Sept 27, giving customers a window to finish branch-based work before the strike.

Banks to open on Sunday amid union strike: What should customers do
Updated On : 23 Sep 2026 | 4:06 PM IST

10 districts vulnerable to mule account fraud, wider tracking needed: Study

Fraud prevention company's analysis shows that people must treat requests to open or operate bank accounts on behalf of others with caution

10 districts vulnerable to mule account fraud, wider tracking needed: Study
Updated On : 23 Sep 2026 | 3:10 PM IST

Used Medicaid or food stamps? New US green card rules get stricter

New guidance expands the public charge test, with benefits use now considered alongside income, assets and other factors

Used Medicaid or food stamps? New US green card rules get stricter
Updated On : 23 Sep 2026 | 1:52 PM IST

US expands social media screening to 3 more visa categories from Oct 1

Foreign journalists and certain professionals from Canada and Mexico among people who will face mandatory online presence reviews under expanded rules

US expands social media screening to 3 more visa categories from Oct 1
Updated On : 23 Sep 2026 | 1:02 PM IST

Plan to visit Malaysia? Indians warned against using tourist visa for jobs

High Commission warns of fake job offers, overstay, detention and legal action for those misusing tourist entry.

Plan to visit Malaysia? Indians warned against using tourist visa for jobs
Updated On : 23 Sep 2026 | 12:08 PM IST

Rs 25,000 EPF ceiling: How PF, EPS pension and EDLI insurance change

12-year-old wage limit has been revised, changing contribution rules and potentially increasing retirement savings and life cover

Rs 25,000 EPF ceiling: How PF, EPS pension and EDLI insurance change
Updated On : 18 Sep 2026 | 4:08 PM IST

Gold hallmarking fee rises 67%: New charges, what buyers should know

BIS has raised the hallmarking fee for gold articles to Rs 75 from Rs 45. Here is what the change means for jewellery buyers

Gold hallmarking fee rises 67%: New charges, what buyers should know
Updated On : 18 Sep 2026 | 2:32 PM IST

Home loan rates in Sep start at 7%: Top lenders and terms compared

Home loan rates vary by lender and loan size, with some banks offering different rates across borrowing slabs

Home loan rates in Sep start at 7%: Top lenders and terms compared
Updated On : 18 Sep 2026 | 12:58 PM IST

Rs 18.34 lakh stipend: When can students claim income-tax exemption?

Order draws a line between educational support and employment income, with implications for students receiving scholarships and stipend

Rs 18.34 lakh stipend: When can students claim income-tax exemption?
Updated On : 18 Sep 2026 | 11:21 AM IST

Car loan rates start at 7.35% in mid-Sept: Top offers and EMIs compared

Loan costs vary widely across lenders, with differences in interest rates, EMIs and processing fees affecting the total cost of buying a car

Car loan rates start at 7.35% in mid-Sept: Top offers and EMIs compared
Updated On : 18 Sep 2026 | 11:14 AM IST

Senior citizen FD rates in mid-September up to 8.5%: Top rates compared

Small finance banks offer the highest rates, while select lenders provide extra interest for super senior citizens aged 80 or more

Senior citizen FD rates in mid-September up to 8.5%: Top rates compared
Updated On : 17 Sep 2026 | 5:48 PM IST

Fixed deposit rates in mid-Sep up to 8.25%: Top picks across banks

The highest rate may come with a longer lock-in, making tenure and liquidity important before you invest

Fixed deposit rates in mid-Sep up to 8.25%: Top picks across banks
Updated On : 17 Sep 2026 | 3:06 PM IST

US green card rules change Sept 18: New checks applicants must know

USCIS will assess age, health, finances, family status, education and public benefits under the revised public charge test.

US green card rules change Sept 18: New checks applicants must know
Updated On : 17 Sep 2026 | 12:15 PM IST

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?

The change will extend EPF, pension and insurance benefits to more than 5 million workers, with contribution rules yet to be detailed.

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?
Updated On : 17 Sep 2026 | 11:08 AM IST