Page 3 - Amit Kumar

Personal loan vs overdraft: Which credit option makes more financial sense?

Overdrafts offer quick and flexible access to funds, while personal loans bring fixed EMIs and repayment certainty.

Filing first ITR this year? These documents can help you avoid tax notices

Even though ITR forms are annexure-less, missing or mismatched records can still lead to notices or delay refunds

UK may launch 'invite-only' residency visa for wealthy global investors

The country is considering programme for ultra-wealthy investors willing to invest at least £5 million

UK migration drops 48% to 171,000 as stricter worker visa rules kick in

Work visas and skilled worker permits fell sharply as tighter immigration rules pushed net migration to its lowest level in years

India issues Ebola advisory for passengers from high-risk African nations

Passengers coming from or travelling via Ebola-affected regions asked to report any symptoms or exposure history to airport health authorities

UK flat, US stocks? Why one Indian Will may not work for your legal heirs

It may not smoothly transfer your overseas assets as foreign courts, taxes and probate rules can intervene, say legal experts

Senior citizen FD rates up to 8.3% this month: Know offers

Senior citizens can still earn up to 8.3%, with small finance banks offering the highest rates

Swipe or tap: 5 features that make your credit cards safer than before

From AI-led fraud alerts to tokenisation and biometrics, modern credit cards are adding stronger layers of payment security.

Fixed deposit rates up to 8.1% at May-end: Check best offers across banks

Lenders are offering fixed deposit rates between 6% and 8.1% in May-end, with small finance banks leading returns

EU plans offshore 'return hubs' to speed up migrant deportations: Details

Bloc moves closer to offshore migrant return hubs as member countries seek tougher deportation and asylum rules

75% of Indians lack retirement plan, most skip professional advice: Survey

They start saving at age 39, holding a median corpus of Rs 28 lakh against a goal of Rs 1 cr

Taking an education loan? How repayment mistakes can damage credit score

Experts say that failing to manage education loans responsibly can damage a student's long-term creditworthiness at the start of their financial journey

Trump orders expanded immigration checks through US banks: Details

President's latest executive directive asks financial institutions to tighten scrutiny of immigration-linked financial activity and records

Explained: How SC order on idle power plant helps Delhi's residents

Consumers' bills may reduce after court bars recovery of charges for facility doesn't supply electricity

20% NPS investors are under 30 despite higher equity exposure: Report

While India's youngest savers show a high appetite for equity risk, their overall participation in the pension scheme remains remarkably low.

UAE landlords can now check tenants' credit scores before home rentals

New UAE tenant screening rules allow landlords to access renters' credit reports with consent through UAE PASS system

Aadhaar free online update extended until June: How to conduct process

UIDAI extends facility to ensure seamless KYC verification as digital identity integration continues to expand across financial services

HDFC Bank revises Regalia Gold lounge access, rewards rules: Details

HDFC Bank ties Regalia Gold lounge access to quarterly spending and revises reward points starting July 1.

Bengal approves 7th Pay Commission: Salary rise, fitment factor explained

New government is yet to announce the fitment factor, which will determine the actual jump in revised pay levels and pensions

US-Mexico border arrests rise for third straight month under Trump

Migrant arrests at the US-Mexico border hit the highest level under Donald Trump's second term in April