Ashvin Parekh

Making bank privatisation exemplary

The policymakers could have chosen no better time than this financial year as the financial quality of the PSB balance sheets has improved this year compared with the last few years

A reform that demands more attention

Awareness of the banking sector's many initiatives to help stressed businesses tide over the pandemic is low

Creating a unified pension platform

Recent plans announced by the government and the regulator are important steps towards empowering subscribers

Missing the bus… again and again

There is a sincere intent on the part of the policy makers, regulator and the industry to revive the sector. The plans, however, seem to be addressing some aspects and missing in comprehensiveness

NPA resolution: One size doesn't fit all

A sector-wise approach and an enabling legal and regulatory framework are needed to make the most of the NCLT mechanism

The new finance code: Debate and the aftermath

The first major aspect is that of the veto power to the governor

A big step forward in reinsurance sector

Comments from stakeholders and others would assist in making the guidelines congruent with the reforms proposed by the govt

The truth is that inclusion banking is not a viable business yet

At the regulations level, we are seeing the emergence of additional structures including small finance and payments banks