Page 6 - Karthik Jerome

After recent run-up, enter US-focused funds through SIP for 7+ years

While last year's earnings were concentrated among the seven major tech stocks, non-tech stocks within the S&P 500 have witnessed improved performance this year

Unnerved by volatility? Trim mid, small and sector fund exposure

Foreign institutional investor outflows from India in October exceeded Rs 1 lakh crore, a level not seen even during Covid.

Compare festive housing offers and resale rates to ensure authenticity

Larger reputed developers do not see much of a need to sweeten the deal since demand remains reasonably strong for them

How gig workers can start retirement saving early with equity funds, NPS

They should not overestimate their ability to extend their work life to make up for lower savings

Do you fear low credit score? Keep away from one-time loan settlement

If someone is nearing default, they must act quickly to avoid it, as recovery from default takes time

Limit small and medium Reit exposure at 5% till they develop track record

SM REITs are for investors looking to diversify

Corporate bond funds: High credit quality, moderate duration risk

According to the Securities and Exchange Board of India (Sebi), corporate bond funds must allocate at least 80 per cent to corporate bonds rated AA-plus or higher

Urban India's retirement index rises to 49; women lead with 50: Max Life

The retirement index comprises three indices with the following weights: financial index (31 per cent), health index (61 per cent), and emotional index (8 per cent)

Travel insurance: Get pre-existing ailments covered by paying extra premium

Non-medical coverage includes trip cancellations, curtailments, flight delays, missed connections, and loss of checked-in baggage, passports, and other important documents

Chinese market surge: Experts urge cautious entry amid uncertain recovery

Key measures include reducing baseline interest rates by 20 basis points (bps), mortgage rates by 50 bps, and the reserve ratio by 50 bps

As housing prices surge in top cities, there are ways to strike a good deal

Expensive property may force you to make some compromises but make sure you don't sacrifice the essentials

Rebalance portfolio by directing SIPs towards underperforming assets

New investors who have picked funds based solely on past performance-primarily mid- and small-cap funds that have outperformed in recent times-should diversify their portfolios

Smaller size, fewer disclosures, light scrutiny make SME IPOs risky bets

Retail investors' listing day gains could vanish if market sentiment turns, causing losses

Buy art insurance cover on agreed value basis to avoid claim dispute

Art insurance offers protection against most of the risks like burglary, fire, water damage, accidental damage, terrorism, and many more

Avoid partial payout: Buy health insurance cover with fewer sub-limits

If you feel unfairly treated, you can complain to the insurance ombudsman or switch to another provider

SSY: Attractive scheme for girl child, provided you don't mind lock-in

An account can be opened for a girl child below 10 years of age. It matures 21 years from the end of the financial year in which it was opened

Evaluate company's fundamentals and valuation before investing in IPO

If the firm is of a sound quality but the valuation is high, wait for a price correction

Passive funds are growing: How you can benefit by investing in them

Demand and supply factors have led to the preference for passive funds

UPS or NPS: Younger employees and risk-takers likely to stick to NPS

UPS merges elements of defined contribution and defined benefit. Under NPS, employees contribute 10 per cent of their salary while the government contributes 14 per cent

As markets rise, here is a roadmap for new investors to avoid accidents

Be mindful of risks and avoid overly aggressive fund strategies at the start of your investment journey