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Bank-NBFC co-lending model yet to take off as more tweaks may be needed

When the live-in arrangement between banks and NBFCs was flagged off on September 21, 2018, it was for co-origination

Soft PoS will empower merchants in a big way: Worldline (India) CEO

"Demonetisation provided the biggest boost to PoS machines", said Ramesh Narasimhan

The NBFC sector is on a strong wicket: SCUF MD & CEO Y S Chakravarti

"Even if you look at the single-party exposure, there is a great deal of leeway for us to go to banks and borrow"

Being clever cannot be a business model: CASHe chairman V Raman Kumar

It's not that we are giving money to everybody. We have to make sure that there's a high propensity to repay, said Kumar

Linking RuPay credit cards with UPI a game-changer, but pain points remain

It could well be argued that had UPI been profitable for banks, they may have been able to settle for a lower MDR on RuPay credit cards

Merchant discount rate on UPI-RuPay credit cards likely to be 2%

NPCI set to seek RBI nod for scheme; free swipes at smaller outlets

Affordable housing is set to lift off big time, says IMGC CEO Mahesh Misra

The stress is still there, but the worst is behind us, said Misra

Going on eighty: Rupee continues to test new lows against US dollar

It's too early to say if the central bank's recent measures will offer relief any time soon

We are looking at being distinctive as a bank: Axis Bank MD & CEO

In a Q&A, Axis Bank MD & CEO Amitabh Chaudhry says bank's core leadership is focused on 19 transformative initiatives, at both business and functional levels in order to become better execution engine

Digital collections can slash costs by two-thirds, says Creditas co-founder

Our data reflects a steady increase in self-service digital payments, said Panwar

Pre-paid card comeback may have bolstered the case for NBFCs' plastic play

With pre-paid card players back at the drawing board, the case for the entry of NBFCs into plastic may have got stronger

Five years of GST: Collections up, but filings decline, shows data

A Business Standard analysis found that returns filed under GSTR-3B declined 13.8 per cent YoY in FY22

We are a global bridge for India Inc: CEO JPMorgan Chase Bank (India)

'As India emerges from the pandemic, and with the robust rebound in gross domestic product, we are seeing Corporate India using this period to deleverage'

Concerted steps needed to curb fake digital apps: FACE CEO Sugandh Saxena

All apps, including legal ones with sophisticated cyber security protocols, are prone to fraud and cyber threats, said Saxena

Small ticket, big business: Fintech firms see surge in instant loans

A recent report by CRIF High Mark has it that small-ticket personal loans contributed 50 per cent by volume in FY21

Inadequate infrastructure continues to impede IBC implementation

A paper by the Insolvency and Bankruptcy Board of India (IBBI) said the time taken between filing of an insolvency application and its admission increased to 650 days in financial year 2021

India the place to be in now, says HSBC India CEO Hitendra Dave

'We are in growth, customer acquisition, and balance-sheet expansion mode'

Hiccups over the last mile: Biz correspondent model may need overhauling

The BC model is essentially a regulator-led effort that not only aims to make financial services accessible through a branchless banking facility, but also supports the national agenda of job creation

The corporate card market is ripe for change: Volopay's Rohit Bhageria

We have raised approximately $32 million in a mix of debt and equity, Bhageria said

Good times may be around the corner: Federal Bank CEO Shyam Srinivasan

'On balance, most of us have come out fairly unscathed with good-quality provisioning and portfolios', said Srinivasan