 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 23 - Sanjay Kumar Singh
Investors need to adopt a barbell strategy for debt-oriented funds: Experts
Keep bulk of your portfolio in low-risk funds; chase returns in residual portion if you have the capacity
 "Investors need to adopt a barbell strategy for debt-oriented funds: Experts")
Port if health insurance policy premium starts to pinch, say analysts
The best way to save on cost of term insurance is to enter at an early age
 "Port if health insurance policy premium starts to pinch, say analysts")
LIC Housing Finance vies for home loan pie with interest rate cut
It will apply to loan amounts of up to Rs 50 lakh offered to salaried individuals.
 "LIC Housing Finance vies for home loan pie with interest rate cut")
Check 'rental value fit' when you are investing in house, say analysts
This is the amount that a typical tenant drawn to a locality is prepared to pay
 "Check 'rental value fit' when you are investing in house, say analysts")
Infrastructure fund yields depend on govt expenditure, say analysts
Let managers of diversified equity funds decide exposure, avoid direct investment
 "Infrastructure fund yields depend on govt expenditure, say analysts")
Index funds under focus as Navi MF looks to disrupt the market
NFO for Navi Nifty 50 Index Fund opens July 3; scheme will have expense ratio of just 0.06% under the direct plan and 0.26% under regular plan which is bought through an intermediary
 "Index funds under focus as Navi MF looks to disrupt the market")
Ensure you get continuity benefits when porting your insurance policy
Don't select new policy based on price alone; look for old one's shortcomings
Sticking to the straight and narrow
Book review of How to Change: The Science of Getting From Where You Are to Where You Want To Be
 "Sticking to the straight and narrow")
Only savvy investors should enter into floating-rate funds: Analysts
Select a debt fund whose average duration is lower than the investment horizon
Holiday first, pay later: Offer suited only to travellers with deep pockets
No amount blocked on advance booking but such borrowing is reckless
 "Holiday first, pay later: Offer suited only to travellers with deep pockets")
A diversified portfolio could be best bet against steep inflation: Experts
Inflation has breached the upper limit of the Reserve Bank of India's tolerance band at a time when the economy is growing below its potential
 "A diversified portfolio could be best bet against steep inflation: Experts")
Proposed NPS tweaks will offer greater flexibility, say analysts
But systematic withdrawal plan carries risk that retirees may overdraw
 "Proposed NPS tweaks will offer greater flexibility, say analysts")
Remitting money abroad? Do your research to avoid getting fleeced on cost
Select a player that offers complete transparency on both the transaction fee and the exchange rate it is going to levy
 "Remitting money abroad? Do your research to avoid getting fleeced on cost")
Don't go by history alone while picking hybrid fund, say analysts
These are for long-term wealth; dynamic funds protect downside risk better
Bonus debentures: Decide based on asset allocation, say analysts
Those in higher tax bracket may shift to instruments offering indexation benefit
 "Bonus debentures: Decide based on asset allocation, say analysts")
Model Tenancy Act to create level-playing field between landlord and tenant
By giving landlords the confidence to rent their properties, it will augment supply, providing tenants with more choices
 "Model Tenancy Act to create level-playing field between landlord and tenant")
Small-cap funds deliver by reverting to mean: Here're the 5 best performers
The category is volatile; take limited exposure to funds with quality portfolios
Don't overpay for a stock on growth hopes, go for a value fund: Experts
Investors should diversify into value funds, where managers look for margin of safety
Term plan-backed home loan protects your family from repayment burden
The group life cover offered by banks could be your second option if you are unable to get a term plan due to health-related reasons
 "Term plan-backed home loan protects your family from repayment burden")
Market rally a pick-me-up for Nifty 50 Equal Weight Fund, say experts
Make a small allocation, enhance exposure as more live data becomes available
 "Market rally a pick-me-up for Nifty 50 Equal Weight Fund, say experts")