Sanjay Kumar Singh
 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 23 - Sanjay Kumar Singh
A diversified portfolio could be best bet against steep inflation: Experts
Inflation has breached the upper limit of the Reserve Bank of India's tolerance band at a time when the economy is growing below its potential
 "A diversified portfolio could be best bet against steep inflation: Experts")
Proposed NPS tweaks will offer greater flexibility, say analysts
But systematic withdrawal plan carries risk that retirees may overdraw
 "Proposed NPS tweaks will offer greater flexibility, say analysts")
Remitting money abroad? Do your research to avoid getting fleeced on cost
Select a player that offers complete transparency on both the transaction fee and the exchange rate it is going to levy
 "Remitting money abroad? Do your research to avoid getting fleeced on cost")
Don't go by history alone while picking hybrid fund, say analysts
These are for long-term wealth; dynamic funds protect downside risk better
 "Don't go by history alone while picking hybrid fund, say analysts")
Bonus debentures: Decide based on asset allocation, say analysts
Those in higher tax bracket may shift to instruments offering indexation benefit
 "Bonus debentures: Decide based on asset allocation, say analysts")
Model Tenancy Act to create level-playing field between landlord and tenant
By giving landlords the confidence to rent their properties, it will augment supply, providing tenants with more choices
 "Model Tenancy Act to create level-playing field between landlord and tenant")
Small-cap funds deliver by reverting to mean: Here're the 5 best performers
The category is volatile; take limited exposure to funds with quality portfolios
Don't overpay for a stock on growth hopes, go for a value fund: Experts
Investors should diversify into value funds, where managers look for margin of safety
Term plan-backed home loan protects your family from repayment burden
The group life cover offered by banks could be your second option if you are unable to get a term plan due to health-related reasons
 "Term plan-backed home loan protects your family from repayment burden")
Market rally a pick-me-up for Nifty 50 Equal Weight Fund, say experts
Make a small allocation, enhance exposure as more live data becomes available
 "Market rally a pick-me-up for Nifty 50 Equal Weight Fund, say experts")
Investors should limit cryptocurrency exposure to 2% of corpus: Experts
Investors with low appetite for volatility must avoid it altogether
 "Investors should limit cryptocurrency exposure to 2% of corpus: Experts")
Greater insurance cover or low premium: Strike a balance, say experts
It is advisable to buy a policy that offers more comprehensive coverage
 "Greater insurance cover or low premium: Strike a balance, say experts")
Cyclone Tauktae: Consider Bharat Griha Raksha to shield against calamities
To safeguard your vehicle against a cyclone, supplement a comprehensive motor policy with a couple of add-ons
 "Cyclone Tauktae: Consider Bharat Griha Raksha to shield against calamities")
Unhappy with insurer's response to your Covid claim? Move the ombudsman
If your complaint has merit, the ombudsman, which is decidedly consumer-centric, could rule in your favour
 "Unhappy with insurer's response to your Covid claim? Move the ombudsman")
Returns from healthcare ETFs can be highly cyclical, say analysts
Avoid over 5% exposure and have 5-7 years of investment horizon
Not getting personal loan to manage an emergency? Offer collateral
Starting a fixed deposit may make a bank more willing to offer you a credit card
 "Not getting personal loan to manage an emergency? Offer collateral")
Group health insurance cover easier to get if all participate, say experts
The elderly should try to enroll for the group cover provided by their child's employer
 "Group health insurance cover easier to get if all participate, say experts")
Covid-19 second wave: Should you avail of RBI's relief on loan repayment?
If you opt for restructuring, your interest cost will rise and there could be other charges
 "Covid-19 second wave: Should you avail of RBI's relief on loan repayment?")
Home loan: Go with a lender charging lower risk premium, say experts
While benchmark rate can change any time, spread changes only in rare instances
 "Home loan: Go with a lender charging lower risk premium, say experts")
Where beginners in mutual funds should invest in the time of Covid-19
The key is to develop an asset allocation plan and then fill each slot with an appropriate fund
 "Where beginners in mutual funds should invest in the time of Covid-19")