Page 22 - Sanjay Kumar/workspace/business Standard Web/video

P2P lending is for those with a high risk appetite, say analysts

Limit lending amount and diversify among borrowers

Attractive though they are, scrutinise costs before you invest in Ulips

After the recent run up in equity markets, it would be prudent to opt for a mix of equity and debt funds

Term insurance plan: Automating increase in sum assured could prove useful

To raise your life cover considerably, buy a second term plan

Cap on term deposit while opening bank locker will end arbitrariness

Your bank will bear limited liability for the contents of your locker, so buy insurance

GIFT City route to international equities promises greater security

Only sophisticated investors should take this route; most retail investors should stick to the mutual fund route for international investing

Banks are auctioning 2,362 properties in next 30 days. Grab one for a song

But get a thorough title check done and ensure there are no outstanding dues

Focused funds are for investors seeking alpha: Should you invest?

Consider these funds after you have a core portfolio in place

Investors should use correction to build exposure to gold: Analysts

Your portfolio needs a hedge against the risks of growth slowdown and inflation

Distilled wisdom from investment legends

Some of the legendary money managers featured in the book are Mohnish Pabrai, Howard Marks, John Templeton, Joel Greenblatt, Nick Sleep, Charlie Munger, and a few others

Why it is not so easy for a retail investor to make money in an IPO

Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse

NPS fund managers have more choices as investment universe expands

Investment advisors are not comfortable with the idea of a retirement product like NPS investing in IPOs

Opt for exchange-traded funds with low-impact cost, say analysts

To avoid the challenge of buying ETFs at the right price, choose index funds

Finding opportunity

The author emphasises the need to work actively on enhancing one's visibility

Keep a close watch on the cash you've left lying with your broker

If you are not going to trade frequently, don't leave excess cash in your trading account and make sure check weekly reports sent by the exchange carefully

Risk-return profiles can vary a lot among balanced advantage funds

Before investing, check the fund's returns during market crash

It's the best time to buy a house for your own use, say analysts

Chances of realty prices declining further are slim

Take adequate, long-term exposure to equities to counter inflation

In the short term, take on part-time work and postpone discretionary expenses to cope with this round of price rise which may not end in a hurry

Investors need to adopt a barbell strategy for debt-oriented funds: Experts

Keep bulk of your portfolio in low-risk funds; chase returns in residual portion if you have the capacity

Port if health insurance policy premium starts to pinch, say analysts

The best way to save on cost of term insurance is to enter at an early age

LIC Housing Finance vies for home loan pie with interest rate cut

It will apply to loan amounts of up to Rs 50 lakh offered to salaried individuals.