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Unchanged repo rate is a festive bonanza for home and car buyers

The Reserve Bank of India kept the repo rate unchanged at 6.5 per cent for the fourth time in a row on Friday, implying stable home loan interest rates for borrowers.

MF products galore: How to choose the right mutual fund for yourself

examine its performance history, including one-year, three-year, and five-year performance, to gauge its consistency compared to the benchmark.

In charts: Just five commercial banks hold 50% of all deposits in India

Did you know that when it comes to the largest Indian banks by deposits, a select few dominate the financial landscape

IPO fundraising down 26% but average listing gains are up 29% this year

The largest IPO in the first half of 2023-24 was from Mankind Pharma (Rs 4,326 crore). This was followed by JSW Infrastructure (Rs 2,800 crore) and RR Kabel (Rs 1,964 crore).

Explained: Is Nifty500 index a worthy bet for passive investors?

Nifty500 index is a broad-based index of the top 500 companies in India. These companies represent 96% value of the free float market.

Home care, physio covered: Now a health policy designed for senior citizens

To address the rising cost of medical expenses, and to offer respite for senior citizens after a medical episode, Tata AIG has introduced the plan, which is customised to meet the diverse healthcare

Can you invest in high-value stocks without burning a hole in your pocket?

Fractional share ownership enables retail investors to purchase a portion of a company's stock with predetermined budgeted amounts.

Which sector should you bet on? Infra- linked sectors top Crisil upgrades

Infrastructure has benefited not just from high budgetary allocation, but also from better risk sharing among stakeholders and acceptance of investment vehicles such as InvITs, or infrastructure inves

Indians believe Rs 1.3 cr corpus is ideal for retirement: Is this enough?

Half of India's population between the age of 30-55 years believes 59 years should be the age of retirement and thirty-two years is when one should ideally start retirement planning,

How 20% TCS will impact your foreign stock holdings, crypto from October 1

Those who are investing in foreign stocks, mutual funds, or cryptocurrencies abroad will have to pay more TCS if they spend beyond Rs 7 lakh in a financial year.

Multi cap or flex fund? Where should you invest and why

Both categories have a blend of large, mid and small caps. They also give a better sector diversification and superior return profile compared to large caps over long run

Housing sales touch all-time high in Q3, Hyderabad sees biggest price jump

Mumbai Metropolitan Region ( MMR) accounted for the highest sales with 38,500 units, followed by Pune with 22,880 units. Together the two western cities accounted for 51% of total sales in Q3 2023.

Home financing: Who get the best loan offers, what are the lowest rates?

Credit score determines the customer character and capacity which helps customer to negotiate the commercials with the developer as well as financial institution

Real estate: Buy or rent? Invest or occupy? Here's how you can decide

Having about 30% cash for a down payment indicates financial readiness for homeownership. Having the minimum cash allows you to borrow the rest

You can now book an FD online in 3 minutes, compare rates on this platform

The online platform enables investors to compare FDs and invest in one within 3 minutes without having to open a savings account.

Demand for RuPay credit cards pips Visa and Mastercard in tier II cities

The report suggests that demand for Rupay credit cards went up by 37 per cent on quarter in the July-September period across India's 706 small towns and cities.

Travel-based credit cards see 5-fold surge in demand, women take the lead

Axis Bank Vistara credit card, American Express Platinum Travel card, and SBI ELITE card credit have emerged as top-preferred among travellers.

Nearly 50% of equity investors redeem their MF investments within 2 years

The majority 59 per cent of investors still consider past performance as one of the key benchmarks for investing in mutual funds.

Explained: Why your ideal term cover should be 10-15 times your annual pay

You should get a term cover that replaces the financial contribution to your family in the unfortunate situation of loss of life. The ideal duration for a term plan is up to the age you plan to earn

55% of retail credit used for housing, education, car buys in last 2 years

A low-interest rate regime in India during the pandemic resulted in a "paradigm shift" of households' savings from financial to physical assets.