Page 110 - Personal Finance

Gold price hits Rs 1 lakh mark: What's driving the surge, should you buy?

Avoid buying gold as a speculative play. Treat it as portfolio insurance-not a ticket to overnight wealth.

Goa, Kanpur, Lucknow top the charts in property appreciation in 2025

According to Magicbricks, the average capital appreciation across tier 2 cities stands at 17.6%, outpacing Delhi's 15.7% by a significant margin

EPFO makes pension withdrawals easier: Here's how you can file claims

A step-by-step guide to help you file your claim online smoothly using the Member e-Sewa portal

Yes Bank cuts FD rates for second time in April, offers up to 8.25%

Senior citizens will earn up to 8.25%, general customers up to 7.75% on 12-24 month deposits.

Minors aged 10+ can open, operate bank accounts independently

Regulator says banks may offer facilities such as internet banking, ATM/debit cards, cheque books to minors

Live in South Delhi? How to pay SDMC Property Tax online before 30 June

The property owners are responsible for paying property tax in South Delhi. It is applicable to various kinds of properties including commercial, residential and vacant lands.

Sebi circular on frauds: Verify registration before taking investment tips

Anyone claiming to be a Sebi-registered investment advisor or research analyst must provide a valid registration number

Gold soars 60% since March 2024 to cross Rs 95,000: Should you invest?

Gold prices are on a historic tear, with Comex Gold Futures surging to $3,407 per ounce, marking a staggering 60% gain since March 2024

Staggered or lump sum? Here's how to invest in equities this quarter

For tax efficient fixed income alternative solutions, 20% - 25% of the portfolio may be allocated in Conservative Equity Savings funds (minimum 3 years holding period)

Bajaj Finserv rolls out low-cost index funds to ride market growth

Bajaj Finserv AMC launches Nifty 50 & Next 50 Index Funds, offering low-cost, transparent access to India's top 100 stocks, ideal for long-term investors seeking steady equity growth

Mirae Asset launches $200M global investment fund targeting AI & semicon

The fund focuses on long-term growth via diversified global ETFs with a currency advantage

HSBC launches travel rewards: Transfer points to 15 airlines, 5 hotels

HSBC India's new travel rewards programme lets cardholders transfer points to 20 airline and hotel partners at 1:1 ratio. It is available from April 1, 2025, via the HSBC India Mobile App.

New 'e-Pay Tax' feature eases online tax payments: A step-by-step guide

The Income Tax Department's new 'e-Pay Tax' feature lets you pay taxes online without logging in. Here's a simple step-by-step guide to help you use it with ease

Free hotel stays in India? Your guide to Amex Hotel rewards in India

Become a member of Marriott or Hilton's hotel program and transfer your Amex points to their program. Then, use those hotel points to book a free night at their hotels. This often gives you good value

How to navigate a market when both equity returns and FDs are declining

Exposure to gold and longer-duration debt, and purchasing equity funds systematically as valuations soften can help investors navigate this phase

Motor insurance: Driving with expired licence can lead to claim rejection

While a 30-day grace period is available for licence renewal, the Motor Vehicles Act of 2019 clearly states that driving with an expired licence is not permitted-even if renewal is pending

Homebuyer in Bengaluru wins Rs 2.56 cr refund as builder delays apartment

Karnataka RERA confirms developer did not fulfill obligations agreed upon at time of sale

Kotak Mahindra Bank to hike ATM charges from May 1: Check New Rates

New charges apply after free monthly transaction limits, says lender

SIP account closures hit Indian Mutual Funds for the first time since 2022

Notably, during the 2022-23 correction triggered by the Russia Ukraine crisis, SIP accounts didn't see net closures. This emerging trend warrants close monitoring.

After manufacturing, infra and energy funds see largest outflows post-Covid

Biggest slowdown remain in Thematic/Sectoral category where there was a meagre inflow of Rs 170 crore in Mar'25 collapsing from Rs 22,400 crores inflow in Jun'24.