Page 122 - Personal Finance

RBI's rate cuts, and expectations of more, can ease your home loan EMI

Lower inflation rates are expected to trigger more rate cuts from the central bank, which will be passed on to consumers in the form of lower interest rates

No commute, no excuse: Build a custom gym at home that's just right for you

You don't need a luxury penthouse to get in shape: just the will, a corner, and a solid plan. In 2025, the commute-free gym might just be your biggest fitness flex

Retired a day before your annual pay hike?You might still get pension boost

Employees retiring just before their annual increment will now get a notional hike for pension, no arrears, but a big win for post-retirement income.

Not startups, nor stocks: Expert explains how rich are building wealth

Real estate advisor says wealthy people are following 'rotation strategy' in property investments

Mental health insurance in India seems fine, until you read the fine print

Treatment is supported in extreme cases; insurance system 'designed to fail': Expert

Fund review: Kotak Medium Term Fund

Fund review: Kotak Medium Term Fund

From savings to splurges: CA shares 7 rules for building real wealth

Luxury fades, habits don't: Nithin Kaushik suggests ways to ensure financial freedom

Where rich live in USA: New York tops, but Scottsdale leads wealth boom

New York City remains the undisputed leader, home to the highest number of millionaires globally (384,500), including 818 centi-millionaires and 66 billionaires.

SCSS vs NSC vs Debt Funds: Which fixed-income option is the best in 2025?

If you value liquidity and tax deferral, debt mutual funds-especially short-duration or target maturity options-are worth considering.

Unlimited health cover is helpful, but ensure your plan has these features

A cumulative bonus rider can increase the sum insured without an increase in premium

ITR-U changes:Fix tax return errors of up to 4 years but with extra charges

ITR-U is applicable to any individual or corporate entity that has omitted or misreported income, missed deductions, or failed to file returns altogether.

Thinking of a partial EPF withdrawal? Here's a step-by-step guide

Learn how to apply for a partial EPF withdrawal with this easy, step-by-step guide. Understand the process, requirements, and what to do before you file your claim!

Do NRIs have to file tax returns in India: What's the rule and process

NRIs must pick the right form to give information about their earnings and fill it up carefully, according to experts

Govt workers retiring a day before hike to get notional increment: Centre

Enhanced pension for the period prior to April 30, 2023, will not be paid, it said in the order issued to all the Central ministries

Paid and kept private: Paytm adds new 'hide transaction' feature

Fintech company says feature that lets users mask specific transactions will help ensure privacy

America tops global wealth growth but rich are eyeing opportunities abroad

So far in 2025, US citizens account for over 30% of all investment migration applications submitted through Henley & Partners - nearly double the combined total of the next 5 investor nationalities

Start early, choose right ITR form: Tax guide for professionals

Professionals must select the correct ITR form and assess whether presumptive taxation or regular provisions suit their income, expenses and documentation requirements

PMAY-Urban completion deadline extended till Dec 31: Here's how to apply

The extension gives more time to states to complete pending affordable housing projects under the 'Housing for All' mission

India's new import policy for gold, silver, platinum: What it means for you

New rules tighten ways how precious metals can enter the market. Here's what investors need to know about the changes.

New HDFC credit card rule: Lounge access only if you spend this much

Customers will from June 10 not be able to access airport lounges by swiping their cards