Page 347 - Personal Finance
Capitalise on the industry insight by investing in its sector fund
Choosing such a fund based on recent returns can, however, jeopardise portfolio performance
 "Capitalise on the industry insight by investing in its sector fund")
10 best manufacturing business ideas under 10 lakhs, check full list below
Starting a manufacturing business is not as tough as it looks, one can start a profitable business with low investment. Here are the 10 best manufacturing business ideas under 10 lakhs
 "10 best manufacturing business ideas under 10 lakhs, check full list below")
Quitting smoking can bring down your term insurance premium by up to 75%
Smokers are more vulnerable to co-morbidities and critical illnesses, which calculatedly increases the underwriting risks for insurance companies.
 "Quitting smoking can bring down your term insurance premium by up to 75%")
Strategies for saving more, buying insurance: Top personal finance stories
Our pick of best stories this week explains how get more from your salary and what your life insurance plan should do
 "Strategies for saving more, buying insurance: Top personal finance stories")
Explained: Why your ideal term cover should be 10-15 times your annual pay
You should get a term cover that replaces the financial contribution to your family in the unfortunate situation of loss of life. The ideal duration for a term plan is up to the age you plan to earn
 "Explained: Why your ideal term cover should be 10-15 times your annual pay")
55% of retail credit used for housing, education, car buys in last 2 years
A low-interest rate regime in India during the pandemic resulted in a "paradigm shift" of households' savings from financial to physical assets.
 "55% of retail credit used for housing, education, car buys in last 2 years")
Investing in a green house? Evaluate local demand to ensure sound return
End users should assess whether their duration of stay justifies its higher upfront cost
 "Investing in a green house? Evaluate local demand to ensure sound return")
Table on personal loan rates and terms of various companies
If you need a personal loan anytime soon, consider the table by Paisabazaar.com for your needs.
 "Table on personal loan rates and terms of various companies")
Terms, bonus, sum assured: Making sense of life insurance policies
Insurers' products are complex; investors must have a rational expectation about the returns they will get
 "Terms, bonus, sum assured: Making sense of life insurance policies")
In charts: Are mutual funds a threat to bank deposits post pandemic?
Mutual funds have an inherent advantage when it comes to investing as they offer a variety of products depending on the preferences of the investors
 "In charts: Are mutual funds a threat to bank deposits post pandemic?")
IDBI Bank extends festive offer on special FD scheme, get 7.7% interest
It has extended these special fixed deposit deadlines to October 31 from the earlier September 30 deadline.
 "IDBI Bank extends festive offer on special FD scheme, get 7.7% interest")
Equity market dip, Federal Reserve signaling peak rate to boost gold
High oil prices would be detrimental; use any correction to build 5-15% allocation
 "Equity market dip, Federal Reserve signaling peak rate to boost gold")
Top 10 business ideas under 20 lakhs, check the complete list here
Starting a business is not easy, and a successful business requires capital, patience, team, etc. If you have capital you are already in a better position. Check top 10 business ideas under 20 lakhs
 "Top 10 business ideas under 20 lakhs, check the complete list here")
Make UPI payments through a phone call with this HDFC Bank feature
UPI 123Pay makes it possible for anyone in India, regardless of their phone type, to effortlessly make payments using a simple phone call, without requiring internet connectivity or a smartphone.
 "Make UPI payments through a phone call with this HDFC Bank feature")
Got a tax notice for claiming higher deduction in ITR? Here is what to do
Among the most frequent reasons for these notices are underreporting of income and claiming higher deductions than permitted
 "Got a tax notice for claiming higher deduction in ITR? Here is what to do")
Why you should ditch the ULIP for a Term Insurance plus equity mutual fund
Most ULIPs show very high returns, which is the selling point. But they don't share that these returns are calculated without any charges.
 "Why you should ditch the ULIP for a Term Insurance plus equity mutual fund")
NOC to account statement: What you must do for loan closure process
Get no objection certificate from lender; have fresh encumbrance certificate issued by registrar
 "NOC to account statement: What you must do for loan closure process")
Travel policy: Tailor sum insured to destination country's healthcare costs
Don't accept any cover that comes with your travel package; understand coverage, exclusions and sub-limits, then buy
 "Travel policy: Tailor sum insured to destination country's healthcare costs")
Top 10 business ideas under 15 lakh to start earning money today in India
Starting a business can look hectic, but if you have sufficient capital, most of your problems are already eliminated. Here are the top 10 business ideas under 15 lakh
 "Top 10 business ideas under 15 lakh to start earning money today in India")
Emerging Equity Fund: Bharti AXA Life Insurance unveils NFO after 13 years
Investors can invest in Bharti AXA Life's Emerging Equity Fund through three of Bharti AXA Life's ULIP Plans: Bharti AXA Life Wealth Pro, Bharti AXA Life Grow Wealth, and the newly launched Bharti AXA
 "Emerging Equity Fund: Bharti AXA Life Insurance unveils NFO after 13 years")