Page 369 - Personal Finance

Capital gains: Investment cut-off date extended, but there's a catch

Taxpayers may not be able to avail of it unless last date for filing revised ITR is extended

US interest rate-cut expectations have yellow metal shining bright

Mild recession, low inflationary pressures in the US and a stronger rupee would act as headwinds

Taxes, incentives, reforms: How to read this year's Budget document

What taxpayers, senior citizens and investors should look out for in the Finance Minister's speech

10 ways retailers trick you into buying way beyond your planned shopping

Sneaky product placements, price baits and bundling are some ruses to get you to pick up stuff only because it looked like a great deal; you may not even end up using much of it

A snapshot of corporate FD rates offered by various companies with details

Here is how the corporate FD rates stack up

Drone pilots fly high: rising demand creates job opportunities

Devices are used for videography, mapping and one day could be delivering groceries: Here is how train in operating them

Maintain exposure to US funds in face of recent underperformance

Your portfolio will benefit from geographical diversification

Buy from rightful owner, don't trip up on titles when investing in a plot

With prices on the upswing, a judiciously chosen plot can yield higher return than an apartment

Invest in multi-asset funds for protection against downside risk

Be prepared, however, for these funds to lag when there's a bull run in equities

Rent agreement: Don't blindly sign on form downloaded from internet

Get lawyer to draft it, ensure it spells out key points of landlord-tenant relationship

You can't pick next yr's winner asset class, so build diversified portfolio

Give higher weight in your core portfolio to asset classes that offer greater stability

PFRDA expects AUM of Rs 9 trillion by end of FY23, shows data

Amongst the newer assets, PFRDA has invested around Rs 1,100 crore in REITs and InvITs, accumulating better returns than all other categories

Diversify your investment portfolio by style to include value funds

Don't exit growth-style funds as they may benefit next from a shift in investor preference

Gained in translation: Why spending on learning Indian language makes sense

As companies seek to impress people in all parts of the country, there is a demand for expertise in local dialogue

A snapshot of term insurance plans with 2 riders offered by various firms

Here is how the term insurance plan offered by various firms stack up

Fund pick: Kotak Medium Term

Fund pick of Kotak Medium Term

Don't let weak returns of ELSS category in 2022 deter you; stay invested

These funds can fetch double-digit returns over long term which debt tax-saving products can't

The deadline to file updated income tax returns is March 31, 2023

It may entail a higher tax at this stage, however, the taxpayer avoids the risk of paying a penalty

Govt retains 7.1% interest rate on GPF, other similar funds for Q4

The government on Tuesday kept the interest rate unchanged at 7.1 per cent for the subscribers of the General Provident Fund and other similar funds

High portfolio yields to make debt funds an attractive option in 2023

Investors could also get the benefit of capital gains this year