Page 371 - Personal Finance

Rules to returns: What to consider in opting for higher pension from EPS

Factor in both the size of your retirement corpus and the risks in this scheme before taking the leap

In buying term cover for women, compare premiums across insurers

Data from insurance aggregator shows rates for them can be 9 to 28% lower than for men

A snapshot of health insurance plans offered by various firms with details

Here is how the health insurance plans offered by various firms stack up

Fund pick: Aditya Birla Sun Life Short Term Fund Regular Plan Growth

Fund pick of Aditya Birla Sun Life Short Term Fund Regular Plan Growth

Cooked for India: Why Greek cuisine should find place on your dinner table

The Mediterranean nation's food is healthy, simple and has several vegetarian options

Link PAN-Aadhaar to avoid restrictions on NPS A/C: Step-by-step guide here

PAN-Aadhaar link: The deadline to link PAN and Aadhaar cards was extended to June 30 on March 28. The earlier deadline was March 31

Have a good credit score, need quick money? Opt for unsecured loan

Since the interest rate is high and the loan tenure short, evaluate your repayment capacity carefully

Continue with PPF, SCSS, SSY, term and health cover under new tax regime

Stop fresh investments in ELSS and Ulip; decision to exit post lock-in should depend on performance

Use cost-effective and accessible group term plan to boost coverage

However, supplement this plan with an individual term policy for enhanced security

Pension scheme returns 'exceedingly good' versus benchmarks: PFRDA

The pension scheme in which central government employees are registered has returned 9.4% since inception while the one for state government employees has returned 9.2%

Beware! Cheque bounce can lead to hefty penalty and imprisonment

Keep sufficient funds in account, fill cheque details accurately and legibly, and ensure your signature hasn't changed

Travel secured: The insurance cover you must buy before heading out

Consider destination, purpose, trip duration, likely emergencies when you buy travel insurance

A snapshot of personal loan rates offered by various banks with details

Here is how the personal loan rates offered by various banks stack up

Fund pick: DSP Flexi Cap Fund

Fund pick of DSP Flexi Cap Fund

Pride of place: How to choose the perfect display cabinet for home

It should match the aesthetic of your room, easily visible and protect your treasured items

Want to benefit from downturn in interest rates? Go for a dynamic bond fund

Investors who don't want to take interest-rate risk may avoid these funds

Seeking alpha? Go for factor-based fund, limit exposure to 15-20%

While single-factor funds may underperformance at times, a multi-factor one could offer smoother experience

Turn in US Fed interest rate cycle could drive Bitcoin rally forward

Investors with high risk appetite may take 2-5% exposure in their portfolios to this volatile, unregulated asset

Global growth in green technologies seen driving demand for silver

Investors who can tolerate its higher volatility may include it within their precious metal allocation

Need quick credit for short tenure? Consider loan against fixed deposit

But if you require additional liquidity for long term, break the FD and borrow against another asset