Page 473 - Personal Finance

Strategies for meeting the medical expenses of one's ageing parents

Medical insurance for seniors comes with co-payment clauses, sub-limits, and waiting periods; buy the cover, but also build a health contingency fund

Dealing with geopolitical threats

Traders need to be braced for margin calls and sudden bouts of abnormal volatility

Single mother? Build an emergency fund, buy adequate life insurance cover

Act now to put derailed finances on track

Fund pick: HDFC Corporate Bond Fund

HDFC Corporate Bond Fund

Use credit cards as convenient means to pay, not as instruments to borrow

Credit cards: Avoid the minimum amount repayment trap

Realty check: Current rates, unit sizes in Rs 50 lakh-Rs 1 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

When should one buy a life insurance term plan? Expert answers all queries

It is best to purchase a term plan early in life when one is young and in good health

Tipping point: Burdened with debt? Improve your credit score

Many companies nowadays check the credit score of people they plan to hire

Without test report, defect acceptable

The failure to examine the IOL and check it for opaqueness was held to be contributory negligence on part of the surgeon. So it confirmed the order holding him liable

Here's why investors should not give up prematurely on their SIPs

Investors may already have borne a large part of the pain in equities

Defer stock-specific decisions for now, be cautious with contrarian bets

Cost averaging, contrarian bets and taking margin funding should be strictly avoided

Forex cards are a cheaper, value-loaded option for international travel

Forex card scores over other instruments because it has several benefits

Why an increase in salary is a good time to plug the gaps in your finances

Prepay loans and hike SIP amounts before you think of discretionary expenditures

Need emergency money? Opt for a bank when taking loan against property

Here is how the loan against property rates offered by banks and housing finance companies stack up

Lessons from the WeWork fiasco

Investors must be extra careful about buying into catchy acronyms and hype

The great rustic outback: New style statement in urban home interiors

Options in this space are expensive at the outset, but low maintenance costs and element of timelessness make them a great bargain for the urban dweller whose heart resides in the lap of nature

How to protect your interests when your stockbroker is headed for trouble

Delays in transferring securities from pool account to your demat account, or in paying out money to you are signs of potential trouble

Active funds may not beat index as most don't give remarkable returns

Active MFs' fees are 10-50 times the fees of the most actively traded Nifty50 ETF

Fund pick: Franklin India Equity Advantage Fund

Franklin India Equity Advantage Fund

From airlines to hotels, ways to lower charges if you cancel a trip

For airlines, opt for flexi fare or cancellation insurance. Call hotels directly and negotiate with managers