Page 518 - Personal Finance
Floating rate borrowers need easy portability
The external benchmark may not lead to fair pricing as banks can always cut the spread for new customers. But your spread can't change
 "Floating rate borrowers need easy portability")
Realty check: Current rates and unit sizes in Rs 15 mn-Rs 20 mn price range
If you are looking at buying real estate, an idea about prevailing rates would come in handy
 "Realty check: Current rates and unit sizes in Rs 15 mn-Rs 20 mn price range")
Reader's corner: Life insurance
A joint life insurance plan comes handy and has several features offering benefits of two separate policies in a single plan
 "Reader's corner: Life insurance")
Tipping point: Has your dividend yield fund contained downside risk?
Dividend yield funds invest in stocks that pay dividend above a certain cut-off level
 "Tipping point: Has your dividend yield fund contained downside risk?")
New tax norm likely to make National Pension System more attractive
Only those who can invest in more liquid instruments and will not need the money before 60 should opt for it
 "New tax norm likely to make National Pension System more attractive")
How to split food and drink bills with friends without feeling cheated?
Is there really a right way to split a bill? You could try some of these
 "How to split food and drink bills with friends without feeling cheated?")
Avoid buying a house in wife's, children's name to save capital gains
The taxpayer may not get the tax benefit if he is not the title holder in the new property
 "Avoid buying a house in wife's, children's name to save capital gains")
Top eight myths about investing in stock markets and how to overcome them
Understanding how to invest in share markets is all about dispelling popular myths about share markets.
 "Top eight myths about investing in stock markets and how to overcome them")
Don't need high-end benefits? Zero-fee credit cards may work for you
If you miss annual payments for a paid card, your credit score will take a hit
 "Don't need high-end benefits? Zero-fee credit cards may work for you")
Here're the five sensible money moves to make before the year ends
Tying up loose ends now will enable you to start 2019 on a sure footing financially
 "Here're the five sensible money moves to make before the year ends")
Look at medium-term debt funds
Short-term tactical considerations also suggest long trades in the financial sector
 "Look at medium-term debt funds")
When is an insurance claim turned down? Know the exclusions in your policy
Also provide proper documentation to minimise the chances of your TPA recommending that your claim should not be reimbursed
 "When is an insurance claim turned down? Know the exclusions in your policy")
Only risk-averse investors should opt for tax-saver fixed deposits
PPF, ELSS and SCSS are more attractive options that will also get you Section 80C benefit
 "Only risk-averse investors should opt for tax-saver fixed deposits")
Spread investments in equities, bonds, gold and cash to tackle volatility
Having exposure to assets that have low correlation with each other, to help offset the losses in riskier assets
 "Spread investments in equities, bonds, gold and cash to tackle volatility")
India vs Australia 2nd Test Day 3 LIVE scorecard
India vs Australia 2nd Test Day 3 LIVE scorecard
India vs Australia 2nd Test Day 2 LIVE scorecard
India vs Australia 2nd Test Day 2 LIVE scorecard
India vs Australia 2nd Test Day 1: LIVE Scoreboard
India vs Australia 2nd Test Day 1: LIVE Scoreboard
Fund pick: Franklin India Equity
Fund pick: Franklin India Equity
 "Fund pick: Franklin India Equity")
Multiple cars, one policy: Irdai's latest announcement a boon for many
The CPA cover will also be available with the third-party liability policy and the comprehensive policy (third party plus own damage), as it is today
 "Multiple cars, one policy: Irdai's latest announcement a boon for many")
Insurance policyholders to get SMS on receipt of premium from January 1
In case of new contracts, it may be ensured that the correct mobile phone number is captured
 "Insurance policyholders to get SMS on receipt of premium from January 1")