Page 526 - Personal Finance

Health insurance customers can hope for a better tomorrow: Here's why

With the IRDAI committee making significant recommendations, customers are likely to benefit

With rents pushing up, that apartment you had your eye on just got pricier

Living in the metros last year became costlier with rents rising up to 18 per cent, twice the rate of inflation

Resolutions you should make in New Year 2019, and those you should break

Here are three financial resolutions to make and three financial resolutions to break this year

Horophiles, ahoy! This is how you test craftsmanship in your luxury watch

Traditionally, Swiss-made watches have been perceived as being of higher value, but brands like Grand Seiko have in the recent past demonstrated the supremacy of Japanese watchmaking technique

Fund pick: UTI Bond

Fund pick: UTI Bond

A snapshot of credit card regular spend charges levied by various banks

Here is how the credit card charges charged by various banks stack up

Smart money: Use supplementary credit cards to avail maximum benefits

It can be used to track spends and improve credit scores

Good news for salaried employees: EPFO likely to hike rate ahead of polls

EPFO has a subscriber base of more than 60 million and manages retirement savings of over Rs 11 trillion

Realty check: Current rates and unit sizes in Rs 30-50 lakh price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping Point: Should you shift to longer duration funds?

Investors should be cautious as there isn't a clear outlook on interest rates now.

Choosing the right perfume to gloss up your personality and style quotient

You can choose your perfume based on the type of fragrance, or how long the scent lasts; luxury perfumes are prices upwards of Rs 10,000, so take your time and make a discerning choice

Why using interest from debt investments for SIP is a flawed strategy

When evaluating a financial product, don't just go by distributor's calculations. Do your own math before putting in the money.

Till divorce do us part: How to manage your assets when you split

It isn't just the assets you should be concerned about when you part ways. Even liabilities such as car or home loans, and credit card outstandings must be dealt with

Systematic investment in gold a good option for a likely volatile 2019

The World Gold Council (WGC) feels that factors that drove gold in the second half of 2018 would continue to hold sway over the market in 2019

Lessons from 2018: Don't be greedy, continue your SIPs to build a corpus

When you buy a stock, especially a mid-and small-cap one, have a price target

EPFO subscribers may be allowed to invest more in equity markets in 2019

The EPFO is now developing a software that would help show retirement savings in cash and ETFs components separately

Some rates have come down in 2018, but tax terrorism is far from over

The tax terrorism has hardly come down. And the reason stays same - absurd and impossible targets given to tax officers

Planning to take a home loan? Choose a bank over housing finance company

The benchmark that banks follow is more transparent. HFCs, however, are more flexible

Avoiding PSUs will help

It may not make you rich, but will insulate from decisions made to meet divestment targets

Brace yourself for another turbulent year ahead in equities and MFs

Global liquidity tightening and the mid-year general elections point to difficult times, nonetheless do not stop your investments