Page 67 - Personal Finance
Cashless crisis averted for Bajaj Allianz customers: Money lessons for you
Your cashless Bajaj Allianz health insurance card still works-so you don't have to worry about upfront payments at AHPI hospitals.
 "Cashless crisis averted for Bajaj Allianz customers: Money lessons for you")
Shocking truth about Life Insurance: Your family could end up with nothing
The Married Women's Property Act (MWPA), Section 6 ensures that your life insurance payout is protected. Once tagged under MWPA, the payout bypasses creditors, parents, or anyone else
 "Shocking truth about Life Insurance: Your family could end up with nothing")
Retirement plans: Always check net return before making investments
These products are simple, transparent and easy to understand. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining
 "Retirement plans: Always check net return before making investments")
Expensively priced IPOs: Valuations must be justified by growth visibility
If the company has strong fundamentals but is valued expensively, invest for long term or reconsider after six months
 "Expensively priced IPOs: Valuations must be justified by growth visibility")
When a parent passes away, here's how their tax filing and refunds work
From filing the last return to claiming pending TDS, here's how families can manage a parent's tax matters after their passing.
 "When a parent passes away, here's how their tax filing and refunds work")
From bank details to e-verification, what really slows down your ITR refund
Expecting an ITR refund? Make sure your bank account is validated and your return e-verified, or you could face unnecessary delays.
 "From bank details to e-verification, what really slows down your ITR refund")
Rise of women investors: Zerodha sees their share climb to 30% in 10 years
Zerodha data shows women now form 3o% of its clients, up from just 3% in 2014, reflecting a steady shift in financial independence and equity market participation.
 "Rise of women investors: Zerodha sees their share climb to 30% in 10 years")
Loan vs full upfront payment: Why I didn't pay full cash for a ₹20 lakh car
Next time you buy a car, ask yourself: Do you want to just own it, or own it smartly?
 "Loan vs full upfront payment: Why I didn't pay full cash for a ₹20 lakh car")
A frozen NPS account can derail your tax break: Here's why it happens
A frozen NPS account blocks contributions and tax perks, but reactivation is simple, here's the step-by-step process to get it back on track
 "A frozen NPS account can derail your tax break: Here's why it happens")
No rich parents, no windfall - Just small steps that changed my finances
From living hand-to-mouth on Fixed Deposits to confidently investing in mutual funds and ETFs - this 37-year-old music teacher's money journey is proof that anyone can turn things around
 "No rich parents, no windfall - Just small steps that changed my finances")
Equity Mutual Funds see 335% growth in 5 yrs; Small-Cap funds lead returns
Equity mutual funds witness significant surge in inflows backed by sustained investor interest to achieve long-term wealth creation: ICRA Analytics
 "Equity Mutual Funds see 335% growth in 5 yrs; Small-Cap funds lead returns")
15,000 senior living homes by 2030: Should you invest in retirement realty?
senior living homes India 2030, retirement real estate investment, senior citizen housing demand, senior living market report JLL ASLI, silver economy India, retirement planning housing, elderly care
 "15,000 senior living homes by 2030: Should you invest in retirement realty?")
Jio Payments Bank plans India's 1st auto-investing savings account: Decoded
The Payments Bank is soon going to launch an innovative new product, called Savings Pro, which will bring to customers India's first savings account that auto-invests idle cash in overnight MFs
 "Jio Payments Bank plans India's 1st auto-investing savings account: Decoded")
UPS to NPS: Opt for NPS if service tenure is long and volatility manageable
Those who have a low risk appetite, prefer predictability, or are approaching retirement should stick to UPS
 "UPS to NPS: Opt for NPS if service tenure is long and volatility manageable")
A step-by-step guide to filing timely and accurate income tax return
With the September 15 deadline about a fortnight away, begin now to avoid the last-minute rush and heightened risk of errors
 "A step-by-step guide to filing timely and accurate income tax return")
To avoid being caught in a financial scare, get a good health plan
Check out the best health insurance premiums, check out this table from Policybazaar to guard against expensive medical bills.
 "To avoid being caught in a financial scare, get a good health plan")
Getting gifts at your child's wedding? It could trigger a tax headache
Wedding gifts are tax-free for the bride and groom, but not for their parents. They need to watch limits, paperwork and rules, or risk a surprise tax bill.
Guaranteed return, tax breaks key benefits of retirement-focused insurance
Remember that their internal rate of return could be low, and unlike annuities, they do not make payments for life
 "Guaranteed return, tax breaks key benefits of retirement-focused insurance")
From PF passbook to pension claims: Here's how Umang app can help you
From checking PF balance to securing pension continuity, Umang brings key EPFO services to your phone
 "From PF passbook to pension claims: Here's how Umang app can help you")
Deadline that protects you from tax scrutiny: CA explains the rules
Returns filed before March 2019 are beyond the reach of fresh scrutiny, says Himank Singla