Page 72 - Personal Finance
EMI relief may be quicker from Oct as RBI changes loan rules
RBI's latest rule change removes a 3-year lock on loan spreads, letting borrowers see EMI relief sooner and choose fixed rates at reset.
 "EMI relief may be quicker from Oct as RBI changes loan rules")
Misusing your PF? EPFO says it can recover money with interest
EPFO warns members against false PF claims, saying withdrawals for wrong reasons can invite recovery, penalties and a ban on future advances
 "Misusing your PF? EPFO says it can recover money with interest")
Conglomerates theme: Should you buy the ICICI Prudential Conglomerate Fund?
The New Fund Offer (NFO) opens on October 3, 2025 and will close on October 17, 2025.
 "Conglomerates theme: Should you buy the ICICI Prudential Conglomerate Fund?")
Financial changes in Oct: Higher bank charges, new pension rules and more
New Rules From 1 October 2025: New rules by Banks, Indian Railways and postal department may raise costs and tighten compliance requirements
 "Financial changes in Oct: Higher bank charges, new pension rules and more")
Pankaj Tripathi buys luxury flat in Mumbai's Andheri West for Rs 9.98 cr
The second apartment, purchased by his wife, Mridula Tripathi, and their daughter, Aashi Tripathi, for Rs. 87 lakh, is located in Aashapura Heritage, Kandivali West, Mumbai.
 "Pankaj Tripathi buys luxury flat in Mumbai's Andheri West for Rs 9.98 cr")
Marriage registration goes digital in Kerala: Here's how video KYC works
Kerala's new video KYC system lets couples register their marriages online quickly and easily, Here's a simple guide to complete the process from anywhere.
 "Marriage registration goes digital in Kerala: Here's how video KYC works")
Marriott Bonvoy turns festive spending into rewards with HDFC, Flipkart
New cardholders completing one eligible spend within 45 days of issuance receive an INR 1,500 gift voucher (valid September-October 2025), along with a Free Night Award and 10 Elite Night Credits.
 "Marriott Bonvoy turns festive spending into rewards with HDFC, Flipkart")
Pvt beach, yacht club, 5 hotels: Hiranandani's ₹17,000 cr Alibaug township
Phase 1 to develop 3.3 lakh sq. ft. with 330 units sold out, generating gross ₹450 crore sales revenue
 "Pvt beach, yacht club, 5 hotels: Hiranandani's ₹17,000 cr Alibaug township")
India's rich outpace the world in luxury spending, reveals HSBC report
Luxury, Longevity, and London: India's rich are chasing borderless living
 "India's rich outpace the world in luxury spending, reveals HSBC report")
Unclaimed deposits: Heirs must produce succession certificate or probate
For modest balances, banks may accept a legal heirship certificate with indemnity bond
 "Unclaimed deposits: Heirs must produce succession certificate or probate")
Buying property? Here's why your wife's name could mean extra savings
Buying property in your wife's name can help you save on stamp duty, get lower home loan rates, double tax benefits, and even protect assets. Here's how it works
 "Buying property? Here's why your wife's name could mean extra savings")
UPS or NPS: Which retirement plan fits your future? Deadline hits tomorrow
As the September 30 deadline approaches, the central government employees must choose between the assured payouts of UPS and the market-driven growth of NPS.
 "UPS or NPS: Which retirement plan fits your future? Deadline hits tomorrow")
Hospital bill shock: Tata AIG is third insurer to exit Max cashless network
Tata AIG insurance has become the third insurer to suspend cashless claim services with Max Hospitals
 "Hospital bill shock: Tata AIG is third insurer to exit Max cashless network")
Foreign investors pull $244 mn from India funds, $2.3 bn gone since July
India's appeal to foreign investors is fading fast as redemptions mount - $244 million exited this week, taking total outflows since July to $2.3 billion
 "Foreign investors pull $244 mn from India funds, $2.3 bn gone since July")
Homes at ₹100 cr: Sunteck Realty plans ultra-luxury houses in Mumbai, Dubai
As the ranks of global billionaires and the ultra-wealthy expand, Sunteck Realty said the appetite for such apartments has risen.
 "Homes at ₹100 cr: Sunteck Realty plans ultra-luxury houses in Mumbai, Dubai")
Buying a car post-GST cut? Make sure you do foolproof research first
Compare offers from various dealers on on-road price; strike good deals on the loan and insurance as well
 "Buying a car post-GST cut? Make sure you do foolproof research first")
From ₹1200 fares to 50% off meals: Inside Air India Express's PayDay sale
Bookers can use the promo code 'FLYAIX' to get special fares on domestic and international flights. Xpress Lite fares (with zero check-in baggage) start from ₹1,200 and Xpress Value fares from ₹1,300.
 "From ₹1200 fares to 50% off meals: Inside Air India Express's PayDay sale")
EPFO launches revamped ECR to streamline return filing by employers
Among other things, the revamped facility provides for the segregation of the return submission process from the payment generation process
 "EPFO launches revamped ECR to streamline return filing by employers")
Festival home-loan offers: Prioritise long-term savings, avoid teaser rates
Compare the full cost of the loan rather than focusing solely on interest rates
 "Festival home-loan offers: Prioritise long-term savings, avoid teaser rates")
Foreign travel bookings soar 24% this festival season, Asia-Pacific tops
Strap: Indians are spending ₹25k-95k on festival getaways, with short-haul Asia and boutique domestic breaks driving an 18% surge in travel demand.
 "Foreign travel bookings soar 24% this festival season, Asia-Pacific tops")