Page 73 - Personal Finance

SBI scheme: Agniveers to get collateral-free ₹4 lakh loan at 10.5% interest

SBI launches special collateral-free personal loan scheme for Agniveers, offers lowest defence interest rate till Sept 30

Independence Day 2025: Land your first private job, get Rs 15,000 from govt

Pradhan Mantri Viksit Bharat Rozgar Yojana: PM Modi marked Independence Day by launching a ₹1 trillion jobs scheme, offering ₹15,000 to first-time private sector employees and incentives for employers

NCR's Sohna Road sees property prices jump 74% in 3 years, rent up 50%

Capital values at Sohna Road have jumped 74% in just over three years, while average monthly rents for a standard 2BHK have surged 50% to ₹37,500.

Gold scales new peak; existing investors should book partial profits

New ones should stagger purchases to avoid timing risk

New Income Tax Bill does not entail too many changes in tax planning

It will, however, make income tax laws easier to comprehend and adhere to for the lay taxpayer

Home loan rates stable in August: Public banks at 7.35%, private at 7.70%

Public lenders like Union Bank and Bank of India offer the month's lowest home loan rates at 7.35%, while most private banks start higher

Sharing your credit card for rewards? It could trigger a tax headache

A student's Rs 24 lakh spend for friends' big buys has landed them on the tax radar. Experts warn such cashback chasing can invite scrutiny, penalties, and even legal trouble.

What are the best life insurance plans available for young professionals?

A good life insurance policy is a must for young, working professionals in cities. Here are some of the best premium plans from Morningstar

Luxury meets logistics: Jet-setting in India, privately, is taking off

For those who value time over tedium, India's fastest lane now begins at the runway, transforming travel from a chore into a controlled, efficient, and elevated experience

After ICICI Bank row, HDFC Bank clarifies no change in minimum balance rule

ICICI Bank, India's second-largest private sector lender, has partially rolled back its controversial move to sharply increase the minimum monthly average balance (MAB) for new savings accounts

Fund review August 2025: Kotak Flexicap fund

Fund review August 2025: Kotak Flexicap fund

FD rates in August: Up to 8.5% interest offered by public, private, SFBs

Best FD rates in August: Top banks, small finance banks and NBFCs now offer up to 8.50% on fixed deposits as RBI holds repo rate steady at 5.5%

SBI to charge for big online IMPS transfers from Aug 15: How banks compare

Small online IMPS transfers stay free, but higher slabs will now attract charges; here's how SBI's revised rates stack up against other major banks

IRCTC offers 20% off return fares for Diwali travel: Here's the fine print

Festival season rail travellers can save on return tickets with IRCTC's new scheme, but the offer applies only if you meet the booking rules and travel dates

Tech sector powers 40% of India's office leasing in H1 2025, Bengaluru tops

· Over half of the total leasing across the top 7 cities led by large-sized deals

MF inflows surge 80% in July to ₹5.65 lakh cr; IT, PSU Banks lead buying

Indian equity mutual funds saw a sharp acceleration in flows in July 2025, with inflows (ex-arbitrage) touching ₹5,65,000 crore ($6.5 billion), up 80% month-on-month (MoM), according to JM Financial

DSP MF launches India's first Flexicap Quality-Only Index Fund: Details

DSP Nifty500 Flexicap Quality 30 Index Fund is an open ended scheme replicating / tracking Nifty500 Flexicap Quality 30 Index

Indian REITs distribute ₹1,559 Cr in Q1 FY26, market cap crosses ₹1 lakh cr

Together, these REITs manage a portfolio spanning more than 129 million square feet of Grade A office and retail space across India

No more 2-day wait: Cheques to clear within hours from October 4, says RBI

Starting October 4, 2025, the Reserve Bank of India will implement a faster cheque-clearing system, reducing settlement time from up to two working days to just a few hours during business hours.

PSU Funds: Govt spending could aid recovery, suited for high-risk takers

Allocate 5-10% in satellite portfolio with five-year horizon