Page 164 - Opinion

10 years of Pradhan Mantri Jan-Dhan Yojana: Stepping aside and looking back

PMJDY is testimony to how digital technology can be put to use for the poor so that they also benefit from the economic growth

Raising the skilling bar: Young India needs reimagined vocational education

Nation-building education is the govt's job. It should do it with the same might it used for the Sarva Shiksha Abhiyan, Aadhaar linking, Covid vaccination drive, and financial inclusion initiative

Ease of lending: How Unified Lending Interface will improve credit access

Seamless delivery of credit and a quicker turnaround time without requiring extensive documentation will benefit both borrowers and lenders

Unsafe at any place: Hema Committee underlines distance to gender equality

Recent revelations in the Justice Hema Committee report on women in Malayalam film industry and events following the rape and murder of a medical student in Kolkata point to a disturbing regression

Tale of 2 decisions: Why lateral-entry scheme faced backlash and UPS didn't

Mothballing the lateral-entry scheme and launching the modified pension plan show how governance style can make a difference

Best of BS Opinion: Regression to mean or momentum?, A middle path, more

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Bazaar, Sarkar, and Samaj: It's time to rethink the lateral-entry scheme

Solutions by specialists in one domain backfire in others. Designers of governance reforms should go back to the drawing board and rethink the lateral-entry scheme

Superstars for too long: Time to move away from India, US equity markets?

Investors face a crucial decision. While the US equity market may face short-term underperformance, the jury is still out on India's potential

Ukraine-Russia war: Why India's mediatory moves may remain limited

With its incursion into Russian territory, Ukraine crossed a red line with respect to the terms on which the Western allies extended it aid, potentially altering the dynamics of the peace process

Unified Pension System: Reversal of pension reform should have been avoided

The new modified pension scheme is better than OPS, but switching to NPS was one of the biggest reforms in recent decades and would have benefited the country in the long run

SBI's Dinesh Khara era ends, his successor CS Setty has new challenges

With Dinesh Khara's legacy of stock market's love for State Bank of India, his successor CS Setty faces the task of sustaining this momentum while war for deposits continues on the banking turf

Target GST relief on life, medical insurance smartly to boost accessibility

Tax relief should target pre-packaged term and health policies, ensuring availability to seniors and those with impaired health, thereby reducing their costs

RBI's new credit risk standards are game changer for Indian economy

A well-executed model risk management framework can give a lender precise credit assessment, improve customer trust and edge over competition

Best of BS Opinion: Why SBI should get Navratna/Maharatna status, more

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US elections: Donald Trump, Kamala Harris focus more on domestic issues

Kamala Harris has so far not talked much on trade matters, except criticising Trump's plans to hike tariffs on imports as inflationary

Out for delivery: E-commerce policy should aim to enhance competition

It must provide a level playing field and not differentiate between platforms based on ownership and investment. A neutral policy will help boost investment, create jobs, and increase consumer welfare

Learning from Covid pandemic experience to contain the Mpox outbreak

Although there is no need to raise the alarm at this stage, the government should focus on raising awareness among the public and prepare contingency plans

Bank FDs sahi hai: Why fixed deposits may be better than debt mutual funds

The returns may be similar, but there is nothing better than bank FDs when it comes to safety - the principal is safe, at least in scheduled commercial banks, given how Indian banks are regulated

Does policy matter? Lessons from two elections and one ongoing campaign

Few elections have been defined by manifestos, but manifestos have often been seen as a guide to how the rival parties will govern

Best of BS Opinion: Paradox of China's globalisation, banana problem, more

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