Page 3 - Credit Cards

Train tickets, credit cards, & more: 5 key financial changes in November

From money transfers to train bookings, and credit card rewards, updates from RBI, Indian Railways, ICICI Bank, and Trai have taken effect in November. Here's how it may affect your wallet

Marriott Bonvoy HDFC Bank Credit Card: 5 times reward points on every spend

Enjoy 5X points on your favourite categories - hotels, travel, dining, and entertainment. Offer valid till 30 November

Travel tip: Use prepaid forex card when abroad, avoid currency fluctuations

Avoid dynamic currency conversion by paying in the local currency instead of Indian rupees

Data shows Indians prefer credit over debit for high-value transactions

The average ticket size (ATS) for all cards in the first half of 2024 was Rs 2629, a 2% increase from the first half of 2023.

Perks galore: Amex Platinum Card gets luxe upgrade, fees hiked to Rs 77,880

With new enhancements and existing exclusive features, the Platinum Card now provides a cumulative value of over Rs 450,000 annually including an incremental value of over Rs 1,40,000.

Festival spending: Maximise rewards with right cards, stick to planned buys

While credit cards have become the preferred payment option for many, this has also raised concerns about overleveraged, particularly during the festive season

How does credit card interest rate work & how to get a lower rate?

By improving credit scores, negotiating better terms, and utilising smart payment strategies, you can significantly reduce credit card costs and avoid falling into debt trap

Regulatory scrutiny may dampen credit cards' festive season spirit

Pressure on unsecured lending may weigh on growth in spending through credit card

Benefits to safety: What you should do with credit cards you no longer use

Access to an additional credit can be beneficial in emergencies or unexpected expenses

Zero forex fee, movie perks: Benefits of IDFC First Bank Mayura credit card

Mayura credit card is designed for those looking for both style and benefits, with a focus on rewards and travel perks, according to the bank

RBL Bank aims to grow in credit cards, launches offering with Indian Oil

Private sector lender RBL Bank is aiming to grow its credit card portfolio "moderately" and focus on other aspects like cross-selling to customers, a senior official has said. If the industry grows at 20-25 per cent, the lender would like to increase its credit card outstanding by up to 15 per cent, its business head for credit cards Bikram Yadav said. "We would grow moderately in this segment, and we'll focus on internal unit economics and customer engagements and deeper cross-sell with them," Yadav added. Yadav, who was speaking after the launch of a dedicated offering in association with the largest oil marketing company Indian Oil Corporation, christened 'Xtra Credit Card', added that the other factors are more important than growth for the bank and its focus is on "reasonable" returns on the capital it deploys. It can be noted that the credit card segment has been under the spotlight because of the RBI's discomfort around the riskier unsecured segment growing fast. "The RBI i

How to Improve Your Credit Score Using Credit Cards

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SBI Card loses credit card market share in July; InCred retains 'Reduce'

InCred's target price translates into 30.7 per cent downside in the share price from previous close of Rs 721.15 per share.

Co-branded credit cards pip traditional cards:List of the most sought after

Co-branded credit cards (CBCCs) are rapidly outpacing traditional credit cards, driven by India's booming economy and shifting consumerpreferences.

RBL Bank launches RuPay credit cards with UPI and NCMC functionalities

Lender says users can now enjoy seamless, secure, and instant payments through UPI, along with hassle-free travel facilitated by NCMC feature

HDFC Bank changes credit card rules from August 1: Check details

These updates will impact various types of transactions and fees for credit card holders

Things you must check in your credit card statement: Check details

A statement is made available by your credit card company once a month, shortly after your billing cycle ends

Major credit card issuers go live on Bharat Bill Payment Systems platform

While there has been a delay in credit card issuers going live on the BBPS platform, the disruption among customers has not been widespread because users have multiple options to settle their dues

Cashless claim denied? Bank on credit card, pledge gold or fixed deposit

Keep some emergency cash at home and ensure your credit card limits are adequate

Lost your credit card? Get instant digital card replacement via text/email

Visa has launched a service that allows travellers to receive an instant digital card replacement via text or email