Housing Finance

Cost of funds for NBFCs, HFCs may rise marginally over medium term: Ind-Ra

India Ratings and Research on Thursday said the cost of funds for non-banking finance companies and housing finance companies could rise marginally over the medium term amid geopolitical tensions, uncertain macroeconomic conditions and the limited transmission of policy rate cuts by banks. India Ratings and Research (Ind-Ra) said that despite recent policy rate cuts, borrowing costs are unlikely to soften meaningfully due to weak transmission, higher deposit competition and cautious capital markets. It expects that changes in the funding mix, rather than liquidity stress, will define the sector's dynamics. In a statement, Ind-Ra said the expectation of a marginal increase in the cost of funds for non-banking finance companies (NBFCs) and housing finance companies (HFCs) over the near-to-medium term arises from wider spreads in bond markets due to geopolitical tensions, uncertain macroeconomic conditions and the limited transmission of policy rate cuts to bank lending rates. The age

PNB Housing Fin eyes 18-20% growth in FY27, says Ajai Kumar Shukla

PNB Housing Finance posts strong Q4 profit growth, with management reaffirming a retail-led strategy and cautious expansion into corporate lending

Antique starts coverage on AHFCs; Aadhar Housing, Home First top picks

Antique said fixed-rate dominated lenders benefited from yield stability amid falling rates, while floating-rate players relied on faster balance sheet transmission

Carlyle to acquire majority stake in Nido Home Finance for ₹2,100 crore

US-based private equity firm Carlyle will invest Rs 2,100 crore to acquire a majority stake in Edelweiss Group's housing finance arm Nido Home Finance, subject to regulatory approvals

Carlyle to buy majority stake in Edelweiss home finance arm for ₹2,100 cr

Carlyle's investment includes the acquisition of a 45 per cent stake in Nido from Edelweiss through a secondary purchase and a primary equity infusion of ₹1,500 crore

Housing finance must be part of India's next economic reforms agenda

India's six largest cities contribute nearly half to housing and mortgage volumes but lenders with scale shy away from deeper geographies

Govt should relook interest subsidy benefits in Budget: PNB HF CEO

PNB Housing Finance MD Ajai Kumar Shukla says asset quality remains stable and margins steady near 3.6-3.7% despite rate cuts, with growth led by housing loans

Houses with Metro access show better financial discipline: EAC-PM paper

Housing lenders could treat metro connectivity as a mitigating risk factor, argues PM-EAC

Affordable housing financiers now attractively valued after correction

Affordable housing financiers face slower growth, higher delinquencies and weak branch productivity despite strong demand, even as falling CoF supports spreads and valuations turn attractive

PNB Housing Finance to announce new MD & CEO soon, growth stays steady

Even as PNB Housing Finance readies to appoint a new MD & CEO, the lender reports steady growth in Q2 FY26 with improving asset quality and rising disbursements

India's housing finance sector hits home run as demand rebounds strongly

The National Housing Bank's residential housing price index (NHB Residex) showed positive momentum in the first quarter of FY26

Sammaan Capital up 17% in 2 days on fund buying; Is it good time to buy?

On September 29, 2025, ICICI Prudential Mutual Fund has purchased 4.35 million equity shares representing 0.52% of total equity of Sammaan Capital on the NSE via open market.

IFC commits $150 mn to HDFC's H-DREAM fund for green, affordable housing

The move aims to advance green affordable housing and expand sustainable financing for property developers in India

PNB Housing Finance stock plummets 18% on MD & CEO Girish Kousgi exit

Shares of PNB Housing Finance saw a sharp decline after the resignation of MD & CEO Girish Kousgi, effective October 2025, sparking market concerns and uncertainty

Affordable housing dream of millions in India gets closer to reality

RBI's rate cuts and revised lending norms could help a segment that developers have largely ignored

Hudco board approves ₹750 crore fundraise via non-convertible debentures

The base issue size is ₹500 crore, with an additional green-shoe option of ₹250 crore

Bank of Baroda cuts home loan rates by 40 basis points for new customers

Bank of Baroda has cut home loan rates by 40 basis points, with revised rates starting at 8 per cent and linked to borrower credit scores; added concessions offered

PNB Housing Finance eyes retail book of Rs 1 trillion by FY27: MD & CEO

Roshni is a product of PNB Housing Finance which promotes affordable housing, especially among first-time buyers

Affordable housing sector starting to show early signs of distress

With public banks dominating the segment, RBI's revised PSL cap may push banks towards higher-ticket loans, as underwriting costs stay the same regardless of loan size or risk

SC upholds Piramal Capital & Housing Finance's resolution plan for DHFL

Says all money recovered from fraudulent transactions must be paid to Piramal