Page 2 - Msmes

Reserve Bank of India proposes lower capital requirements for banks

RBI's draft norms propose revised risk weights across corporate, MSME, real estate, and retail exposures, aiming to reduce banks' capital requirements from FY28

Gross NPAs of banks likely to be 2.3-2.5% by March 2026, says Crisil

While corporate credit remains stable, CRISIL warns that MSME and unsecured retail segments could see mild stress amid export slowdown and loan seasoning

RBI's Basel III norms to lower banks' capital requirement from 2027

RBI's revised Basel III norms, effective April 2027, to lower capital needs for banks with reduced risk weights on MSME and housing loans, boosting CET1 ratios

Banks get 4 years to spread provisions for ECL norms, MSME relief ahead

Moreover, the regulator proposed tweaking risk weights for loan to MSME and residential housing loans, which will release capital for banks

Beyond the tariff tears: The 99 per cent opportunity in India's MSME engine

The number of exporting MSMEs, despite a commendable trebling in the last four years, was a meagre 173,350 in May last year

TPREL, Bank of Baroda partner to provide solar financing for MSMEs

Tata Power Renewable Energy Ltd (TPREL) has signed an agreement with public lender Bank of Baroda to offer financing solutions to MSMEs and Commercial & Industrial (C&I) units for solar equipment and projects. Under this partnership, Bank of Baroda will extend financial assistance to borrowers purchasing solar equipment and projects of up to 10 MW capacity through TPREL or its authorised partners, the company said in a statement on Friday. The financing scheme offers a rate of interest starting from 7.75 per cent, collateral-free loans of up to Rs 10 crore, Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) coverage and flexible repayment tenure of up to 120 months. As of August 2025, TPREL has completed over 2.49 lakh rooftop solar installations, achieving a cumulative capacity exceeding 3.6 GWp. Various renewable energy companies have tie-ups with banks to offer lending facilities for solar adoptions.

SME Chamber of India urges credit reforms, permanent RBI advisory body

SME Chamber of India has called for easier MSME loans, waivers of fees and guarantees, and a permanent RBI Standing Advisory Committee to resolve financing challenges

Uttar Pradesh MSME loans rise more than 20% to ₹2.48 trillion in FY25

The Yogi Adityanath government has been nudging banks to ease the flow of credit to MSMEs for catalysing the state's industrial development potential and creating local jobs.

SME tracker: Global headwinds to slow down growth for ITeS MSMEs

In FY25, revenue grew an estimated 11 per cent in rupee terms to ₹4.4 trillion, supported by increased offshore workloads from cost-conscious global clients

MSMEs, startups urged to meet ₹50K cr defence exports target: MoS Defence

Minister of State for Defence Sanjay Seth on Friday urged MSMEs and startups to work hard to meet the new target of Rs 50,000 cr defence exports. He was addressing the inaugural of the three-day East Tech symposium here. "The country's new target for defence exports is Rs 50,000 crore, and to achieve this goal, the country's MSMEs and startups will have to work hard. Today, 16,000 MSMEs are associated with the Ministry of Defence. This number should increase, and the youth of Jharkhand should also join, he said. Rajinder Singh Bhatia, President, Society of Indian Defence Manufacturers (SIDM) said 175 exhibitors and 400-plus delegates were participating in the East Tech 2025, which shows their commitment to fulfilling the vision of making this country self-reliant and empowered. Lt Gen Ram Chander Tiwari, GOC-in-C Eastern Command, said, SIDM has been a significant support in our efforts. Our partnership with SIDM allows us to provide a platform where defence manufacturers, MSMEs, ..

Don't hesitate to invest more: FM Nirmala Sitharaman to India Inc

Finance Minister Nirmala Sitharaman asked industry to shed hesitation in investing and expand capacities while partnering with the government to skill youth for faster employment

Trading activity in SME stocks lags even as market sees new listings

Trading activity can be gauged by the average of the number of trades executed, the companies whose shares change hands, number of shares changing hands, and the value of these transactions

Next gen GST reforms will set economy open and transparent: Sitharaman

The next generation GST reforms would 'absolutely' set an economy open and transparent with further reduction in compliance burden and benefiting small businesses, Union Finance Minister Nirmala Sitharaman said on Tuesday . She was speaking at the 120th Foundation Day celebrations of Tamil Nadu-based City Union Bank, where President Droupadi Murmu was the chief guest. Sitharaman said Prime Minister Narendra Modi recently announced the creation of a Task Force for next generation reforms with a clearer mandate to simplify regulations, lower compliance costs and also build a more enabling ecosystems for startups, Micro, Small and Medium enterprises and entrepreneurs. "Complementing this, the planned roll out of the next generation GST reforms with the planned Council meeting tomorrow and day after, will set an economy absolutely open and transparent in the coming months and with further reduction in compliance burden, making it easier for small businesses to thrive" Sitharaman said.

Access, education, personalisation to shape retail investing: Religare CEO

After an initial dip in Q3 and Q4 of FY25, we can now see volumes and client activity are starting to stabilise, says Gurpreet Sidana, chief executive officer at Religare Broking

Govt may bet on MSMEs to power silicon dreams with fresh incentives

Incentives in the works to build homegrown raw material suppliers for global chip firms

MSMEs must focus on quality, competitiveness, and global integration: Govt

MSMEs contribute over 30 per cent to GDP and 45 per cent to exports, but leaders stress quality, innovation and Industry 4.0 adoption to boost competitiveness and global integration

Banks draw up plans to help exporters navigate 50% Trump tariff threat

The 50 per cent tariffs, which come into effect from August 27, have prompted officials to take proactive measures to mitigate the impact, said senior bankers

A time to handhold: Lenders must support MSMEs as tariff woes rise

As MSME tariff woes increase, lenders have to work closely with smaller industries, even as demand for a lifeline grows, reports Raghu Mohan

Karnataka Bank aims ₹85K cr loan book by March 2026 as operations stabilise

After stabilising operations, Karnataka Bank aims to expand its loan book beyond Rs 85,000 crore by March 2026 with growth led by retail, agriculture and MSME lending

Finance ministry asks PSBs to broaden credit focus amid tariff woes

"PSBs have been told to focus on credit growth across loan sizes, especially in core engineering, manufacturing, agriculture, MSMEs, and startups," the official said