Page 2 - Msmes

Govt may need ₹2,000 cr corpus to implement credit guarantee scheme

The Centre will provide ₹2,000 crore to back a ₹20,000-crore credit guarantee scheme aimed at easing liquidity for exporters, especially MSMEs, amid tariff pressures from the US

Pre-Budget talks: MSMEs urge relief package for exporters hit by US tariff

MSME players in pre-Budget talks seek collateral-free credit, relaxed NPA norms, and tax reliefs to offset the impact of a 50% US tariff hike on exports and ease liquidity pressures

QCOs: Why ensuring their smooth implementation is need of the hour

So far, a total of 187 QCOs covering 769 products have been notified for compulsory certification of BIS by various departments/ ministries of the government

Structural issues hit MSME productivity, digital readiness strong: Report

Micro, small and medium enterprises (MSMEs) in India are facing structural challenges like limited access to formal credit, which is impairing their productivity, but their digital readiness remains a bright spot, a Deloitte India report said on Wednesday. MSMEs in India contribute nearly 30 per cent to GDP, and account for 45 per cent of exports and provide livelihoods to over 240 million people. The study shows that despite exhibiting a significantly higher degree of digital readiness than OECD peers, Indian MSMEs operate at just 18 per cent of large-enterprise productivity compared with 45-70 per cent in OECD economies. This gap limits their competitiveness compared to global counterparts. Deloitte India Economist Rumki Majumdar said India's MSME space is marred by several structural and persistent challenges, including limited access to formal credit, outdated technology, regulatory complexity and infrastructure bottlenecks. The credit gap is estimated at Rs 30 lakh crore or a

Govt eases entry for MSMEs in third round of specialty steel PLI scheme

Union Minister H D Kumaraswamy unveiled third round of speciality steel PLI scheme with relaxed thresholds, updated pricing benchmarks, and wider MSME participation to boost steel manufacturing

MSME confidence dips modestly on US tariffs; optimism steady for Q3

SIDBI survey shows the MSME Business Conditions Index eased slightly in Q2FY26 on US tariff concerns but points to stronger optimism for Q3 and FY27

MSME sector stays resilient in Q2, eyes festive season boost: Sidbi report

While sales sentiment softened modestly in the July-September quarter, 50 per cent of trading and 47 per cent of manufacturing MSMEs reported positive growth

Govt readying major MSME reforms: Why it matters for India's economy

The Centre is finalising a reform package to reduce costs, improve logistics efficiency, and strengthen innovation in the MSME sector, which contributes 30 per cent to India's GDP

QCOs meant to help firms match global standards end up hurting some

The number of Quality Control Orders has seen a quantum jump since 2019, but many of them have ended up unintentionally hurting, instead of helping, industry

MSME industry bodies urge RBI to extend ECLGS to tackle US tariff impact

The proposal was made at a meeting convened by the central bank's Financial Inclusion and Development Department (FIDD) last week to address issues facing the MSME sector from the impact of 50%

Reserve Bank of India proposes lower capital requirements for banks

RBI's draft norms propose revised risk weights across corporate, MSME, real estate, and retail exposures, aiming to reduce banks' capital requirements from FY28

Gross NPAs of banks likely to be 2.3-2.5% by March 2026, says Crisil

While corporate credit remains stable, CRISIL warns that MSME and unsecured retail segments could see mild stress amid export slowdown and loan seasoning

RBI's Basel III norms to lower banks' capital requirement from 2027

RBI's revised Basel III norms, effective April 2027, to lower capital needs for banks with reduced risk weights on MSME and housing loans, boosting CET1 ratios

Banks get 4 years to spread provisions for ECL norms, MSME relief ahead

Moreover, the regulator proposed tweaking risk weights for loan to MSME and residential housing loans, which will release capital for banks

Beyond the tariff tears: The 99 per cent opportunity in India's MSME engine

The number of exporting MSMEs, despite a commendable trebling in the last four years, was a meagre 173,350 in May last year

TPREL, Bank of Baroda partner to provide solar financing for MSMEs

Tata Power Renewable Energy Ltd (TPREL) has signed an agreement with public lender Bank of Baroda to offer financing solutions to MSMEs and Commercial & Industrial (C&I) units for solar equipment and projects. Under this partnership, Bank of Baroda will extend financial assistance to borrowers purchasing solar equipment and projects of up to 10 MW capacity through TPREL or its authorised partners, the company said in a statement on Friday. The financing scheme offers a rate of interest starting from 7.75 per cent, collateral-free loans of up to Rs 10 crore, Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) coverage and flexible repayment tenure of up to 120 months. As of August 2025, TPREL has completed over 2.49 lakh rooftop solar installations, achieving a cumulative capacity exceeding 3.6 GWp. Various renewable energy companies have tie-ups with banks to offer lending facilities for solar adoptions.

SME Chamber of India urges credit reforms, permanent RBI advisory body

SME Chamber of India has called for easier MSME loans, waivers of fees and guarantees, and a permanent RBI Standing Advisory Committee to resolve financing challenges

Uttar Pradesh MSME loans rise more than 20% to ₹2.48 trillion in FY25

The Yogi Adityanath government has been nudging banks to ease the flow of credit to MSMEs for catalysing the state's industrial development potential and creating local jobs.

SME tracker: Global headwinds to slow down growth for ITeS MSMEs

In FY25, revenue grew an estimated 11 per cent in rupee terms to ₹4.4 trillion, supported by increased offshore workloads from cost-conscious global clients

MSMEs, startups urged to meet ₹50K cr defence exports target: MoS Defence

Minister of State for Defence Sanjay Seth on Friday urged MSMEs and startups to work hard to meet the new target of Rs 50,000 cr defence exports. He was addressing the inaugural of the three-day East Tech symposium here. "The country's new target for defence exports is Rs 50,000 crore, and to achieve this goal, the country's MSMEs and startups will have to work hard. Today, 16,000 MSMEs are associated with the Ministry of Defence. This number should increase, and the youth of Jharkhand should also join, he said. Rajinder Singh Bhatia, President, Society of Indian Defence Manufacturers (SIDM) said 175 exhibitors and 400-plus delegates were participating in the East Tech 2025, which shows their commitment to fulfilling the vision of making this country self-reliant and empowered. Lt Gen Ram Chander Tiwari, GOC-in-C Eastern Command, said, SIDM has been a significant support in our efforts. Our partnership with SIDM allows us to provide a platform where defence manufacturers, MSMEs, ..