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NBFCs return to banks for loans as bond yields stay elevated

Bank credit to NBFCs rises sharply as shadow lenders shift funding sources amid high bond yields, supported by regulatory easing and improved banking liquidity

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Updated On : 30 Apr 2026 | 7:51 PM IST

Cost of funds for NBFCs, HFCs may rise marginally over medium term: Ind-Ra

India Ratings and Research on Thursday said the cost of funds for non-banking finance companies and housing finance companies could rise marginally over the medium term amid geopolitical tensions, uncertain macroeconomic conditions and the limited transmission of policy rate cuts by banks. India Ratings and Research (Ind-Ra) said that despite recent policy rate cuts, borrowing costs are unlikely to soften meaningfully due to weak transmission, higher deposit competition and cautious capital markets. It expects that changes in the funding mix, rather than liquidity stress, will define the sector's dynamics. In a statement, Ind-Ra said the expectation of a marginal increase in the cost of funds for non-banking finance companies (NBFCs) and housing finance companies (HFCs) over the near-to-medium term arises from wider spreads in bond markets due to geopolitical tensions, uncertain macroeconomic conditions and the limited transmission of policy rate cuts to bank lending rates. The age

Cost of funds for NBFCs, HFCs may rise marginally over medium term: Ind-Ra
Updated On : 30 Apr 2026 | 2:49 PM IST

RBI exempts smaller NBFCs, creates structured exit route for first time

RBI has exempted smaller NBFCs from registration and introduced a structured exit route, allowing eligible firms to apply for deregistration through its PRAVAAH portal

RBI exempts smaller NBFCs, creates structured exit route for first time
Updated On : 30 Apr 2026 | 12:10 AM IST

Early delinquency rate in MFI drops sharply to 2.3%: Equifax India

This trend suggests that lenders are prioritising credit discipline over growth, particularly in a macro environment marked by cautious lending

Early delinquency rate in MFI drops sharply to 2.3%: Equifax India
Updated On : 28 Apr 2026 | 10:54 PM IST

Sahamati raises ₹50 crore from over 30 firms to boost digital finance infra

The association said that the investment round represents an industry commitment to building a regulated digital public infrastructure layer for consent-based financial data sharing

Sahamati raises ₹50 crore from over 30 firms to boost digital finance infra
Updated On : 28 Apr 2026 | 2:22 PM IST

RBI eases risk-weight trigger for unrated big-ticket loans, tweaks norms

Threshold for 150% risk weight raised to ₹500 crore; draft norms' tougher proposals pared back

RBI eases risk-weight trigger for unrated big-ticket loans, tweaks norms
Updated On : 27 Apr 2026 | 10:41 PM IST

Small business credit growth slows to 14.9 per cent: CRIF-SIDBI report

India's small business credit portfolio remains resilient at ₹47.8 lakh crore, though growth moderated amid a higher base, even as smaller-ticket loans gained share

Small business credit growth slows to 14.9 per cent: CRIF-SIDBI report
Updated On : 24 Apr 2026 | 7:37 PM IST

Manappuram Finance surges 12% in 2 days, nears 52-week high; here's why

In the near-term, the non-gold portfolio will continue to consolidate before resuming growth momentum in a calibrated manner from FY27 onwards, analysts at Axis Securities said in the Q3 result update

Manappuram Finance surges 12% in 2 days, nears 52-week high; here's why
Updated On : 22 Apr 2026 | 2:44 PM IST

HDB Financial shares rise over 6% after strong Q4 FY26 profit growth

HDB Financial shares gain over 6 per cent after reporting over 40 per cent YoY jump in Q4 profit, aided by lower provisions and improving asset quality outlook

HDB Financial shares rise over 6% after strong Q4 FY26 profit growth
Updated On : 16 Apr 2026 | 7:38 PM IST

RBI norms may raise NBFC upper layer asset share to 70%, says CareEdge

RBI's proposed SBR framework changes may significantly expand NBFC upper layer coverage, boosting asset share to nearly 70 per cent and strengthening systemic oversight

RBI norms may raise NBFC upper layer asset share to 70%, says CareEdge
Updated On : 16 Apr 2026 | 6:25 PM IST

NBFCs likely to report strong March-quarter profit despite margin pressure

NBFCs are likely to report healthy Q4FY26 earnings on steady credit demand, though elevated funding costs and geopolitical risks may weigh on margins and asset quality

NBFCs likely to report strong March-quarter profit despite margin pressure
Updated On : 14 Apr 2026 | 11:22 PM IST

Tata Sons likely to stay upper-layer NBFC under new norms, say experts

Only way out for the CIC is to get de-registered as an NBFC

Tata Sons likely to stay upper-layer NBFC under new norms, say experts
Updated On : 13 Apr 2026 | 9:29 PM IST
RBI moots ₹1 trillion asset threshold for NBFC upper layer classification
Updated On : 10 Apr 2026 | 11:50 PM IST

CRISIL upgrades Shriram Finance to AAA, Sammaan Capital to AA+ rating

CRISIL upgrades Shriram Finance to AAA and Sammaan Capital to AA+, citing improved credit profiles, strong capital buffers and strategic backing from IHC Group

CRISIL upgrades Shriram Finance to AAA, Sammaan Capital to AA+ rating
Updated On : 10 Apr 2026 | 7:08 PM IST

Shriram Finance shares rise over 3%; check what's lifting this NBFC stock

CRISIL Ratings has upgraded its long-term rating to 'CRISIL AAA/CRISIL PPMLD AAA/Stable' and removed it from watch with positive implications, while reaffirming its 'CRISIL A1+' short-term rating

Shriram Finance shares rise over 3%; check what's lifting this NBFC stock
Updated On : 10 Apr 2026 | 11:06 AM IST

Capri Global to raise ₹500 cr via bonds, shift focus to debt markets: MD

The non-banking finance company will issue bonds with maturities of two, three, five and 10 years

Capri Global to raise ₹500 cr via bonds, shift focus to debt markets: MD
Updated On : 10 Apr 2026 | 10:10 AM IST

RBI to introduce new framework for NBFC classification, says guv Malhotra

RBI plans to introduce a new framework to classify NBFCs into upper, middle and lower layers, replacing the current scale-based regulation system

RBI to introduce new framework for NBFC classification, says guv Malhotra
Updated On : 08 Apr 2026 | 11:19 PM IST

RBI opens term money market to NBFCs, corporates to boost liquidity

RBI allows NBFCs, corporates and AIFIs to participate in term money market to deepen liquidity, improve price discovery and strengthen policy transmission

RBI opens term money market to NBFCs, corporates to boost liquidity
Updated On : 08 Apr 2026 | 7:45 PM IST

NBFCs flag rise in MSME delinquencies as Iran war disrupts supply chains

NBFCs see early warning signs in MSME portfolios as supply disruptions and rising input costs linked to the West Asia conflict strain cash flows and push up early-stage delinquencies

NBFCs flag rise in MSME delinquencies as Iran war disrupts supply chains
Updated On : 07 Apr 2026 | 8:26 PM IST

Samman Capital to diversify, targets top 3 NBFC rank by FY29

IHC to become promoter via Avenir Investment with 63.3 per cent stake post open offer; lender plans expansion beyond mortgages, scaling products, branches and customer base

Samman Capital to diversify, targets top 3 NBFC rank by FY29
Updated On : 31 Mar 2026 | 3:52 PM IST