Page 27 - Personal Finance

YES Bank, ICICI update credit card rewards: More spending, fewer benefits

From December 1, YES Bank will cap YES Rewardz points on flights and hotel bookings. ICICI Bank will raise lounge access spend requirements from November 15

BS BFSI Summit: SBI's Nitin Chugh backs 'happy friction' to reduce fraud

SBI's Nitin Chugh introduces the concept of 'happy friction' - a system of checks and balances to protect vulnerable accounts and reduce cybercrime

Tough loan market, rise of momentum investing: Top personal finance stories

This week we write about how to get a loan as availability norms harden and how to select momentum index funds

Multi-asset funds: Align fund's equity strategy with your risk appetite

Investors often latch on to an asset class after it has moved up considerably. Even if they are not reactive in their portfolio allocation, it is not an easy strategy to implement

Air pollution driving up health costs? Choose comprehensive insurance now

Currently, health insurance in India does not feature policies exclusively focused on pollution-related health issues

Choice of momentum factor index should depend on performance in downturns

An index with less volatility during downturns can help you remain invested

Term insurance policies of various companies collected in single table

What companies offer to subscribers living in a metro city and do not smoke

UK's Graduate Route visa to stay unchanged; relief for Indian students

Everyone recognises that Indian students are phenomenal. Indian alumni are leading globally, including at the World Bank and beyond," says UK's Lord Karan Bilimoria

US Diversity Visa 2026: Last chance to apply as deadline closes today

The DV Program, administered by the US State Department, provides 55,000 immigrant visas annually

100,000 visas for free! How foreign tourists can get them under Chalo India

India has been working to recover tourism numbers that dropped sharply during the pandemic

YES Bank offers up to 8.25% interest rate on fixed deposits below Rs 3 cr

The highest interest rate of 7.75% and 8.25% is for a tenure of 18 months

Multi-year health insurance can save you from rising premiums: Explained

Multi-year health policies have now expanded to offer coverage up to five years, giving policyholders a longer period of stability

South Africa launches scheme for faster visa processing for Indian tourists

South Africa is setting its sights on increasing the number of Indian visitors from 16,000 to 100,000 by the end of the year

What is the right time to exit an investment?

If you discover a stock with stronger fundamentals than the one you currently own, it may be a good moment to sell your current stock

Why NRIs in UAE, US, and Saudi choose health insurance in India: Explained

The surge in demand across term, health, and investment products has driven a 50% rise in NRI customers between 2023 and 2024, according to PolicyBazaar

Indian students turn to US, New Zealand amid visa woes in Canada, UK, Aus

An Indian student considering the US explained, "The opportunities for post-study work and stability make the US attractive"

9 million students to study abroad by 2030; India, China's lead to continue

Should India outpace China by 2030, it would likely be due to more attractive opportunities abroad for Indian students

Is it possible to invest in stocks using a credit card?

Using borrowed funds, like cash withdrawal from credit cards or personal loans, to invest can lead to severe financial consequences due to high-interest rates and market volatility

Thailand extends visa-free entry for Indian travellers indefinitely

Visa-free travel allows tourists to enter a country without the need for a visa prior to or upon arrival

FD rates in November 2024: Highest interest from private and public banks

For one-year fixed deposits, Bandhan Bank and IndusInd Bank lead with rates of 8% and 7.75%, respectively