Page 28 - Personal Finance

Train tickets, credit cards, & more: 5 key financial changes in November

From money transfers to train bookings, and credit card rewards, updates from RBI, Indian Railways, ICICI Bank, and Trai have taken effect in November. Here's how it may affect your wallet

Buying a cardiac plan? Check waiting periods and co-payment requirements

Customers should also watch out for sub-limits on room rent and specific treatments

Truth be told: Breaking the silence on death and money in Indian families

For Rekha, the absence of siblings and a strong bond with her parents simplified matters. Not all families are comfortable having such conversations

Unnerved by volatility? Trim mid, small and sector fund exposure

Foreign institutional investor outflows from India in October exceeded Rs 1 lakh crore, a level not seen even during Covid.

Why Canada's food bank stopped giving free food to 1st-yr foreign students

The decision is said to have been implemented amid rising food prices and surge in unemployment in the country, due to which food banks are under immense pressure

Australia sees 38% drop in student visas in 2024: What's happening?

Filipino, Colombian, and Indian students were among those most affected

Buying cardiac insurance, planning wedding: Top personal finance stories

This week we report about the fine print in specialised insurance for heart conditions and how to organise a lavish wedding

Company fixed deposit rates' terms, tenure explained in one table

Comprehensive insights into ratings and returns offered by various players over different horizons

Pharma and health care funds: Defensive bets amid growing volatility

Altogether, 26 funds focused on pharma and healthcare collectively manage Rs 30,306 crore. Some of them offer exposure to global pharma stocks

GST returns to become time-barred: No filing after 3 years

The taxpayers shall compile or reconcile requisite information to prepare the GST returns and file the returns within three years from the respective return due date

India may see 1 trillion cyberattacks annually by 2033, experts warn

In recent years, high-profile cyberattacks have hit institutions such as AIIMS and major airlines

Diwali gift card scam costs Bengaluru techie Rs 4.35 lakh: How to stay safe

Gift card scams are increasingly becoming a popular method for fraudsters

Compare festive housing offers and resale rates to ensure authenticity

Larger reputed developers do not see much of a need to sweeten the deal since demand remains reasonably strong for them

Gold vs diamonds: Which Diwali investment is likely to give better returns

Gold is a stable asset and it symbolises wealth, and prosperity. Diamonds' appeal is in rarity and uniqueness

Fewer Indian employees debt-free since 2022, most loans of up to Rs 25 lakh

BankBazaar survey says younger women show greater aspiration to own a home

Russia to offer visa-free travel for Indian tourists, starting 2025

Visa-free travel allows entry into a country without the need to apply for a visa in advance

After recent silver rally, limit exposure to 5%, enter with 7-year horizon

A weaker US dollar and lower Treasury yields have enhanced the appeal of precious metals

PM Modi's warning against 'digital arrest': How you can protect yourself

In light of recent incidents, including this fake raid in Delhi, India's cyber-security agency, CERT-In, has issued a warning about increasing online scams

Silver set to outshine gold in 12-15 months, may hit Rs 1.25 lakh

This forecast comes as silver has already demonstrated remarkable growth in 2024, achieving gains of over 40% and surpassing the Rs 100,000 mark domestically

Sunil Shetty buys Rs 8 cr Bandra property: Why celebs invest crores there

Bollywood actors' interest in real estate has surged in recent years