Page 3 - Rbi
RBI steps up scrutiny of large overseas investments as rupee slides
The Reserve Bank of India issued a standardized checklist to major banks last week, requiring detailed information on overseas direct investments exceeding $1 billion
 "RBI steps up scrutiny of large overseas investments as rupee slides")
Confronting economic trade-offs
Market-driven prices and tax reforms can support monetary policy and attract foreign capital
 "Confronting economic trade-offs")
Treasury gains shrink for banks in Q2 as rising yields hit trading books
Treasury income fell at several major banks in Q2FY27 as bond yields climbed, weighing on other income and profits despite growth in net interest income across lenders.
 "Treasury gains shrink for banks in Q2 as rising yields hit trading books")
RBI's rupee fix: What is it solving?
As the central bank announces a new set of bold regulatory measure, this question is worth asking
 "RBI's rupee fix: What is it solving?")
Banks tap RBI's first cash auction in 3 months as market rates spike
The operation comes after several months of the central bank absorbing surplus liquidity that hit a record high due to hefty inflows from diaspora deposits mobilised to defend a weak rupee
 "Banks tap RBI's first cash auction in 3 months as market rates spike")
Let the people hedge
Recent measures have gone beyond merely curbing speculation in the foreign-exchange market policy rules
 "Let the people hedge")
RBI supplements financial muscle with regulatory heft
Measures to curb dollar demand have strengthened the rupee, but raise costs for importers and leave the durability of the recovery uncertain
 "RBI supplements financial muscle with regulatory heft")
Fragmented rules, missing incentives hold back India's green finance growth
A unified green taxonomy, standardised legal documentation, and tangible economic incentives are urgently needed
 "Fragmented rules, missing incentives hold back India's green finance growth")
AT-1 bonds: The bigger lessons
The Supreme Court's ruling on Yes Bank's AT-1 bond write-off raises concerns over RBI oversight, financial product mis-selling and the limitations of disclosure-based regulation.
 "AT-1 bonds: The bigger lessons")
King Canute and the sea waves
Let the rupee find its own level but allow that to happen in a calibrated way
 "King Canute and the sea waves")
India's forex reserves fall for fifth straight week to $726 billion: RBI
Rupee's gains continue, reaching over a one-month high
 "India's forex reserves fall for fifth straight week to $726 billion: RBI")
RBI approves amalgamation of Emirates NBD's Indian branches with RBL Bank
The amalgamation will take effect on December 1, 2026, following Emirates NBD's acquisition of a 60 per cent stake in RBL Bank through a Rs 26,000 crore capital infusion
 "RBI approves amalgamation of Emirates NBD's Indian branches with RBL Bank")
RBI's rupee defence comes at a cost as liquidity dries up, yields rise
The RBI's measures have curbed speculative dollar demand but tightened forex liquidity and raised hedging costs, while high oil prices and capital outflows continue to weigh on the rupee
 "RBI's rupee defence comes at a cost as liquidity dries up, yields rise")
Bank credit rises 19.4% in September; RBI rate hike may slow growth in H2
Bank credit rose 19.38% to ₹230 trillion in September, while deposits grew 17.83% to ₹283.95 trillion; CareEdge expects higher borrowing costs to moderate lending growth.
 "Bank credit rises 19.4% in September; RBI rate hike may slow growth in H2")
India's current account deficit narrows to $5.2 billion in August: RBI data
India's current account deficit narrowed to $5.2 billion in August from $6.1 billion a year ago, while strong banking capital inflows helped the BoP post a $45.4 billion surplus
 "India's current account deficit narrows to $5.2 billion in August: RBI data")
RBI clarifies banks must maintain 20% FERR over and above CRR balance
RBI says banks must park a 20% forex risk reserve in CRR accounts over and above mandatory balances, as the new rules raise hedging costs and push up forward premiums
Current account deficit narrows to $5.2 billion in August: RBI data
India's current account deficit narrowed to USD 5.2 billion in August from USD 6.1 billion a year ago, aided by a lower merchandise trade deficit and higher surpluses in services trade, according to preliminary data released by the RBI on Thursday. The net deficit in the merchandise trade account declined to USD 26.6 billion in August from USD 27.6 billion in the same month last year. Merchandise exports rose to USD 44.7 billion in August from USD 35.1 billion a year ago, while imports increased to USD 71.3 billion from USD 62.7 billion, the RBI data showed. The surplus in services trade increased to USD 16.5 billion in August from USD 15.6 billion a year ago. Services exports rose to USD 35.5 billion from USD 31.2 billion, while imports increased to USD 18.9 billion from USD 15.6 billion. Net transfers, including remittances, increased to USD 12.8 billion in August from USD 12.2 billion a year ago, while the net deficit in the income account widened to USD 8 billion from USD 6.3 .
Bank deposits hit record $3 trillion, boosted by dollar deposits scheme
India's banking system deposits reached a record ₹284 trillion in September, aided by the RBI's discounted dollar swap scheme, which attracted around $133 billion in inflows.
RBI has spent half of $140 bn FX capital to defend rupee, bankers estimate
RBI has deployed an estimated $75 bn-$80 bn through spot dollar sales and currency swaps since June, as high oil prices, rising US Treasury yields and foreign equity outflows weigh on the rupee
 "RBI has spent half of $140 bn FX capital to defend rupee, bankers estimate")
IDBI Bank-Fairfax deal: What RBI rules say on foreign ownership and control
While India allows substantial FDI in private sector banks, the RBI regulates who can own them, how much voting power shareholders can exercise and how much equity promoters can retain over time
 "IDBI Bank-Fairfax deal: What RBI rules say on foreign ownership and control")