Page 9 - Rbi

Govt bond yields soften on better-than-expected cut-offs on SDLs

The yield on the benchmark 10-year government bond settled at 6.61 per cent, against the previous close of 6.64 per cent

Enhanced RBI oversight strengthens banks' operating environment: Fitch

Indian banks are set to benefit from enhanced oversight by the Reserve Bank of India (RBI) and a more robust supervisory toolkit, which should reduce systemic risks and improve the operating environment, a report said. These shifts, paired with strong economic growth prospects and reduced inflation risks, are credit positive for the sector, global rating agency Fitch said in a report. "We believe regulatory responses to stress events, frameworks for monitoring risks and recovery of impaired loans have improved in recent years. Consequently, weaknesses that contributed to the last non-performing loan spike between the financial year ended March 2016 (FY16) and FY18 have been significantly reduced," it said. Banking system metrics are the strongest in years. However, some more recent reforms have not been tested in a down cycle, it said, adding that the sector non-performing loan ratio fell to 2.2 per cent in 1HFY26 (from a peak of 11.2 per cent in FY18). The common equity Tier 1 rati

RBI sets transaction-level materiality thresholds on related-party loans

For banks with assets exceeding Rs 10 trillion, the ceiling for the materiality threshold has been set at Rs 25 crore

2026 outlook for banking sector: NIMs stable, liquidity challenge looms

After margin pressure and muted credit in 2025, banks enter 2026 with hopes of credit revival, stable asset quality and more investments, though funding and deposits remain key risks

Payments Regulatory Board takes up issues in payment systems in 1st meeting

"The board was also briefed on the major findings of the RBI's recently conducted Survey on Digital Payments," the central bank said

Closely monitor asset quality, RBI Governor Sanjay Malhotra tells NBFCs

Credit extended by NBFCs has been rising over the years, underscoring their growing importance in financial intermediation

Govt bond yields harden on large SDL supply, softer OMO cut-off

The yield on the benchmark 10-year government bond settled at 6.64 per cent, against the previous close of 6.60 per cent

Govt likely to retain 4% inflation target for RBI, seeks feedback

The Reserve Bank of India currently aims to keep inflation anchored around 4%, the mid-point of a 2%-6% range mandated by the government

Govt bonds fall as higher state debt sale adds to supply concerns

The surge in supply comes as demand remains weak, with pension funds shifting toward equities and insurers cutting back amid lower sales of guaranteed-return product

Growth-inflation data will determine MPC's future actions: Nagesh Kumar

The celebrations of this 'Goldilocks moment', however, were tempered by trends for October 2025 published only a few days later, suggesting that economic activity had peaked in Q2, says Nagesh Kumar

Gains from decontrol: Removing constraints offers substantial gains

While factories faced headwinds, Indian finance gained ground in the eyes of global strategic capital

Rupee, bond likely to open weak on Monday amid geopolitical concerns

The rupee may open weaker amid strong dollar demand and geopolitical uncertainty, while heavy state bond supply is set to keep government bond yields under upward pressure

FPIs purchase ₹7,524 crore of debt, highest single day in 7 months

Foreign portfolio investors recorded their highest single-day debt inflow in seven months on January 1, even as they exited FAR securities in December amid rupee weakness

Indian states likely to borrow record ₹5 trillion in Q4 of FY26: RBI

Indian states plan record ₹5 trillion borrowing in the January-March quarter, raising concerns over higher bond supply and upward pressure on yields

Govt panel reviews foreign banks' plans to open branches in India

Panel chaired by DFS Secretary M Nagaraju reviewed RBI proposals for foreign banks amid a gradual decline in foreign bank presence and India's push for calibrated financial liberalisation

Rupee weakens below 90 due to persistent dollar demand from companies

The rupee breached the 90-per-dollar level amid sustained corporate dollar demand and FPI outflows, even as banking system liquidity turned surplus after two weeks

States, UTs eye ₹4.99 trillion borrowing through SDLs in Q4FY26

States and Union territories plan to borrow up to Rs 4.99 trillion through state development loans in the fourth quarter, with heavy supply expected to keep bond yields under pressure

NIM stabilisation, asset quality, disciplined growth key for banks in 2026

After a year of margin pressure and muted growth, banks head into 2026 expecting NIM stabilisation, benign asset quality and a gradual revival in credit, aided by rate cuts and foreign inflows

Customer is the purpose

Banks exist to serve the customers, let us serve them well

Bank credit demand from industry gains momentum as loan growth accelerates

The data showed credit to 'Micro and Small' and 'Medium' industries continued to exhibit double-digit expansion