Page 9 - Rbi

India FX deposits to help earn more revenue: RBI Governor Sanjay Malhotra

The comments come as the RBI deals with the fallout from record foreign-exchange inflows

RBI plans to drain ₹5 trillion through 26-day liquidity mopup bid

Central bank will conduct a 26-day VRRR auction on Friday to absorb surplus banking-system liquidity; funds placed in the auction will be reversed on October 7

Banks will take 3-4 months to deploy FCNR(B) flows, says C S Setty

CS Setty said banks would deploy the liquidity gradually, while also calling for lower upfront costs to enable large-scale adoption of agentic AI in Indian banking

After the dollar deluge, costly choices

India must now choose among currency appreciation, inflation, bank losses, indirect public exposure and an expensive sterilisation programme

Datanomics: NBFC asset quality improves but trails banks' performance

RBI asks NBFCs to focus on asset quality as agriculture and commercial real estate show higher stress

Fintechs should treat data as a fiduciary responsibility: RBI Governor

We are building digital public infrastructure for next-generation financial services, said RBI Governor Sanjay Malhotra

Bank of Baroda raises $8 billion via FCNR (B), exceeds initial target

The state-run lender mobilised $8 billion through the RBI's concessional swap window, exceeding its initial target of $4-5 billion, amid strong demand for FCNR(B) deposits

FCNR(B) inflows could lead to 'abnormal lending': Axis Bank MD & CEO

Axis Bank MD & CEO Amitabh Chaudhry cautioned banks over deploying excess liquidity, while flagging the possibility of an interest rate hike in the near future

Reliance on common tech providers raises contagion risk: RBI deputy guv

RBI Deputy Governor Rohit Jain cautioned that reliance on a small group of cloud, technology and AI model providers could transmit disruptions across financial institutions

What to do if your lender loses the original papers of your property

Keep a document inventory, complain in writing and seek compensation for delays or loss

Policy must balance innovation with accountability, resilience: RBI Dy Guv

Policy should provide room for innovation to grow while ensuring that accountability and resilience grow alongside it, RBI Deputy Governor Rohit Jain said on Wednesday. The objective of policy, therefore, is to create the conditions in which useful innovation can develop responsibly, he said here at the Global Fintech Fest 2026. "This requires clear guardrails where the risks are understood, room for experimentation where they are still emerging, and the ability to adapt the framework as technology and its uses evolve. Good policy should give innovation room to grow, while ensuring that accountability and resilience grow with it," he said. He also said that policy has to remain informed by what is happening on the ground. In a rapidly changing environment, regulators cannot understand emerging technologies through returns and supervisory observations alone, he said, adding, regular engagement with financial institutions, fintechs and technology providers helps identify new use case

Fintech a valuable partner in building for future: RBI Governor Malhotra

Governor Sanjay Malhotra says fintech has expanded financial inclusion, improved customer experience and enabled faster, more efficient credit delivery across India

The search for durable capital

The dollar-rupee forex swap was necessary and successful. Now, it is time to weigh the pros and cons of making capital inflows more attractive

High-speed trader AlphaGrep raises ₹200 crore via bonds after RBI curb

The Mumbai-based firm is raising ₹200 crore ($21 million) through bonds with a maturity of about one year and a 10.5% coupon, payable quarterly

Banks show little appetite for Reserve Bank of India's 30-day VRRR bid

Bids worth ₹2.59 trn received against ₹7 trn notified

RBI withdraws over ₹6 trillion of bank liquidity after record spike

The Reserve Bank ​of India received offers worth ₹3.53 trillion at an overnight auction, right ‌after banks parked ₹2.59 trillion through a 30-day auction

HDFC Bank woes put spotlight on leadership continuity, top-tier handovers

The woes at HDFC Bank have put the spotlight back on leadership continuity and how lenders oversee top-tier handovers, reports Raghu Mohan

RBI approves LIC to acquire up to 9.99% stake in ICICI Bank within a year

RBI has approved LIC to acquire up to 9.99 per cent of ICICI Bank's paid-up share capital or voting rights within one year, subject to regulatory conditions

RBI's 30-day VRRR auction raises odds of rate hike in October policy

Fx reserves swell to nearly $741 bn, driven by rush of swap dollars

RBI imposes ₹6.2 lakh penalty on Hinduja Leyland Finance for violations

Central bank cites lack of a board-approved policy on microfinance loan pricing and activities amounting to synthetic securitisation following an inspection