Page 299 - Reserve Bank Of India

PSBs rescue pvt peers as states pull out deposits after RBI cut rates

Treasury heads say private banks are floating CDs of nearly Rs 5,000- 8,000 crore a day since the RBI lowered the repo and reverse repo rate last week

Currency conundrum

RBI has done well to contain excess volatility

Slash dividend & prioritise shoring up balance sheet

Only after business has stabilised and there is visibility ahead should companies look at paying their shareholders

Why the three-month moratorium on your home loan EMI may not be a good idea

Many lenders also advised borrowers not to make use of the moratorium offer in case they were in a position to pay their instalments on the due date

Covid-19 relief: HDFC Bank releases FAQ on deferred EMIs and its impact

Here is an FAQ by HDFC Bank, explaining how the stipulation by RBI will impact its customers

Covid-19 relief: You can defer 3 EMIs but that may be a very costly option

SBI informed customers that in some cases, deferring 3 EMIs on a home loan may force the borrower to pay 8 more EMIs

RBI moratorium on term and working capital loans may hurt business

Corporates may end up paying four months interest on their loans together.

After the lockdown

Planning for the revival of the economy

Covid-19: RBI announces relief for exporters, gives breather to states/UTs

It would help the exporters to realise their receipts from nations adversely affected by the virus and also negotiate future export deals

Banks extending emergency loans to salaried, entrepreneurs after rate cut

However, most are extending it to their existing customers only

RBI Moratorium: NBFCs stare at asset liability management challenges

Managing liability outflows will be a tightrope walk for NBFCs in the near term

Can we stop the clock?

To minimise economic damage during the lockdown, focus on cash flows, promise of growth

Investors shoudn't drop their guard, it's not the time to take credit risks

RBI action has averted duration risk, but defaults could mar debt fund returns

Sebi eases norms for rating agencies amid disruptions caused by Covid-19

The relaxation is being given for three months, in line with the RBI's moratorium

RBI extends timings for daily reverse repo, MSF window for one month

All other terms and conditions as applicable to liquidity adjustment facility reverse repo and MSF operations will remain the same

Now what?

Once the lockdown is lifted, we will need the mother of all fiscal and monetary policy support to sustain the economy

RBI changes SLBC convenors over merger of 10 PSBs into 4 from April 1

The government on March 4 notified the amalgamation scheme as part of its consolidation plan to create bigger and stronger banks in the public sector

Credit score to be in line with RBI moratorium guidelines: Transunion Cibil

The RBI announcement came as a relief to the borrowers and affirmed commitment to provide a comprehensive picture of each person so they can be reliably and safely represented in the marketplace.

This is a once-in-a-decade opportunity to invest in equities: S Naren

The market is not factoring in a lockdown beyond 21 days as of now, says S Naren

Bank of Baroda cuts personal, retail loan rates by 75 bps to 7.25%

The BRLLR linked to RBI Repo Rate is revised downwards in line with the reduction on Reserve Bank of India Repo Rate from 5.15 per cent to 4.40 per cent