Banking
Gold loan share in bank retail credit doubles to 6% in a year: RBI data
Additionally, the share of gold loans in overall retail loans of banks has now doubled to 6 per cent (January 2026), from 3 per cent as of January 2025
 "Gold loan share in bank retail credit doubles to 6% in a year: RBI data")
New loans sourced in Q3FY26 rose 36% Y-o-Y to ₹20 trillion
Experian report shows strong rebound in secured lending, while unsecured loans recover from last year's decline; average ticket sizes rise across segments
 "New loans sourced in Q3FY26 rose 36% Y-o-Y to ₹20 trillion")
IBA to set up committee to review BC payouts, fixed remuneration on cards
Move follows NFIS 2025-30 observations and RBI survey findings flagging inadequate and delayed remuneration as key reasons for inactivity among Business Correspondents
 "IBA to set up committee to review BC payouts, fixed remuneration on cards")
Gold loans drive 42% surge in secured lending in Q3FY26: Experian
Experian data shows secured loans growing 42% in Q3FY26, led by strong demand for gold loans, even as unsecured lending rebounded and home loans maintained steady momentum
Bank holidays in March 2026: Full list of March 2026 closures across states
As per the RBI holiday calendar, banks in India will observe a number of public and regional holidays in March 2026. These holidays differ from state to state and are not consistent nationwide
 "Bank holidays in March 2026: Full list of March 2026 closures across states")
Yes Bank's 5K forex card customers hit with $280K fraudulent transactions
Around 5,000 Yes Bank forex card customers were hit by fraudulent transactions totalling $280,000, with the bank blocking several attempts and initiating chargebacks to prevent financial loss
 "Yes Bank's 5K forex card customers hit with $280K fraudulent transactions")
Credit card spends dip slightly in January; issuances rise to 116.6 mn
Credit card spending eased to Rs 2 trillion in January after festive highs, though outstanding cards rose to 116.65 million as issuers recalibrated amid tighter norms and shifting customer profiles
 "Credit card spends dip slightly in January; issuances rise to 116.6 mn")
IDFC First Bank fraud case: FIR registered, Haryana ACB begins probe
On Sunday, the IDFC First Bank disclosed a Rs 590-crore fraud committed by its employees and others in accounts held by the Haryana government
 "IDFC First Bank fraud case: FIR registered, Haryana ACB begins probe")
IDFC First Bank pays ₹583 cr to Haryana govt after detecting fraud
IDFC First Bank refunds Rs 583 crore to Haryana government after detecting a Rs 590-crore fraud, engages KPMG for a forensic audit and works with authorities on recovery
Banks step up CD borrowing as deposits lag credit growth: RBI data
Fortnightly issuance hits ₹1.34 trn; outstanding at record ₹6.62 trn
 "Banks step up CD borrowing as deposits lag credit growth: RBI data")
RBI not revisiting lending norms for proprietary trading: Guv Malhotra
Earlier on Monday, Sebi chairman Pandey said the stock market regulator has received a representation from the industry on the issue
 "RBI not revisiting lending norms for proprietary trading: Guv Malhotra")
Banks may invest ₹7 trillion in G-secs in FY27 amid rising deposit base
Banks are likely to invest around Rs 7 trillion in G-secs in FY27 as deposit growth strengthens and SLR requirements rise, with RBI expected to use OMOs to manage liquidity, analysts said
 "Banks may invest ₹7 trillion in G-secs in FY27 amid rising deposit base")
IDFC First calls Chandigarh fraud 'isolated' incident, says impact limited
IDFC First Bank says the Rs 590 crore fraud at its Chandigarh branch was an isolated case, suspends staff, appoints KPMG for forensic audit, and asserts it has adequate buffers to absorb the impact
 "IDFC First calls Chandigarh fraud 'isolated' incident, says impact limited")
IDFC First Bank reports ₹590 crore fraud at its Chandigarh branch
Affected accounts belong to Haryana govt ; 4 suspended
RBI builds secured data centre away from potential threats, seismic risk
The greenfield facility in Bhubaneswar is designed to house core computing systems supporting the central bank's currency management
 "RBI builds secured data centre away from potential threats, seismic risk")
SBI in talks with Japanese lenders for acquisition financing: C S Setty
It has nearly ₹1 trn capacity to lend towards this segment; bank to file prospectus with Sebi by March for SBI MF IPO
 "SBI in talks with Japanese lenders for acquisition financing: C S Setty")
Microfinance sector portfolio sees contraction, asset stress builds up
Aggregated portfolio outstanding stood at Rs 320.9 trillion in December 2025, down 7.2% Q-o-Q and 18% Y-o-Y, while 180-plus DPD stress rose sharply year-on-year
 "Microfinance sector portfolio sees contraction, asset stress builds up")
Budget 2026 banking review panel puts regulatory coordination in focus
The Union Budget 2026 proposal for a high-level banking reforms committee comes as the RBI strengthens its internal regulatory review process, sharpening focus on coordination across regulators
 "Budget 2026 banking review panel puts regulatory coordination in focus")
Short-term debt flows shifting from CPs to CDs on attractive returns
Rising CD yields and lower perceived risk draw investors away from CPs as banks ramp up short-term borrowings amid deposit tightness
 "Short-term debt flows shifting from CPs to CDs on attractive returns")
RBI's new loan recovery norms: NBFCs may incur extra cost to train agents
From a customer perspective, the stricter norms are welcome, industry executives said