Personal Finance

Silver slips 17% in a month: Should investors buy the dip or stay cautious?

Higher US real yields, a stronger dollar, weak investment demand and industrial concerns have pressured silver, though experts remain cautiously positive over the medium term

Retirement planning must account for inflation, taxes and how to spend time

Retirement planning must go beyond building a corpus, with experts warning against speculative trading after retirement

Gold loan stress rising: How to avoid a debt trap and manage repayments

Rising repayment delays and tighter renewal rules underline the risks of using gold loans to manage existing debt

Mutual fund returns dip? Here's why experts say don't switch in a hurry

Business Standard Smart Investor Arena 2026: Financial advisers explain why investors should look beyond past returns, match funds to their goals and avoid frequent portfolio changes

Undisclosed foreign assets? Check if you qualify for Rs 1 lakh scheme

FAST-DS 2026 offers eligible taxpayers a one-time route to disclose foreign assets, with fees and payment rules varying by category

FASTag local pass vs annual pass: Cost, rules and differences explained

New local FASTag pass starts Nov 1, with annual fees of Rs 1,500 or Rs 3,000 for eligible residents living within 20 km of a toll plaza

Salim Merchant buys commercial property in Mumbai's Santacruz for ₹12.9 cr

The Santacruz West property has a combined carpet area of 1,285 sq ft; Merchant holds a 50% stake in the purchase

Foreign investors return to lead India realty investments after 4 quarters

Institutional real estate investments rise 20% year-on-year to $2.1 billion in Q3 2026, with foreign investors contributing $1.4 billion, according to Cushman & Wakefield

PhonePe launches Tatkal NPS, lets users open pension accounts with ₹250

The new facility allows users to open government-backed NPS accounts digitally with contributions starting at Rs 250, using existing bank KYC details and one-time OTP authentication

Integrating NPS into payroll alongside PF should be easy: PFRDA chief

Speaking at the Business Standard BFSI Insight Summit 2026, PFRDA chief S Ramann said integrating NPS with corporate payrolls should be easy, enabling employees to save alongside EPF

SIFs vs PMS: Experts explain who should invest and who should stay away

Business Standard Smart Investor Arena 2026: Experts explained how specialised investment options differ and why investors should build a core portfolio first

No Will, shared inheritance? How a release deed can settle property rights

A release deed can help consolidate ownership among legal heirs, but removing a name from land records does not automatically end inheritance rights

₹6.5 cr for a Tonino Lamborghini home? Gurugram project sells out 1st phase

Luxury homes at ₹4.5 Crore+: Tonino Lamborghini project in Gurugram moves to Phase 2

Central Bank of India RTGS glitch: What to know about your deposits

The bank says its core banking system remains secure and services have been restored. Here is what customers should check and do

Mumbai's priciest rental deals: Oberoi 360 West leads at ₹28.5 lakh a month

Three of Mumbai's eight highest-rent residential properties are in Oberoi 360 West, Worli; the most expensive registered lease works out to ₹3.42 crore annually

Crypto boom or risk trap? Experts explain what young investors need to know

Business Standard Smart Investor Arena 2026: Experts urged young investors to understand crypto's risks, technology and use cases before putting money into it

India's workers feel financially secure, but savings reveal major gap: Survey

Over 80% of respondents in a Grant Thornton Bharat survey said they could sustain living expenses for less than a year if their income stopped

₹1,199 cr in sales: Godrej Trilogy in Worli tops Mumbai's luxury realty mkt

Inside Mumbai's ₹6,116 cr luxury home boom: 10 projects that led sales

Buying train tickets at counters? Make digital payment for insurance

The 45-paise cover offers up to Rs 10 lakh for death or permanent total disability; check eligibility and cancellation deductions before opting in

₹152 cr per home: Naman Xana records Mumbai's biggest average ticket size

Naman Xana recorded three luxury home sales worth ₹456 crore in April-September 2026, while Godrej Trilogy Seafront led Mumbai's top 10 residential projects with total sales of ₹1,199 crore.