Personal Finance

Margin calls in gold loans: Avoid borrowing over 50-60% of pledged value

Maintain a liquidity buffer in case you get a margin call due to falling gold prices

Locker access isn't ownership: Court ruling clarifies 'survivor' myth

Kerala High Court clarifies that 'either or survivor' mandates only grant bank access, while legal ownership of assets are governed by the deceased's Will or succession laws

Banking changes from April 1:Ignoring this could cost you ₹200-800 a year

Tighter verification protocols and revised daily withdrawal caps reflect a broader shift by lenders to mitigate digital fraud

1 in 5 urban Indians at heart risk, raising insurance premiums: Report

Rising cardiovascular and respiratory vulnerabilities among younger urbanites are forcing a shift towards dynamic risk pricing and higher premiums

Madhuri Dixit takes office on lease in Lower Parel for ₹4.25 lakh per month

Bollywood actress Madhuri Shankar Dixit has taken a commercial unit on rent in Mumbai, with a starting monthly rent of Rs. 4.25 lakh,

Kotak Midcap Fund turns ₹10,000 SIP into ₹1.59 cr in 19 years, 20% CAGR

Rs 10,000 invested via SIP in Kotak Midcap Fund (Erstwhile - Kotak Emerging Equity Fund) would have grown Rs 22,80,000 into Rs 1.59 crore at a CAGR of over 17.87%

Stuck in an unregistered housing project? UP RERA's new rules could help

Under the revised Regulation 24, the authority has clarified long-pending ambiguity regarding whether allottees in unregistered projects can seek relief under RERA.

TDS certificate deadline extended to March 31: Who benefits from more time

CBDT provides relief to deductors by allowing additional time to issue essential tax certificates following technical glitches on the e-filing portal

Airport-led boom: Property prices along Yamuna Expressway triple in 5 yrs

According to the report, the soon-to-be-launched Jewar airport will have significant long- term effects on housing demand, pricing and investment activity in the Noida housing market.

Foreign property purchase: Remit own, tax-paid funds via authorised banks

Disclose the property every year under Schedule FA of your income-tax return

Year-end portfolio review: Book partial profits in silver and gold funds

The money obtained through this route should be deployed in equity funds and shorter- and medium-duration debt funds to rebalance investment portfolio

Landlord ignoring repairs? What tenants can legally do if fixes are delayed

Legal experts outline the essential steps and documentation required for tenants to lawfully recover repair costs when landlords fail to maintain habitable premises

What are the interest rates senior citizens can get on fixed deposits?

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Canvas to capital: How art is becoming India's new investment asset

Indian art is moving beyond aesthetics into portfolios, as wealthy investors seek diversification, cultural capital, and long-term value in an asset class once seen as niche

March-end fixed deposit rates up to 8%: Check best offers across banks

Small finance banks continue to outpace major lenders in March-end, offering interest rates of up to 8% on select fixed-deposit tenures

Where should you invest now? Large caps offer best risk-reward, says report

Currently, sectors like IT, Private Banks and Healthcare have become more attractive helped by recent corrections and can be considered relative play compared to broader equity

Fund review: Nippon India Growth Mid Cap Fund

Fund review: Nippon India Growth Mid Cap Fund

New 12% buyback surcharge: What investors need to know before April 1

If you make money by selling shares in a buyback, you may now pay more tax than before.

Fixed deposit rates for senior citizens rise to 8.5%: Top picks listed

Smaller lenders continue to outpace major banks this March-end, offering senior citizens interest rates of up to 8.5% on select fixed-deposit tenures

Help for consumers as restaurants are asked not to add 'LPG cost' to bills

The Central Consumer Protection Authority has barred restaurants from levying separate 'LPG charges' on bills, mandating that all operational fuel costs be integrated into menu pricing