Adventure travel in India has seen a significant increase in the recent past, and while these activities may get your adrenaline pumping, you can't ignore the associated risks.
Whether you're looking to scale the Himalayan peaks, explore north-eastern alpine meadows or simply spend some time in the marshy backwaters of South India, ensuring safety should be a priority. This involves purchasing the right equipment, good-quality boots, repellents, and supplementary items like air canisters and anti-venom kits.
While these items serve as preventive measures, they may not be helpful in case of an untoward incident such as loss of a wallet or an accident. For such scenarios, it is ideal to have an insurance policy such as Trek Cover offered by Bajaj Finserv.
The policy offered by Bajaj Finserv, through its lending and investment arm Bajaj Finance Ltd, allows you to block your credit and debit cards with a single call and offers emergency hotel and travel assistance along with complimentary accident insurance.
Here are a few of the important features of this policy:
Get emergency hotel and travel assistance in case you're stranded:
If you lose your wallet and are stranded without money, you can avail financial assistance of up to Rs.1 lakh to manage hotel bills and travel tickets within India. This amount is interest-free for a period of 28 days. You may also avail assistance of up to Rs.1.8 lakh to cover hotel and travel expenses when you are travelling outside India.
Avail complimentary cover against personal accidents:
The Trek Cover offered by Bajaj Finserv provides coverage of up to Rs.1.5 lakh against personal accidents. This can come in handy if you're injured and need immediate, specialised care when you're trekking or indulging in adventure sports.
Get a replacement smartphone to contact family:
Trek Cover also grants you access to an emergency smartphone in case yours is misplaced or stolen so that you can contact your loved ones. This service is only available in select cities within India, and you must return the phone within 7 days of receiving it.
Block all your credit and debit cards with a single call:
Amidst a tough climb or a challenging stretch of terrain, you may lose or accidentally drop your personal belongings. This can be very stressful, especially if you lose your wallet, as it usually contains important items such as your bank cards. With Trek Cover, you can instantly block all your lost debit and credit cards. All you need to do is call the dedicated toll-free number. Additionally, you can also get a free replacement of your PAN card in case you lose it.
Apart from benefits that are tailored to address risks that you may encounter while trekking, this policy also comes with a simple online application process. Visit Bajaj Finserv's website, fill an application form and pay the premium of Rs.699 via Net Banking, UPI, Mobile Wallet, or debit/credit card. In just 3 steps you can secure yourself financially before you embark on your next trek.
To protect other aspects of your life, do consider other plans offered under Pocket Insurance & Subscriptions offered by Bajaj Finserv. These plans cater to a wide range of specific, often-ignored needs and offer comprehensive coverage at nominal premiums. You may choose from plans such as Wallet Care, Domestic Holiday Cover, or a Honeymoon Holiday Cover based on your specific requirements.
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